Read on to learn more about Affinity Federal Credit Union promotions, bonuses and offers here.
Currently, you can earn a $120 or $500 bonus when you open a new account and meet all the requirements.
Table of Contents
- 1 About Affinity Federal Credit Union Promotions
- 2 Affinity Federal Credit Union $150 Checking Bonus
- 3 Affinity Federal Credit Union $150 Checking Bonus
- 4 (Expired) Affinity Federal Credit Union $120 Checking Bonus
- 5 (Expired) Affinity Federal Credit Union $500 Business Checking Bonus
- 6 How to Waive Monthly Fees
- 7 Bottom Line
About Affinity Federal Credit Union Promotions
Affinity Federal Credit Union is a member owned financial institution that aspires to put their people before their profits. They are currently the largest credit union with headquarters in New Jersey, with branches spread through New York and Connecticut. Additionally, if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: CT, CJ, NY (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, sensitive (not sensitive in-branch)
- Credit Card Funding: None
Eligibility: You are eligible to become a member if you are employed at one of over 2,000 that are apart of Affinity Community. |
Additionally, Affinity Federal Credit Union doesn’t have great rates for CDs and Savings, Consequently, you may want to check out our full list of Bank Rates and CD Rates.
Compare Affinity Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
I’ll review the offers below.
Affinity Federal Credit Union $150 Checking Bonus

$150 Bonus
Take advantage of the $150 bonus from Affinity Federal Credit Union when you open a new qualifying checking account.
- What you’ll get: $150 bonus
- Account Type: Checking Account
- Availability: CT, CJ, NY
(Expires June 30, 2022)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking (up to $400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
- To receive the $150 bonus, you must:
- 1) Open an Affinity Cash Back Debit account online using the Apply Now button on this webpage between May 12 and June 30, 2022.
- 2) Make recurring, qualifying direct deposits of $500 or more per month for three consecutive months.
- 3) Make 10 or more purchases with the debit card associated with your Affinity Cash Back Debit account within 90 days of the account opening date
- To receive the $150 bonus, you must: 1) Open an Affinity Cash Back Debit account online using the Apply Now button on this webpage between May 12 and June 30, 2022. 2) Make recurring, qualifying direct deposits of $500 or more per month for three consecutive months. A qualifying direct deposit is an automatic electronic deposit known as an ACH (Automated Clearing House) of your paycheck, Social Security, pension, or other recurring income in the amount of $500 or more. Multiple deposits totaling $500 do not qualify. The first direct deposit must be made within 30 days, the second deposit within 31-60 days and the third deposit 61-90 days of the account opening date. External and internal transfers, mobile deposits, cash or check deposits and person-to-person payments such as Zelle®, do not qualify as a direct deposit. 3) Make 10 or more purchases with the debit card associated with your Affinity Cash Back Debit account within 90 days of the account opening date. Qualified debit card transactions include signature and PIN based debit transactions in person directly at a merchant location or in app or online merchant sites. Qualified debit card transactions from all debit cards on the account count toward the bonus. Online Bill Payments, Zelle® transactions and ATM transactions do not qualify. Offer valid only for new members who join Affinity and are legal residents of Connecticut, New Jersey, or New York only. Bonus will be deposited into your checking account by the last business day of the month following completion of all qualifying criteria (for example: if the account is opened on April 15, 2022; qualifying deposits are made in May, June and July; bonus will be deposited to your account by August 31, 2022) Bonus offer excludes MoreChecking, Business checking, Teen Checking and Revolution Spend accounts. Bonus may be reported as taxable income and will be reported on an IRS 1099 Form, if applicable. Limit of one checking bonus per person. Additional exclusions may apply. Offer subject to change without notice.
- Earn 1% Cash Back on up to $1,000 in debit card purchases (point of sale purchases can be either a PIN or signature debit card purchase, including online transactions) each month. Up to $120 cash back per year maximum. Cash back earned each month will be credited to your Affinity Cash Back Debit Account by the next month’s statement cycle. ATM transactions, the purchase of money orders or cash equivalents, loan payments and account funding made with your debit card are not eligible for cash back rewards. This offer is only eligible with an Affinity Cash Back Debit Account. The Affinity Cash Back Debit Account has no minimum opening deposit and no minimum balance requirements. Cash back offer terms and conditions are subject to change without notice. Cash back earned may be reported on an IRS 1099 Form, if applicable.
- Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. It can take a few weeks for new direct deposits to go into effect. Monitor your account regularly so you will know when automatic deposits start appearing. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
- You can make an unlimited number of surcharge–free withdrawals through the CO–OP Network without any surcharge from the owner of the ATM. Affinity will charge a $2.25 fee for each out–of–network ATM withdrawal. If you are a member of the More Program, you receive 8 free out–of–network transactions per month. If you are a member of the Even More Program or under the age of 25, there is no charge for out–of–network ATM withdrawals.
- To qualify for no monthly fees and avoid the $2 monthly paper statement fee, upon opening your Cash Back Debit Account, you must enroll in paperless statements (eStatements) either by registering and logging in to your Online Banking or Mobile Banking account. For new members the paper statement fee is waived for the first 45 days of membership, after that, if you have not enrolled in eStatements you may be assessed a $2 paper statement fee per month. Enrollment in eStatements means you will not receive mail delivery of your statements and you have agreed to Electronic Delivery Disclosure. You may withdraw your consent to receive paperless statements anytime by logging in to your Online Banking or Mobile banking account. If you choose to withdraw from eStatements you will be charged a $2 monthly paper statement fee. Note: The fee is waived for tenant accounts, members age 70 or older; and children age 12 and under.
Affinity Federal Credit Union $150 Checking Bonus
Take advantage of the $150 bonus from Affinity Federal Credit Union when you open a new qualifying checking account.
- What you’ll get: $150 bonus
- Account Type: Checking Account
- Availability: CT, NY
(Expiration unknown)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking (up to $400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
- To get the $150 checking account bonus:
- Live in New York or Connecticut and open an Affinity Checking or MoreChecking Account
- Register for Online and Mobile Banking and sign up for eStatements
- Within 30 days of account opening make a minimum $200 monthly deposit for three (3) consecutive months
- To receive the $150 bonus, you must reside in New York or Connecticut and open an new Affinity Checking or MoreChecking; make one deposit totaling $200 or more, per month, for 3 consecutive months.
- The monthly deposit of $200 or more must be made by direct deposit, a transfer from another financial institution, mobile deposit, ATM or at any Affinity branch.
- The first deposit must be made within 30 days, the second deposit within 31-60 days and the third deposit 61-90 days of the account opening date.
- You must register for Online and Mobile Banking and sign up for eStatements in Online or Mobile Banking within 30 days of account opening.
- Offer valid only for new members who join Affinity within 30 days of opening the checking account or existing members without an Affinity Checking or MoreChecking account. Bonus will be deposited into your checking account within 30 days of completing the qualifying activities.
- Bonus offer excludes Business checking, Teen Checking and Revolution Spend accounts.
- Bonus may be reported as taxable income.
- Limit of one checking bonus per member.
- Additional exclusions may apply. Offer subject to change without notice.
- Affinity Checking: There is no minimum opening deposit or balance requirement.
- MoreChecking: There is no minimum opening deposit.
- Minimum balance to earn the standard 0.05% APY is $1,000.
- Rate may change after the account is open.
- Fees could reduce earnings.
(Expired) Affinity Federal Credit Union $120 Checking Bonus
Take advantage of the $120 bonus from Affinity Federal Credit Union when you open a new qualifying checking account.
- What you’ll get: $120 bonus
- Account Type: Checking Account
- Availability: CT, CJ, NY
(No Expiration Date)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking (up to $400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
- To receive the $150 bonus, you must reside in New York or Connecticut and open an new Affinity Checking or MoreChecking.
- Make one deposit totaling $200 or more, per month, for 3 consecutive months.
- You must register for Online and Mobile Banking and sign up for eStatements in Online or Mobile Banking within 30 days of account opening.
- Bonus will be deposited into your checking account within 30 days of completing the qualifying activities.
- Bonus offer excludes Business checking, Teen Checking and Revolution Spend accounts.
- Bonus may be reported as taxable income.
- Limit of one checking bonus per member.
- Additional exclusions may apply.
- Offer subject to change without notice.
(Expired) Affinity Federal Credit Union $500 Business Checking Bonus

