Read on to learn more about Affinity Federal Credit Union promotions, bonuses and offers here.
Currently, you can earn a $120 or $500 bonus when you open a new account and meet all the requirements.
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About Affinity Federal Credit Union Promotions
Affinity Federal Credit Union is a member owned financial institution that aspires to put their people before their profits. They are currently the largest credit union with headquarters in New Jersey, with branches spread through New York and Connecticut. Additionally, if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: CT, CJ, NY (Bank Locator)
- Routing Number: 221283512
- Customer Service: 800-325-080
| Eligibility: You are eligible to become a member if you are employed at one of over 2,000 that are apart of Affinity Community. |
Additionally, Affinity Federal Credit Union doesn’t have great rates for CDs and Savings, Consequently, you may want to check out our full list of Bank Rates and CD Rates.
I’ll review the offers below.
Affinity Federal Credit Union $150 Checking Bonus
$150 Bonus
Take advantage of the $150 bonus from Affinity Federal Credit Union when you open a new qualifying checking account.
- Account Type: Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, sensitive (not sensitive in-branch)
- Opening Deposit: None
- Credit Card Funding: None
- Direct Deposit Requirement: Optional
- Monthly Fee: Varies by account
- Household Limit: None listed
- Closing Account Fee: None listed, check with CSR for more information
(Expires March 31, 2022)
| You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), PNC Bank Virtual Wallet ($400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn $150 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- To receive the $150 bonus, you must:
- 1) Open an Affinity Cash Back Debit account online using the Apply Now button on this webpage on or before March 31, 2022.
- 2) Make recurring, qualifying direct deposits of $500 or more per month for three consecutive months.
- 3) Make 10 or more purchases with the debit card associated with your Affinity Cash Back Debit account within 90 days of the account opening date
- Debit & ATM Cards
- Online Bill Pay
- Online Banking & Online Deposit
- Mobile Banking & Mobile Deposit
- Access to nearly 30,000 Fee-Free ATMs and 5,000+ shared branches nationwide
- Overdraft Protection
- Checking: There are no monthly service fees.
- MoreChecking: $7, can be avoided with an average daily balance of $1,000 in your account.
- To receive the $150 bonus, you must: 1) Open an Affinity Cash Back Debit account online using the Apply Now button on this webpage on or before March 31, 2022. 2) Make recurring, qualifying direct deposits of $500 or more per month for three consecutive months. The first direct deposit must be made within 30 days, the second deposit within 31-60 days and the third deposit 61-90 days of the account opening date. A qualifying direct deposit is an automatic electronic deposit known as an ACH (Automated Clearing House) of your paycheck, Social Security, pension or other recurring income. External and internal transfers, mobile deposits, cash or check deposits and person-to-person payments such as Zelle®, do not qualify as a direct deposit. 3) Make 10 or more purchases with the debit card associated with your Affinity Cash Back Debit account within 90 days of the account opening date. Qualified debit card transactions include signature and PIN based debit transactions in person directly at a merchant location or in app or online merchant sites. Qualified debit card transactions from all debit cards on the account count toward the bonus. Online Bill Payments, Zelle® transactions and ATM transactions do not qualify. Offer valid only for new members who join Affinity. Bonus will be deposited into your checking account 30 days after all qualifying criteria has been met. Bonus offer excludes MoreChecking, Business checking, Teen Checking and Revolution Spend accounts. Bonus may be reported as taxable income and may be reported on an IRS 1099 Form, if applicable. Limit of one checking bonus per person. Additional exclusions may apply. Offer subject to change without notice.
- Earn 1% Cash Back on up to $1,000 in debit card purchases (point of sale purchases can be either a PIN or signature debit card purchase, including online transactions) each month. Up to $120 cash back per year maximum. Cash back earned each month will be credited to your Affinity Cash Back Debit Account by the next month’s statement cycle. ATM transactions, the purchase of money orders or cash equivalents, loan payments and account funding made with your debit card are not eligible for cash back rewards. This offer is only eligible with an Affinity Cash Back Debit Account. The Affinity Cash Back Debit Account has no minimum opening deposit and no minimum balance requirements. Cash back offer terms and conditions are subject to change without notice. Cash back earned may be reported on an IRS 1099 Form, if applicable.
- Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. It can take a few weeks for new direct deposits to go into effect. Monitor your account regularly so you will know when automatic deposits start appearing. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
- You can make an unlimited number of surcharge–free withdrawals through the CO–OP Network without any surcharge from the owner of the ATM. Affinity will charge a $2.25 fee for each out–of–network ATM withdrawal. If you are a member of the More Program, you receive 8 free out–of–network transactions per month. If you are a member of the Even More Program or under the age of 25, there is no charge for out–of–network ATM withdrawals.
- To qualify for no monthly fees and avoid the $2 monthly paper statement fee, upon opening your Cash Back Debit Account, you must enroll in paperless statements (eStatements) either by registering and logging in to your Online Banking or Mobile Banking account. For new members the paper statement fee is waived for the first 45 days of membership, after that, if you have not enrolled in eStatements you may be assessed a $2 paper statement fee per month. Enrollment in eStatements means you will not receive mail delivery of your statements and you have agreed to Electronic Delivery Disclosure. You may withdraw your consent to receive paperless statements anytime by logging in to your Online Banking or Mobile banking account. If you choose to withdraw from eStatements you will be charged a $2 monthly paper statement fee. Note: The fee is waived for tenant accounts, members age 70 or older; and children age 12 and under.
(Expired) Affinity Federal Credit Union $120 Checking Bonus
Take advantage of the $120 bonus from Affinity Federal Credit Union when you open a new qualifying checking account.
- Account Type: Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, sensitive (not sensitive in-branch)
- Opening Deposit: None
- Credit Card Funding: None
- Direct Deposit Requirement: Optional
- Monthly Fee: Varies by account
- Household Limit: None listed
- Closing Account Fee: None listed, check with CSR for more information
(No Expiration Date)
| You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), PNC Bank Virtual Wallet ($400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn $120 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- To receive the $150 bonus, you must reside in New York or Connecticut and open an new Affinity Checking or MoreChecking.
- Make one deposit totaling $200 or more, per month, for 3 consecutive months.
- You must register for Online and Mobile Banking and sign up for eStatements in Online or Mobile Banking within 30 days of account opening.
- Bonus will be deposited into your checking account within 30 days of completing the qualifying activities.
- Debit & ATM Cards
- Online Bill Pay
- Online Banking & Online Deposit
- Mobile Banking & Mobile Deposit
- Access to nearly 30,000 Fee-Free ATMs and 5,000+ shared branches nationwide
- Overdraft Protection
- Checking: There are no monthly service fees.
- MoreChecking: $7, can be avoided with an average daily balance of $1,000 in your account.
- Bonus offer excludes Business checking, Teen Checking and Revolution Spend accounts.
- Bonus may be reported as taxable income.
- Limit of one checking bonus per member.
- Additional exclusions may apply.
- Offer subject to change without notice.
(Expired) Affinity Federal Credit Union $500 Business Checking Bonus
Earn up to $500 when you open a business account!
Affinity Federal Credit Union is offering a $500 bonus when you open a new business checking account.
- Account Type: Business Checking and Money Manager Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, sensitive (not sensitive in-branch)
- Opening Deposit: $2,500
- Credit Card Funding: Up to $1,000
- Direct Deposit Requirement: None listed
- Monthly Fee: Varies by account
- Household Limit: Amount not specified
- Closing Account Fee: None listed, check with CSR for more information
(No Expiration Date)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Earn $500 Business Checking Bonus
EARN THE BUSINESS BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a Business Basics or Business Performance Checking account AND a new Affinity Business Money Manager account with an average daily minimum balance of $50,000 between both accounts.
- After maintaining your account for 90 days with the required daily minimum balance and completing a minimum of 15 account transactions.
- No contract commitment
- Next day funding available
- Straightforward billing
- Professional set up, training and support
- Solutions for Retail, Restaurant, eCommerce, Mobile and More
- Business Basics Checking: There are no monthly service fees
- Business Performance Checking: Amount not specified
- Once all of the qualifying criteria have been met your checking account will be credited with the bonus within 45 days.
- Limit of one bonus offer per business member.
- However, this is a limited time offer.
- Subject to change without notice.
- Additionally, fees may apply to Business Basics and Business Performance Checking accounts.
- See Business Fee Schedule for more details.
Bottom Line
Lastly, Affinity Federal Credit Union has access to over 5,000 shared branches nationwide. However, if you are unable to visit one, you can still take advantage of their services like online banking and mobile banking.
Furthermore, your feedback is highly appreciated and makes our site even better!
Additionally, check back at this page for updated Affinity Federal Credit Union promotions, bonuses and offers.
they asked me to send cleat copy of SS CARD and I refused to do it