Find the latest TotalDirectBank CD Rates, Offers, and Promotions here.
Best CD Rates: 12-month CD, 3.05% APY, 6-month CD, 2.75% APY, $25k minimum deposit.
Availability: Nationwide, with the exception of Florida.
Credit Inquiry: Soft Pull
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TotalDirectBank is a division of City National Bank of Florida. Founded in Miami more than 70 years ago, today City National Bank is the premier private commercial bank in Florida.
They have a wide array of products to meet your individual needs and are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
|Term||APY Rate||Minimum Deposit|
*The above rates are accurate as of 08/30/2022*
TotalDirectBank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With $25,000, you can invest in a TotalDirectBank CD account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account, TotalDirectBank is a bank that is fully online and by lowering their costs, you earn a higher savings rates. Also make sure to check out our CD rates below.
- Minimum deposit: $25,000
- Maximum deposit: $500,000
- Early withdrawal penalty: 3 months of the simple interest earned.
|Compare to the best CDs such as SkyOne Federal Credit Union 22-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (5.00% APY), Idabel National Bank 24-Month CD (4.35% APY), Blue Federal Credit Union 15-Month CD (4.70% APY), Quontic Bank 60-Month CD (4.45% APY), Sallie Mae 14-Month No-Penalty CD (4.05% APY), and CIT Bank 11-Month No-Penalty CD (3.65% APY).|
TotalDirectBank CD Features
- Guaranteed return
- Automatic Renewal
- FDIC insurance up to the maximum allowable
Looking for a short term or long term CD? Then look no further as TotalDirectBank offers you various CD terms from 3 to 60 months, but be sure to take advantage of their current promotion of 12-Month CD Special of 3.05%.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While TotalDirectBank does have competitive rates, their product line can still be considered limited. I recommend you take a look at Discover Bank Promotions here
|Sallie Mae||5.00% APY 27-Month CD||Review|
|SkyOne Federal Credit Union||5.00% APY 22-Month CD||Review|
|Blue Federal Credit Union||4.70% APY 15-Month CD||Review|
|SkyOne Federal Credit Union||4.50% APY 15-Month CD||Review|
|CIT Bank||4.50% APY 18-Month CD||Review|
|Quontic Bank||4.45% APY 60-Month CD||Review|
|Idabel National Bank||4.35% APY 24-Month CD||Review|
|CIT Bank||4.35% APY 13-Month CD||Review|
|Discover Bank||4.25% APY 60-Month CD||Review|
|SkyOne Federal Credit Union||4.20% APY 12-Month CD||Review|
|Sallie Mae||4.05% APY 14-Month No-Penalty CD||Review|
|Sallie Mae||4.00% APY 10-Month No-Penalty CD||Review|
|State Exchange Bank||3.75% APY 13-Month CD||Review|
|CIT Bank||3.65% APY 11-Month No-Penalty CD||Review|
This is a great opportunity to invest in a high-interest CD from TotalDirectBank. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You will be able to fully take control of your funds through their products, services, and also maximize your saving potential. Check back often for the latest TotalDirectBank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.