Earn up to $500 when you open a business account!
Affinity Federal Credit Union is offering a $500 bonus when you open a new business checking account.
- What you’ll get: $500 bonus
- Account Type: Business Checking and Money Manager Account
- Availability: CT, CJ, NY
(No Expiration Date)
For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
- Open a Business Basics or Business Performance Checking account AND a new Affinity Business Money Manager account with an average daily minimum balance of $50,000 between both accounts.
- After maintaining your account for 90 days with the required daily minimum balance and completing a minimum of 15 account transactions.
- Once all of the qualifying criteria have been met your checking account will be credited with the bonus within 45 days.
- Limit of one bonus offer per business member.
- However, this is a limited time offer.
- Subject to change without notice.
- Additionally, fees may apply to Business Basics and Business Performance Checking accounts.
- See Business Fee Schedule for more details.
How to Waive Monthly Fees
- More Checking: No monthly fees
- Smart Savings: No monthly fees
- MoreSavings: No monthly fees stated
- Business Basics Checking: No monthly fees stated
- Business Performance Checking: No monthly fees stated
- Business Savings: No monthky fees
Bottom Line
Lastly, Affinity Federal Credit Union has access to over 5,000 shared branches nationwide. However, if you are unable to visit one, you can still take advantage of their services like online banking and mobile banking.
Furthermore, your feedback is highly appreciated and makes our site even better!
Additionally, check back at this page for updated Affinity Federal Credit Union promotions, bonuses and offers.

they asked me to send cleat copy of SS CARD and I refused to do it