Find an updated list of A+ Federal Credit Union promotions, bonuses, and offers here.
Currently, they have a $50-$100 bonus when you open a new account and meet all the requirements.
Table of Contents
- 1 About A+ Federal Credit Union Promotions
- 2 A+ Federal Credit Union $100 Checking & Savings Bonus
- 3 A+ Federal Credit Union $50 Checking & Savings Bonus
- 4 A+ Federal Credit Union $100 Business Referral Bonus
- 5 A+ Federal Credit Union $20 Referral Bonus
- 6 A+ Federal Credit Union $10 Referral Bonus
- 7 How to Waive Monthly Fees
- 8 Bottom Line
About A+ Federal Credit Union Promotions
A+ Credit Union has been serving residents of Texas since 1949 and has grown to 22 locations since then.
Eligibility: In order to be eligible to join this credit union, you have to have a family member that is currently a member, or a member of select organizations such as Buda Lions Club, Central Texas College and many more! If you do not qualify, you can pay a one time fee of $10 to join A+ Education Foundation and be eligible for this account. For additional information, be sure to check out their Membership Guidelines. |
I’ll review the A+ Federal Credit Union Promotions below.
A+ Federal Credit Union $100 Checking & Savings Bonus
- What you’ll get: $100 bonus
- Account Type: Cash back checking
- Availability: TX
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Bonus deducted if closed within 180 days of account opening
- Household Limit: One
(Expires 12/31/2022)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), BMO Harris Smart Money™ Account ($300 bonus), U.S. Bank Easy Checking ($400 bonus), Fifth Third Momentum® Checking ($375 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($300 bonus). |
How to Earn Bonus
- Open your account online, at one of our convenient branch locations, or by calling 512.302.6800 using promo code 2022SEG100
- You’ll receive the first $25 once the account is approved and opened and $75 within a week of the date your payroll direct deposit(s) total $800 or greater
- Must open a Membership Savings and a Cash-Back Checking account with a debit card, direct deposit, and eStatements.
- $25 will be deposited into your Membership Savings account upon account opening.
- Another $75 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater.
- Direct deposits must be $800 or greater, in aggregate, within 30 consecutive calendar days.
- Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening.
- New accounts screened through ChexSystems. $10 minimum opening deposit required for Membership Savings.
- $100 minimum balance required to earn dividends on Membership Savings account.
- Annual Percentage Yield = 0.10% on Membership Savings account.
- Declared rate: 6.1.2022 through 6.30.2022 and subject to change without notice.
- Fees could reduce earnings. Earn 5¢ cash back on PIN-based debit card purchases and 10¢ cash back on signature-based debit card purchases.
- Cash back deposited monthly to Membership Savings account.
- Promotional deposit(s) will be deducted if account closed less than 180 days after opening the account.
- Member is responsible for any taxes.
A+ Federal Credit Union $50 Checking & Savings Bonus

Earn $50 bonus when you join A+FCU and open a checking account!
Open a Cash-Back Checking account with a direct deposit today to start earning unlimited cashback and get a $50 bonus.
- What you’ll get: $50 bonus
- Account Type: Cash back checking
- Availability: TX
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Bonus deducted if closed within 180 days of account opening
- Household Limit: One
(Expires December 31, 2022)
For more advanced features in a checking account, compare this offer to Citigold® Checking Account (Up to $2000 Cash Bonus), U.S. Bank Platinum Checking ($400 Bonus), Huntington Platinum Perks CheckingSM ($300 Bonus), BMO Harris PremierTM Account ($500 Bonus), Fifth Third Preferred Checking ($375 Bonus), and TD Bank Beyond Checking ($300 Bonus). |
How to Earn Bonus
- Open a Membership Savings and a Cash-Back Checking account with a debit card, direct deposit, and eStatements.
- Once your account is open, the first $10 will be deposited to your new Membership Savings.
- $10 will be deposited into your Membership Savings account upon account opening.
- Another $40 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater. Direct deposits must be $800 or greater, in aggregate, within 30 consecutive days.
- Use promo code 2022COM50
- Insured by NCUA. Membership required.
- Must open a Membership Savings and a Cash-Back Checking account with a debit card, direct deposit, and eStatements.
- $10 will be deposited into your Membership Savings account upon account opening.
- Another $40 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater.
- Direct deposits must be $800 or greater, in aggregate, within 30 consecutive days.
- Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening.
- New accounts screened through ChexSystems. $10 minimum opening deposit required for Membership Savings.
- $100 minimum balance required to earn dividends on Membership Savings account.
- Annual Percentage Yield = 0.10% on Membership Savings account.
- Declared rate: 1.1.2022 through 1.31.2022 and subject to change without notice.
- Fees could reduce earnings.
- Earn 5¢ cash back on PIN-based debit card purchases and 10¢ cash back on signature-based debit card purchases.
- Cash back deposited monthly to Membership Savings account.
- $5 New Membership fee waived.
- If new membership is opened online, the New Membership fee will be refunded once account opening is complete.
- Promotional deposit(s) will be deducted if account closed less than 180 days after opening the account.
- Member is responsible for any taxes. Person must have US SSN/ITIN to receive promotion.
- program subject to change without notice.
- Cannot be combined with any other offer.
- A+FCU employees, volunteers, and their families are excluded from the program.
- Not valid for existing or previous members.
- One per household.
- Must present coupon and/or promo code at time of account opening.
- Expires 12.31.2022.
A+ Federal Credit Union $100 Business Referral Bonus

Earn a $100 bonus when you refer another business.
A+ Federal Credit Union is offering a $100 bonus when you refer another business to open a new Business Membership Savings and a Business Checking account and you could both earn $100
- What you’ll get: $100 bonus
- Account Type: Business Membership Savings and a Business Checking account
- Availability: TX
(No Expiration Date Listed)
Compare to some of the best business checking accounts such as , U.S. Bank Business Checking ($300 Bonus), Axox Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How to Earn Bonus
- Refer another business to open a new Business Membership Savings and a Business Checking account and you could both earn $100.
- Print and fill out this coupon for the other person to use when they open their business account
- Share your unique business ReferCode for them to use when they open their business account
- Cannot be combined with any other offer.
- Limit five referrals per calendar year.
- $100 will be deposited to your Business Membership Savings account when the referred business opens their Business Membership Savings and Business Checking with a debit card.
- Not valid for existing business members. All checking accounts screened through ChexSystems.
- $100 will be deducted if account closed less than 180 days after opening the account.
A+ Federal Credit Union $20 Referral Bonus

Earn a $20 bonus at A+ FCU!
A+ Federal Credit Union is offering a $20 bonus when you refer a friend to Cash-Back Checking and Membership Savings or Youth Membership Savings
- What you’ll get: $20 bonus
- Account Type: Cash-Back Checking and Membership Savings or Youth Membership Savings
- Availability: TX
(No Expiration Date Listed)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), BMO Harris Smart Money™ Account ($300 bonus), U.S. Bank Easy Checking ($400 bonus), Fifth Third Momentum® Checking ($375 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($300 bonus). |
How to Earn Bonus
- Refer a friend to open a Membership Savings or Youth Membership Savings and Cash-Back Checking account and you could both earn $20.
- Two ways to refer a friend:
- Print and fill out this coupon for your friend to use to open their account at a branch
- Share your ReferCode with your friend for them to open their account in branch or online
- Cannot be combined with any other offer.
- Existing Member: $20 will be deposited to your Membership Savings or Youth Membership Savings account when your friend opens their Membership Savings or Youth Membership Savings account and Cash-Back Checking account with eStatements and a debit card. Any existing A+FCU loan cannot be delinquent more than 30 days.
- New Member: Membership Required. $20 will be deposited to your Membership Savings or Youth Membership Savings account at opening of a Membership Savings or Youth Membership Savings account and Cash-Back Checking account with eStatements and a debit card. New accounts screened through ChexSystems.
- $10 minimum opening deposit required for Membership Savings or Youth Membership Savings account.
- $100 minimum balance required to earn dividends on Membership Savings account.
- $10 minimum balance required to earn dividends on Youth Membership Savings account.
- Annual Percentage Yield = 0.10% on Membership Savings or Youth Membership Savings account. Youth Membership Savings account for individuals under the age of 19. Declared Rate: 3.1.2021 through 3.31.2021 and subject to change without notice. Fees could reduce earnings. $5 New Membership fee for Membership Savings account.
- Promotional deposits will be deducted if account closed less than 180 days after opening the account. Not valid for existing members. Member is responsible for any taxes. Person must have US SSN/ITIN to receive promotion. Program subject to change without notice. A+FCU employees, volunteers, and their families are excluded from the program.
A+ Federal Credit Union $10 Referral Bonus

Earn a $10 bonus at A+ FCU!
A+ Federal Credit Union is offering a $10 bonus when you refer a friend to open a Youth Membership and Savings and StartUP Share Certificate.
- What you’ll get: $10 bonus
- Account Type: Youth Membership and Savings and StartUP Share Certificate
- Availability: TX
(No Expiration Date Listed)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), BMO Harris Smart Money™ Account ($300 bonus), U.S. Bank Easy Checking ($400 bonus), Fifth Third Momentum® Checking ($375 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($300 bonus). |
How to Earn Bonus
- Refer a friend to open a Youth Membership Savings and StartUP Share Certificate and you could both earn $10.
- Two ways to refer a friend:
- Print and fill out this coupon for your friend to use to open their account at a branch
- Share your ReferCode with your friend for them to open their account online
- Cannot be combined with any other offer.
- Existing Youth Member: $10 will be deposited to your Youth Membership Savings account when your friend opens their Youth Membership Savings account and StartUP Share Certificate.
- New Youth Member: Membership Required. Not valid for existing members. $10 will be deposited to your Youth Membership Savings account at opening of a Youth Membership Savings account and StartUP Share Certificate.
- $20 minimum opening balance required: $10 for Youth Membership Savings and $10 for StartUP Certificate.
- $10 will be deducted if account closed less than 180 days after opening the account.
- Limit one StartUP Certificate per member. Person must have SSN/ITIN to receive promotion. Program subject to change without notice. A+FCU employees, volunteers, and their families are excluded from the program.
How to Waive Monthly Fees
- Cash-Back Checking: No monthly fees
- A+ Checking: $5.00 monthly if balance falls below $500
- Membership Savings: No monthly fees
- Premier Savings: $20.00 monthly if balance falls below $25,000
- Platinum Savings: No monthly fees
- Basic Business Checking: No monthly fees
- Classic Business Checking: $15.00 monthly if balance falls below $1,500
- Plus Business Checking: $25.00 monthly if balance falls below $3,500
- Business Membership Savings: No monthly fees
- Business Premier Savings: $20.00 monthly, if balance falls below $25,000
- Business Platinum Savings: No monthly fees
Bottom Line
You can easily rack up tons of money referring new members to join A+ Federal Credit Union. There are several locations across Central Texas so if you are interested join today and start referring new members!
While they have generous bonuses, A+ Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare A+ Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated A+ Federal Credit Union promotions, bonuses and offers.

I opened a checking account with this credit union and they do a hard pull