If you are interested in learning more about Western State Bank promotions, bonuses, and offers, be sure to keep reading!
Typically, they have $100 bonuses when you open a Checking Account and meet all the requirements.
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About Western State Bank Promotions
For over 100 years, Western State Bank has been committed to executing its vision, which is to make its customer’s dreams come true. They value respect, teamwork, and integrity to make sure you have the help you need. Additionally, if you are interested in different banking experience, you can see all nationwide bank bonuses for more suitable offers.
- Availability: AZ, ND (Bank Locator)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
However, while they have generous bonuses, Western State Bank doesn’t have great rates for CDs and Savings. Furthermore, you may want to check out our full list of Bank Rates and CD Rates.
Compare Western State Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Bank of America, Wells Fargo, and more!
I’ll review the Western State Bank Promotions below.
Western State Bank $25/$50/$100 Checking Bonus

Earn a $100 bonus when you open a new checking account!
Western State Bank is offering a $25, $50, and $100 bonus when you open a new qualifying checking account.
- What you’ll get: Up to $100 bonus
- Account Type: VIP Checking, VIP Plus Checking, Future Checking, Free Personal Checking
- Availability: AZ, ND
(No Expiration Date Listed)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), U.S. Bank Platinum Checking ($300 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($500 Bonus). |
How To Earn Bonus
$100 Offer:
- Open a VIP or VIP Plus personal checking account
- Sign up for direct deposit
- Enroll in eStatements
- Open a Cash & Check Card
$50 Offer:
- Open a Free personal checking account
- Sign up for direct deposit
- Enroll in eStatements
- Open a Cash & Check Card
$25 Offer:
- New Future checking customers will earn $25 with their first account
- Valid on new personal checking accounts only. The following criteria must be met to receive:
- $100: open a VIP or VIP Plus personal checking account, enroll in direct deposit, enroll in eStatements, open a Cash & Check Card.
- $50: open a Free personal checking account, enroll in direct deposit, enroll in eStatements, open a Cash & Check Card.
- $25: open a Future checking account
- Cash rewards for each account type cannot be combined by opening multiple accounts by a new customer. Must be a new customer to Western State Bank. $100 or $50 Reward will be credited to your new checking account within 60 days after direct deposit is received, assuming account is open and all other requirements are met. $25 reward will be credited to your new checking account within 60 days of account opening assuming the account is open.
- For VIP Checking: $10 monthly service fee will be charged unless either $500 minimum daily balance is retained in the VIP Checking Account or $5,000 balance is maintained in combination of deposit and loan accounts.
- For VIP Plus Checking: $10 monthly service fee will be charged unless either $10,000 minimum daily balance is retained in the VIP Checking Account or $25,000 balance is maintained in combination of deposit and loan accounts.
- For Free Checking and Future Checking: No minimum balance required.
Western State Bank $100 Referral Bonus

Earn a $100 bonus when you refer a friend!
Western State Bank is offering a $100 bonus when you refer a friend to open a new qualifying checking account.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: AZ, ND
(No Expiration Date Listed)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), U.S. Bank Checking ($400 bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
- Open a personal checking account.
- Keep the account open and in good standing.
- Customer can receive one incentive per new customer. Customers are responsible for any applicable taxes.
- If an existing customer exceeds earning $600 per year, a 1099-MISC will be issued.
- Offer subject to change at the bank’s discretion.
- Member FDIC.
How To Waive Monthly Fees
- Free Checking: None
- Future Checking: None
- Free Business Checking: None
- VIP Checking: $10 monthly fee. Maintain a $500 minimum average daily balance or maintain a $5,000 balance in loans and deposits to avoid the monthly account fee
- VIP Plus Checking: $10 monthly fee. Maintain a $10,000 minimum average daily balance or maintain a $25,000 balance in loans and deposits to avoid the monthly account fee
- Small Business Interest Checking: $10 monthly fee. Maintain a $2,500 minimum average daily balance to avoid the monthly account fee (No minimum balance requirement for non-profit organizations)
- Business Checking Plus: $10 monthly fee Earnings Credit allowance (based on your balances) may offset some or all of your monthly fees
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Bottom Line
Western State Bank is great because they offer a large bonus when you refer a friend to open a new account. I recommend you open the Free Checking account to avoid any monthly service fees.
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*Check back at this page for updated Western State Bank promotions, bonuses, and offers.

The VIP checking fee is waived if you have $500 or more in the account.