Find new Trustco Bank promotions, bonuses, and offers here for Checking accounts here.
They are currently offering a $200 bonus when you open the qualifying checking and savings accounts and meet the requirements.
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About Trustco Bank Promotions
The mission of Trustco Bank is to be the low-cost provider of high-quality services to their customers in the communities they serve and return to their owners an above-average return on their investment. To learn more, continue reading.
- Availability: FL, MA, NJ, NY, VT (Bank Locator)
- Routing Number: 322270822
- Customer Service: 800.262.4488
I’ll review the current offers below.
Trustco Bank $200 Checking Savings Bonus
You can receive up to a $200 bonus from Trustco Bank when you open the qualifying checking and saving accounts and complete the requirements. This offer is available in-branch only.
- Account Type: Hometown Free Checking and Savings
- Availability: FL, MA, NJ, NY, VT (Branch Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: Can’t be funded with a credit card
- Monthly Fee: None Listed
- Early Account Termination Fee: None listed, check with CSR for more information
- Household Limit: None
|You can compare this to several great entry level Checking accounts with bonus offers include the Wells Fargo Everyday Checking ($200 bonus), Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), PNC Bank Virtual Wallet ($400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus).|
How To Earn The $200 Checking Savings Bonus
- Trustco Bank is offering a bonus of up to $200 in the branch. Bonus is broken down as follows:
- Get a $100 bonus when you open a Home Town Premier or Free Checking Account with Direct Deposit, make 10 debit card transactions, or minimum balance of $5,000 for 60 days after account opening
- Get a $100 bonus when you open a new Home Town Savings Account with a minimum balance of $5,000 for 60 days after account opening
- Security & Fraud Prevention
- Mobile & MobiMoney Apps
- Access to over 55,000 ATMs Worldwide
- Unlimited Monthly Transactions
- Free ATM/Debit Cards
- Low Minimum Opening Deposit
- Free Automatic Transfers Between Accounts
- Home Town Free Checking: No monthly service fees
- Home Town Premier Checking: $5 monthly fee waived with Direct deposit of Payroll, Social Security or Retirement income OR a $500.00 monthly average collected balance.
- Promotional offer valid from 7/5/2021 until 9/6/2021.
- All bonuses will be paid within 60 calendar days of verification that the checking account or savings account are in good standing and all promotional requirements have been satisfied for each offer.
- Bonuses may be reported to the Internal Revenue Service.
- One promotion per customer.
- Employees are excluded from promotion.
- To receive the $100, you must open a Home Town Premier Checking or Home Town Free Checking Account with either Direct Deposit, a minimum balance of $5,000, or 10 debit card transactions within 60 days of account opening. Direct Deposits must be the entire amount from a recurring Payroll, Social Security, and/or Pension (minimum of $100 monthly Direct Deposit). Direct Deposit or 10 debit card transactions must be completed within 60 calendar days from the date that the account was opened.
- A minimum of 10 Trustco Bank Debit Card transactions are required to post and clear the account within 60 calendar days of account opening.
- Minimum of $50 to open a Checking Account.
- Home Town Premier Checking: Minimum daily collected balance of $500 to Earn Annual Percentage Yield (APY).
- APY is 0.01%, current as of 6/1/21 and subject to change at any time.
- Rate may change after account is opened.
- If Direct Deposit is canceled on the Home Town Premier Checking Account a daily collected balance of $500 is required or $5 Monthly Service Charge applies. Home Town Free Checking: Does not earn interest.
- This offer applies to new money only. Funds must come from a source other than Trustco Bank.
- New or existing Home Town Premier Checking or Home Town Free Checking required to receive bonus.
- To receive the $100, you must open a new Home Town Savings Account with a minimum of $5,000 in new money (Club Accounts excluded). Minimum daily available balance of $200 to Earn APY. APY is 0.03%, current as of 6/1/21 and subject to change at any time. Rate may change after account is opened. Interest accrues daily and credited monthly. Monthly Service Charge or fees may reduce earnings. Please note: We reserve the right to alter or withdraw these products or certain features without prior notification
Trustco Bank is a great bank option for new sign-up promotions when becomes available. This bonus is great because they have a soft pull, so your credit score is not affected. I would recommend the free checking account, to avoid any monthly service fees.
Feel free to comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers from Trustco Bank. If you don’t qualify for these offers, you can visit our complete list of nationwide bank offers here.
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