For residents of Illinois, The Clay City Bank Co. is offering up to 2.02% APY with a maximum balance of $25,000 with their free Rewards Checking Account. Free checking? Great. But free checking account that pays you? That’s Kasasa Cash. You will even tack on as much as $25 in ATM fees refunds nationwide! If you live in the state of Illinois, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with The Clay City Bank Co today!
![]() |
|
![]() |
|
![]() |
The Clay City Bank Co. Rewards Checking:
- Sign up Offer
- Account Type: Rewards Checking Account
- Interest Rate: 2.02% APY
- Maximum Balance: $25,000
- Availability: Illinois (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: None
- Additional Requirements: at least 12 debit card purchases, be enrolled and review e-statement
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
The Clay City Bank Co. Rewards Checking Features:
- FREE checking account
- No minimum balance requirements
- Earns extremely high dividends
- Qualifying accounts get reimbursed up to $25 per month on ATM fees nationwide
- To qualify you must have per month: at least 12 debit card purchases, be enrolled and review e-statement
How To Earn Up to 2.02% APY Rate:
- Sign up to The Clay City Bank Co. Rewards Checking Account to earn 2.02% APY for up to $25,000.
- Have at least 12 debit card purchases post and settle (not counting ATM transactions)
- Be enrolled and review e-statement
Note: Balances over $25,000 earn between 2.02% — 0.68% APY depending on balance. Balances that fail to meet all requirements earn 0.15% APY
Bottom Line:
The Clay City Bank Co. is offering a great rewards checking account program for those that are residents of Illinois. There is no monthly fee, and the account has a great interest rate! Remember that if your balance is over $25,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
![]() The Chase Sapphire Preferred® Card offers 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x points on Chase Travel • 3x points on dining • 3x points on gas and EV charging • 3x points on online grocery purchases (excluding Walmart, Target, and wholesale clubs) • 3x points on top streaming services • 3x points on vacation homes at top brands like Airbnb, Vrbo, and more • 2x points on all other travel • 1x points on all other purchases • $100 Annual Chase Travel Hotel Credit Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |





Leave a Reply