Find the latest Wildfire Credit Union CD Rates, Offers, and Promotions here.
Best CD Rates: 5.75% APY 8-Month CD Special, 5.00% APY 49-Month CD Special ($500 Minimum)
Availability: Michigan, all 83 Michigan counties.
Credit Inquiry: Hard Pull
About Wildfire Credit Union
Wildfire Credit Union is headquartered in Saginaw, Michigan. Being established in 1937, they have a long lasting history of being there for their members. They now have over 48,000 members at 6 locations throughout the state. To be eligible for these rates, you must meet the membership requirements below.
Eligibility: Membership in Wildfire Credit Union is open to individuals who live, work, worship, or attend a school in the State of Michigan. Family members of an existing Wildfire Credit Union member also qualify for membership. See current membership details |
From checking and savings account to loans and CDs, you are bound to find one that works for you. Whether you are saving for college tuition or just trying to save, a Wildfire Certificate of Deposit or CD is the perfect savings tool for the future.
CD Specials
Term | APY Rate | Minimum Deposit |
8-Month Special | 5.75% | $500 |
49-Month Special | 5.00% | $500 |
*The rates above are accurate as of 10/6/2023*
Wildfire Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $500, you can invest in a Wildfire Credit Union CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $500
- Maximum deposit: None listed
- Early withdrawal penalty: 365 days of interest on the full balance.
(NCUA Insured)
Alliant Credit Union 12-Month Certificate (4.30% APY) | Quontic Bank CD (Up to 4.25% APY) |
Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
Ponce Bank 3-Month CD (4.52% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
Rising Bank 6-Month CD (4.35% APY) | Rising Bank 12-Month CD (4.25% APY) |
Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.20% APY) |
Wildfire Credit Union CD Features
- Low minimum balance requirement of $500
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
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Bottom Line
These are the current CD rates from Wildfire Credit Union. Each term has a pretty competitive rate and you can be sure to find a length that fits all your banking needs. Additionally, you only need $500 minimum to start an account.
The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Wildfire Credit Union does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
This is a great opportunity to invest in a high-interest CD from Wildfire Federal Credit Union. However, being a relatively small credit union found in one state, this offer would be unavailable to most. If you would like to see more CD rates, check out our nationwide lists below.
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
Check back often for the latest Wildfire Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Ponce Bank | 4.52% APY 3-Month High Yield CD | Review |
Service Credit Union | 4.50% APY 6-Month CD | Review |
Western Alliance Bank | 4.50% APY 3-Month CD | Review |
Western Alliance Bank | 4.40% APY 6-Month CD | Review |
Rising Bank | 4.35% APY 6-Month CD | Review |
First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
Live Oak Bank | 4.30% APY 12-Month CD | Review |
Live Oak Bank | 4.30% APY 12-Month Business CD | Review |
Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
Rising Bank | 4.25% APY 12-Month CD | Review |
Quontic Bank | Up to 4.25% APY CD | Review |
Western Alliance Bank | 4.25% APY 12-Month CD | Review |
Ponce Bank | 4.20% APY 4-Month No-Penalty CD | Review |
Discover Bank | 4.10% APY 24-Month CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Sallie Mae | 4.00% APY 14-Month CD | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
Sallie Mae | 3.95% APY 10-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |