Find an updated list of A+ Federal Credit Union promotions, bonuses, and offers here.
Update 1/15/25: The $50 and $100 checking bonuses have been extended through 12/31/25.
About A+ Federal Credit Union Promotions
A+ Credit Union has been serving residents of Texas since 1949 and has grown to 22 locations since then.
| Eligibility: In order to be eligible to join this credit union, you have to have a family member that is currently a member, or a member of select organizations such as Buda Lions Club, Central Texas College and many more! If you do not qualify, you can pay a one time fee of $10 to join A+ Education Foundation and be eligible for this account. For additional information, be sure to check out their Membership Guidelines. |
I’ll review the A+ Federal Credit Union Promotions below.
A+ Federal Credit Union $100 Checking & Savings Bonus
- What you’ll get: $100 bonus
- Account Type: Cash back checking
- Availability: TX
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Bonus deducted if closed within 180 days of account opening
- Household Limit: One
(Expires 12/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a free Cash-Back Checking opens in a new window Account and we’ll reward you with $25! Earn an additional $75 with your first payroll direct deposit(s) totaling $800 or greater.
- Use promo code 2025SEG100 when you open your account online or in person.
- Must open a Membership Savings and a Cash-Back Checking Account with a debit card, direct deposit, and eStatements.
- $25 will be deposited into your Membership Savings Account upon account opening.
- Another $75 will be deposited into your Membership Savings Account within a week of the date your payroll direct deposits total $800 or greater.
- Direct deposits must be $800 or greater, in aggregate, within 30 consecutive days.
- Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening.
- New accounts screened through ChexSystems.
- $10 minimum opening deposit required for Membership Savings.
- $100 minimum balance required to earn dividends on Membership Savings Account.
- Annual Percentage Yield = 0.10% on Membership Savings account.
- Rate effective 1.10.2024 and are subject to change without notice.
- Fees could reduce earnings.
- Earn 5¢ cash back on PIN-based debit card purchases and 10¢ cash back on signature-based debit card purchases.
- Cash back deposited monthly to Membership Savings Account.
- Promotional deposit(s) will be deducted if account closed less than 180 days after opening the account.
- Member is responsible for any taxes.
- Person must have US SSN/ITIN to receive promotion.
- One per SSN/ITIN. Program subject to change without notice.
- Cannot be combined with any other offer.
- A+FCU employees, volunteers, and their families are excluded from the program.
- Excludes Fiduciary, Association, Guardianship, Trust, Business, and Estate accounts.
- Not valid for existing or previous members.
- One per household.
- Must present coupon and/or promo code at time of account opening and be an employee of a participating organization.
- Expires 12.31.2025.
A+ Federal Credit Union $50 Checking & Savings Bonus
- What you’ll get: $50 bonus
- Account Type: Cash back checking
- Availability: TX
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Bonus deducted if closed within 180 days of account opening
- Household Limit: One
(Expires 12/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a free Cash-Back Checkinglink opens in a new window Account and we’ll reward you with $25!
- Earn an additional $25 with your first payroll direct deposit(s) totaling $800 or greater.
- Use promo code 2025OFFER50 when you open your account online or in person
- Must open a Membership Savings and a Cash-Back Checking Account with a debit card and direct deposit.
- $25 will be deposited into your Membership Savings Account upon account opening.
- Another $25 will be deposited into your Membership Savings Account within a week of the date your payroll direct deposits total $800 or greater.
- Direct deposit(s) must be $800 or greater, in aggregate, within 30 consecutive days.
- Payroll direct deposit(s) must be received to Cash-Back Checking Account within 60 days of account opening.
- New accounts screened through ChexSystems. $10 minimum opening deposit required for Membership Savings.
- $0 minimum balance required to earn dividends on Membership Savings Account.
- Annual Percentage Yield = 0.10% on Membership Savings Account.
- Rates effective 12.12.2024 and are subject to change without notice.
- Fees could reduce earnings.
- Earn 5¢ cash back on PIN-based debit card purchases and 10¢ cash back on signature-based debit card purchases.
- Cash back deposited monthly to Membership Savings Account.
- Promotional deposit(s) will be deducted if account closed less than 180 days after opening the account.
- Member is responsible for any taxes.
- Person must have US SSN/ITIN to receive promotion.
- One per SSN/ITIN. Program subject to change without notice.
- Cannot be combined with any other offer.
- A+FCU employees, volunteers, and their families are excluded from the program.
- Excludes Fiduciary, Association, Guardianship, Trust, Business, and Estate accounts.
- Not valid for existing or previous members.
- One per household.
- Must present coupon and/or promo code at time of account opening.
- Expires 12.31.2025.
A+ Federal Credit Union $50 Referral Bonus (Expired)
A+ Federal Credit Union is offering a $50 bonus when you refer a friend to Cash-Back Checking and Membership Savings or Youth Membership Savings.
- What you’ll get: $50 bonus
- Account Type: Cash-Back Checking and Membership Savings or Youth Membership Savings
- Availability: TX
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Bonus deducted if closed within 180 days of account opening
- Household Limit: Limit ten referrals per calendar year
(Limited time offer)
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Refer a friend to open a a Cash-Back Checking with a Membership Savings or Youth Membership Savings account and you could earn $50.
- Plus, your friends and family can each get $25 when they’re approved to join and an extra $25 bonus when they set up direct deposit totaling $800 or more per month.
- Cannot be combined with any other offer. Member is responsible for any taxes. Person must have US SSN/ITIN to receive promotion. Program subject to change without notice. A+FCU employees, volunteers, and their families are excluded from the program.
- Existing Member: Limit ten referrals per calendar year. $50 will be deposited to your Membership Savings or Youth Membership Savings account when your friend opens their Membership Savings or Youth Membership Savings account and Cash-Back Checking account with eStatements and a debit card. Any existing A+FCU loan cannot be delinquent more than 30 days.
- New Member: Membership Required. $25 will be deposited to your Membership Savings or Youth Membership Savings account at opening of a Membership Savings or Youth Membership Savings account and Cash-Back Checking account with eStatements and a debit card. Another $25 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater. Direct deposits must be $800 or greater, in aggregate, within 30 consecutive days. Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening. New accounts screened through ChexSystems. $10 minimum opening deposit required for Membership Savings or Youth Membership Savings account. $100 minimum balance required to earn dividends on Membership Savings account. $10 minimum balance required to earn dividends on Youth Membership Savings account. Annual Percentage Yield = 0.10% on Membership Savings or Youth Membership Savings account. Youth Membership Savings account for individuals under the age of 19. Declared Rate: 10.1.2022 through 10.31.2022 and subject to change without notice. Fees could reduce earnings. $5 New Membership fee for Membership Savings account. Promotional deposits will be deducted if account closed less than 180 days after opening the account. Not valid for existing members.
A+ Federal Credit Union $100 Business Referral Bonus (Expired)
Earn a $100 bonus when you refer another business.
A+ Federal Credit Union is offering a $100 bonus when you refer another business to open a new Business Membership Savings and a Business Checking account and you could both earn $100
- What you’ll get: $100 bonus
- Account Type: Business Membership Savings and a Business Checking account
- Availability: TX
(No Expiration Date Listed)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Refer another business to open a new Business Membership Savings and a Business Checking account and you could both earn $100.
- Print and fill out this coupon for the other person to use when they open their business account
- Share your unique business ReferCode for them to use when they open their business account
- Cannot be combined with any other offer.
- Limit five referrals per calendar year.
- $100 will be deposited to your Business Membership Savings account when the referred business opens their Business Membership Savings and Business Checking with a debit card.
- Not valid for existing business members. All checking accounts screened through ChexSystems.
- $100 will be deducted if account closed less than 180 days after opening the account.
A+ Federal Credit Union $10 Referral Bonus (Expired)
Earn a $10 bonus at A+ FCU!
A+ Federal Credit Union is offering a $10 bonus when you refer a friend to open a Youth Membership and Savings and StartUP Share Certificate.
- What you’ll get: $10 bonus
- Account Type: Youth Membership and Savings and StartUP Share Certificate
- Availability: TX
(No Expiration Date Listed)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Refer a friend to open a Youth Membership Savings and StartUP Share Certificate and you could both earn $10.
- Two ways to refer a friend:
- Print and fill out this coupon for your friend to use to open their account at a branch
- Share your ReferCode with your friend for them to open their account online
- Cannot be combined with any other offer.
- Existing Youth Member: $10 will be deposited to your Youth Membership Savings account when your friend opens their Youth Membership Savings account and StartUP Share Certificate.
- New Youth Member: Membership Required. Not valid for existing members. $10 will be deposited to your Youth Membership Savings account at opening of a Youth Membership Savings account and StartUP Share Certificate.
- $20 minimum opening balance required: $10 for Youth Membership Savings and $10 for StartUP Certificate.
- $10 will be deducted if account closed less than 180 days after opening the account.
- Limit one StartUP Certificate per member. Person must have SSN/ITIN to receive promotion. Program subject to change without notice. A+FCU employees, volunteers, and their families are excluded from the program.
How to Waive Monthly Fees
- Cash-Back Checking: No monthly fees
- A+ Checking: $5.00 monthly if balance falls below $500
- Membership Savings: No monthly fees
- Premier Savings: $20.00 monthly if balance falls below $25,000
- Platinum Savings: No monthly fees
- Basic Business Checking: No monthly fees
- Classic Business Checking: $15.00 monthly if balance falls below $1,500
- Plus Business Checking: $25.00 monthly if balance falls below $3,500
- Business Membership Savings: No monthly fees
- Business Premier Savings: $20.00 monthly, if balance falls below $25,000
- Business Platinum Savings: No monthly fees
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Bottom Line
You can easily rack up tons of money referring new members to join A+ Federal Credit Union. There are several locations across Central Texas so if you are interested join today and start referring new members!
While they have generous bonuses, A+ Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare A+ Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated A+ Federal Credit Union promotions, bonuses and offers.
I opened a checking account with this credit union and they do a hard pull