Find an updated list of Stoneham Bank promotions, bonuses, and offers here.
Update 5/21/25: There is now a $500 bonus when referring businesses to open a new account. There is also a $300 checking bonus available for a limited time.
About Stoneham Bank Promotions
Established in 1887, Stoneham Bank is headquartered in Stoneham, Massachusetts, and has 2 locations. Additionally, in an effort to maximize efficiency and security, they are committed to leveraging and exploring the latest technologies.
I’ll review the current Stoneham Bank Promotions below.
Stoneham Bank $300 Checking Bonus
- What you’ll get: $300 bonus
- Account Type: Optimum Checking Account
- Availability: MA, *Billerica branch only* (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early Account Termination Fee: Must keep account open for 6 months, or bonus forfeit.
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
EARN THE BONUSFINE PRINT
- Stoneham Bank is offering a bonus of $3000 when you open a new Optimum Plus or Optimum One checking account and complete the following months within each of the first full three calendar months:
- Receive a monthly direct deposit(s) totaling $500 or more
- Enroll in Online Banking
- To qualify for the $300 Bonus: Open a StonehamBank Optimum One or Optimum Plus checking account online at stonehambank.com, connect through video banking, or visit our Billerica Branch and mention this offer within 90 days of the account opening date.
- You must: Have a qualifying monthly direct deposit of at least $500 into the new checking account.
- Qualifying direct deposits include paychecks, pensions, government benefits (such as Social Security), or other eligible regular monthly income from employers or the government, electronically deposited into the checking account, with a minimum of $500.
- Transfers between StonehamBank accounts and accounts at other financial institutions or brokerages do not qualify.
- The customer must not have had any existing or prior personal checking accounts with StonehamBank within the previous 12 months.
- Once the offer requirements are met: The $300 bonus will be credited into the new personal checking account within 120 days from the new account opening date.
- The account must remain open, active, and in good standing to receive the bonus. In the event of the checking account’s closure by the customer or StonehamBank within 6 months of the account opening, StonehamBank reserves the right to deduct the bonus amount from any of the involved accounts upon closure.
- StonehamBank may issue an IRS Form 1099-INT or other appropriate forms reporting the value of the bonus.
- The offer is subject to change and may be withdrawn at any time.
Stoneham Bank $500 Business Referral Bonus
- What you’ll get:
- Referrer earns $500 bonus
- Referee / Person being referred earns $500 bonus
- Account Type: Personal Checking Account
- Availability: MA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
EARN THE BONUSFINE PRINT
- The newly referred business checking customer must open a StonehamBank Business Free or Optimum Advantage Business Checking account at a StonehamBank location or through video banking.
- Within 90 days of the account opening date, the newly referred business customer must: enroll in online banking, have a StonehamBank debit card, and maintain a daily balance of $10,000 or more in the new checking account.
- The referred customer must provide completed Refer a Business paperwork upon account opening and must not have any existing or prior business checking accounts with StonehamBank within the previous 12 months.
- Once the offer requirements are met, the $500 bonus will be credited into the new business checking account and the referring customer’s business checking account within 120 days from the new account opening date.
- The referring customer must have an existing StonehamBank business checking account.
- For the referring business customer to receive the Refer a Business bonus, the newly referred business checking customer must meet all offer requirements.
- By participating in this program, each party may be aware that the other is a StonehamBank business customer.
- To qualify for the $500 Refer a Business Bonus: The newly referred business checking customer must open a StonehamBank Business Free or Optimum Advantage Business Checking account at a StonehamBank location or through video banking.
- Within 90 days of the account opening date, the newly referred business customer must: enroll in online banking, have a StonehamBank debit card, and maintain a daily balance of $10,000 or more in the new checking account.
- Transfers between StonehamBank accounts and accounts at other financial institutions or brokerages do not qualify.
- The referred customer must provide completed Refer a Business paperwork upon account opening and must not have any existing or prior business checking accounts with StonehamBank within the previous 12 months.
- Once the offer requirements are met, the $500 bonus will be credited into the new business checking account and the referring customer’s business checking account within 120 days from the new account opening date.
- Both accounts must remain open, active, and in good standing to receive the bonus.
- In the event of the checking account’s closure by the referrer, referee, or StonehamBank within 6 months of the account opening, StonehamBank reserves the right to deduct the bonus amount from any of the involved accounts upon closure.
- StonehamBank may issue an IRS Form 1099-INT or other appropriate forms reporting the value of the bonus.
- The offer is subject to change and may be withdrawn at any time.
(Expired) Stoneham Bank $25 Referral Bonus
Earn a $25 bonus at Stoneham Bank!
Stoneham Bank is offering users a chance to get a $25 bonus when they refer a friend who opens a checking account and meets the requirements.
- What you’ll get: $25 bonus
- Account Type: Personal Checking Account
- Availability: MA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
EARN THE BONUSFINE PRINT
- Complete the form using the link above and give it to your friend.
- Your friend brings the form into a Stoneham Bank branch and opens a new personal checking account.
- You both get $25.
- To be eligible for the referral credit, you must be an existing StonehamBank customer and refer a new customer who opens any StonehamBank personal checking account.
- Limit of four referral credits per individual.
- To be eligible for the new account credit, new customers must open any StonehamBank personal checking account.
- Business checking accounts are not eligible for this promotion.
- Minimum deposit to open any StonehamBank personal checking account is $10.
- Limit one new account credit per individual. Coupon must be presented at account opening.
- This offer may be changed or withdrawn at any time without notice.
- Please allow 5-7 business days for the credits to be posted to your account.
- StonehamBank employees and their families are not eligible
How To Waive Monthly Fees
- Optimum One Checking: $10 monthly fee, waived with one of the following: Maintain monthly direct deposit of $500, maintain an average daily balance of $1,500, or use your debit card 5 times per month for Point of Sale Transactions not ATM.
- Optimum Plus Checking: $15 monthly fee, waived if the average daily balance in your checking is $10,000 or greater or if your combined checking, savings, money market, CD and IRA balances are $25,000 or greater.
- Simple Checking: None
- Optimum Advantage Business Checking: $10 monthly fee, waived with one of the following: Maintain monthly direct deposit of $500, maintain an average daily balance of $1,500, or use your debit card 5 times per month for Point of Sale Transactions not ATM.
- Business Free Checking: None
- Non-Profit Checking: None
- IOLTA Checking: None
 |
 |
Bottom Line
Lastly, these are all the current Stoneham Bank promotions and offers. Additionally, if you are looking to start a new banking experience with Stoneham Bank, this may be an offer for you. Furthermore, even though there is a monthly service fee, there are ways it can be waived.
Finally, feel free to leave a comment below informing us about your experience with Stoneham Bank. Furthermore, your feedback is highly appreciated and makes our site even better!
Furthermore, CDs and Savings accounts are a great way to save money. Check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare Stoneham Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, Bank of America, Wells Fargo, and more!
*Check back for updated Stoneham Bank promotions, bonuses and offers.
Program is no longer offered both 2% and amazon gift card
would agree it’s an easy bonus, took advantage and no hard pull.