Technology Credit Union CD Rates: 5.15% APY 5-Month No-Penalty Certificate (Nationwide)

Find the latest Technology Credit Union CD Rates, Offers, and Promotions here. You can now earn some of the best CD Rates from Technology Credit Union powered by Raisin.

Update 4/2/24: The rate has decreased to 5.15% APY (from 5.25%).

Best CD Rates: 5.15% APY 5-Month No-Penalty Certificate ($1 min, No max)

Availability: Nationwide

About Technology Credit Union

With more than $4.5 billion in assets under management and ten full-service branches in the Bay Area, Tech CU has grown and thrived for more than 60 years — establishing ourselves as a financial services leader that consistently achieves high marks for our customer satisfaction.

Tech CU provides a full array of financial products and services to over 155,000 members including employees from the tech ecosystem— such as Cadence, Applied Materials, Cisco, Marvell, PayPal, Oracle, Broadcom, Nvidia, and Meta, to name a few.

At Tech CU, our unwavering focus on customer service and honest advice puts members first, ensuring outstanding financial products, superior service, great rates, and low fees.

We know that together, we can build a strong financial future.

Technology Credit Union CD Rates

With as little as $1, you can invest in a Technology Credit Union CD account to earn interest on your funds.

• Availability: Nationwide, Online
• Minimum deposit: $1
• Maximum deposit: None listed
• Early withdrawal penalty: None, absolutely no penalty at all! Withdrawals may be made 7 days after opening.

Think of a no-penalty CD as a better version than a traditional certificate of deposit. Like its name suggests, a no-penalty CD does not impose early withdrawal penalties if you need to tap your savings before the term is complete.

No-penalty CDs aka liquid CDs, offers considerable liquidity by allowing you access to your deposited funds at anytime, with no penalty!

While no-penalty CDs typically offer lower rates than fixed-term CDs, they still provide a higher rate than most regular savings accounts.

If you do need to break up your no-penalty CD before the term is over, you’ll have to take out its full value. You also cannot make incremental, top-up deposits after the first purchase.

Technology Credit Union CD Account Features

• Deposits federally insured up to at least $250,000 by NCUA.
• No fees. $1 minimum to open.
• Superior service and great rates.

Bottom Line

The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates | Business Bank Rates.

This is a great opportunity to invest in a high-interest CD from Technology Credit Union.

Compare them with our best CD Rates:

• Best 6-Month CD Rates
• Best 9-Month CD Rates
• Best 12-Month CD Rates
• Best 18-Month CD Rates
• Best 24-Month CD Rates
• Best 36-Month CD Rates
• Best 48-Month CD Rates
• Best 60-Month CD Rates
• Best No Penalty CD Rates

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.