Read on to learn more about Y-12 Federal Credit Union promotions, bonuses and offers here.
You can now take advantage of a $50 and $300 bonus when you open a new account and meet all the requirements.
Table of Contents
About Y-12 Federal Credit Union Promotions
Y-12 Federal Credit Union is headquartered in Oak Ridge and is the 6th largest credit union in the state of Tennessee. It is also the 268th largest credit union in the nation. It was established in 1950 and as of June of 2022, it had grown to 344 employees and 109,785 members at 14 locations. Y-12 Federal Credit Union has an A health rating.
Eligibility: Y-12 Federal Credit Union is open to those who reside, worship, attend school, or work in Anderson, Blount, Campbell, Knox, Loudon, Roane, Sevier, or Union counties in Tennessee. Membership details.
I’ll review the Y-12 Federal Credit Union promotions below.
Y-12 Federal Credit Union $300 Checking Bonus
Y-12 Federal Credit Union is offering a $300 bonus when you open a new qualifying checking account.
- What you’ll get: $300 bonus
- Account Type: Checking Account
- Availability: TN (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $5-$10; waivable
- Early Account Termination Fee: Not listed
- Household Limit: None listed
(Expires 12/31/2022)
| You can compare this to several great entry level Checking accounts with bonus offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($400 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
Receive a $300 bonus when you open a checking account with direct deposit. Here’s how:
- 1. Open a new High Yield Checking or Everyday Checking account between now – Dec. 31.
- 2. Mention the promo code WHY300 at account opening. This code is required. If you’re opening an account online, enter the code in the application as a note on the Review and Submit page.
- 3. Set up a minimum $500 direct deposit to your new checking account within 90 days. Your bonus will post month-end after we receive two consecutive months of your direct deposits.
- A minimum Direct Deposit of $500 must be posted to your new checking account within 90 days of account opening to be eligible for bonus.
- Direct Deposit consists of an electronic deposit of wages, pension and/or social security benefits.
- Transfers of funds, mobile deposits, and deposits from payment vendors (PayPal, Venmo) do not qualify.
- $300 will be posted to your account on the last day of the month after the second month that consecutive Direct Deposits are received.
- Limit one per member.
- Current members with an existing checking account or a checking account that has been closed within the previous six months do not qualify.
- No minimum account balance to open account or obtain the $300.
Y-12 Federal Credit Union $50 Referral Bonus
Y-12 Federal Credit Union is offering a $50 bonus when you refer friends and family to open a new qualifying checking account.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: TN
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $5-$10; waivable
- Early Account Termination Fee: Not listed
- Household Limit: None listed
(Expires 12/31/2022)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking ($600 bonus), TD Bank Beyond Checking ($300 Bonus), HSBC Bank Premier Checking ($500 Bonus), Chase Private Client ($2,000 Bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
Earn $50 by telling your family and friends how much you love your credit union. It’s easy! Just tell your family and friends to:
- Open a new qualifying checking account between now – Dec. 31.
- Mention your name and phone number when they open the account.
- A minimum Direct Deposit of $500 must be posted to the new member’s checking account within 90 days of account opening.
- To earn $50 referral bonus, a new member must open an Everyday or High Yield Checking account and mention your name during the promotion period.
- A minimum Direct Deposit of $500 must be posted to the new member’s checking account within 90 days of account opening.
- Bonus will be posted to your primary share account after the second month that consecutive Direct Deposits are received.
- A new member is someone who is not a current primary account owner or has not been a primary account owner for at least 12 months.
- New member checking account must be opened between 10/1/2022 thru 12/31/2022.
- Offer can expire anytime without prior notice.
- Commercial checking accounts and Opportunity Checking are excluded from this offer.
- Y-12 FCU employees are not eligible for incentive.
How To Waive Monthly Fees
- High Yield Checking: $10 monthly fee waived, and dividends paid by meeting EACH of the following:
- Receive eStatements -AND-
- 20 debit AND/OR credit card monthly combined transactions (based on date posted) -AND-
- One of the following:
- Minimum $2,000 average daily share balance
- Cumulative $1,000 monthly direct deposit
- Requirements waived for teens and young adults age 14-23.
- Everyday Checking:
- $5 monthly fee waived, and dividends paid by meeting ONE of the following:
- Minimum $1,000 average daily share balance -OR-
- 10 debit AND/OR credit card monthly combined transactions (based on date posted) -OR-
- Cumulative $500 ACH direct deposit
- Requirements waived for members age 65 and older.
- $5 monthly fee waived, and dividends paid by meeting ONE of the following:
Bottom Line
If you live in TN, here are great promotions for you to take advantage of!
*Compare these offers to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, U.S. Bank, and more!*
You may want to check out our full list of Bank Rates and CD Rates.
Leave a Reply