Find the latest America First Credit Union promotions, bonuses, and offers here for Checking accounts.
Update 7/2/24: We’ve added a $150 checking bonus for SEG Employees.
About America First Credit Union Promotions
Their mission is to provide personal financial services of a superior quality to the members/owners; their chief concern being their financial well-being.
| Eligibility: Membership in America First Credit Union is open to those who live, work, regularly conduct business, worship, attend school, or volunteer in Salt Lake County, Utah or within a 12 mile radius of the Mesquite Nevada Post Office; or in Utah County, or Juab County, Utah; or in Clark County and portions of Lincoln County, Nevada. Membership is also open to owners, employees, suppliers and their employees, or associated companies and their employees involved in the food industry in Utah and to employees, or members of a Select Employee Group (SEG) or of an affiliated association in Utah. (Membership requirements are listed in the credit union’s online application). See here for full membership details. |
I’ll review the America First Credit Union offers below.
America First Credit Union $100 Checking Bonus
- What you’ll get: $100 bonus
- Account Type: Free Checking/Savings
- Availability: UT, NV, AZ, ID, OR, NM (Branch Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
RECEIVE THE BONUSFINE PRINT
- New members can get a $100 cash bonus when they open a checking account or $50 with a new youth checking account.
- Membership, eligibility, terms & conditions apply.
- Offer is available to new members only and is subject to change without notice.
- Applicants cannot have had an open America First account within the last 12 months.
- Not available for business, secondary, special, employee, or volunteer accounts.
- Does not apply to change of account.
- Minimum term of 12 months applies to new dedicated savings or certificate accounts.
- Cash bonuses are limited to $100 for new members ages 18 and older and $50 for new members ages 17 and under.
- Members will forfeit cash bonuses if America First accounts are closed or transferred within 12 months of opening.
- Bonuses will be paid within 30 days of completing all offer requirements.
- Federally insured by NCUA.
America First Credit Union $150 Checking Bonus (SEG Employees)
- What you’ll get: $150 bonus
- Account Type: Premium Checking
- Availability: UT, NV, AZ, ID, OR, NM (Branch Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $6 monthly fee
- Early Account Termination Fee: None
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a Share Savings account
- Open a checking account with a Visa® debit card
- Sign up for online statements
- Enroll in Direct Deposit and deposit $250 or more
- This offer is valid for those who are 18 or older, are verified employees of this Select Employer Group (SEG), and cannot be combined with any other promotion.
- New accounts opened at dealerships are ineligible.
- Members cannot have had new accounts within the last 24 months.
- Accounts and loans are subject to membership, eligibility, terms, creditworthiness, conditions & change.
- Qualifying direct deposits must total $250 or more.
- Not available for business, secondary, or special accounts.
- America First employees and official family are ineligible.
- Bonus will be paid within 60 days of qualifying.
- Applicants will forfeit cash bonuses if accounts are closed or transferred within six months.
- Taxes on cash bonuses are the responsibility of receiving members.
- Share Savings, and Premium & Classic Checking, have an Annual Percentage Yield (APY) of 0.05% as of 3/15/2023.
- Federally insured by NCUA. Equal Opportunity Lender.
America First Credit Union $200 Checking Bonus (Expired)
Earn up to $200 bonus from America First Credit Union when you meeting certain requirements.
- What you’ll get: $200 bonus
- Account Type: Premium Checking Account
- Availability: Valid for active and retired members of any branch of the U.S. military, as well as veterans (Branch Locator)
- Direct Deposit Requirement: Yes, $500+ optional for an additional $50 bonus (see what works)
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Account Termination Fee: Must keep account open for 6 months, or bonus forfeit.
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open new Premium Checking account and cancel paper statements will get $150!
- Sign up for and receive new direct deposits to receive an extra $50.
- Offer is valid for residents of AZ, ID, NM, or NV who are 18 or older and cannot be combined with any other promotion.
- New accounts opened at dealerships are ineligible.
- Members cannot have had Premium Checking within the last 24 months.
- Eligibility, terms, creditworthiness & conditions apply and are subject to change.
- Qualifying direct deposits must total $500 or more.
- Not available for business, secondary, or special accounts.
- America First employees and official family are ineligible.
- Bonus will be paid within 60 days of qualifying.
- Applicants will forfeit cash bonuses if accounts are closed or transferred within six months.
- Taxes on cash bonuses are the responsibility of receiving members.
- Premium Checking has an Annual Percentage Yield (APY) of 0.05% as of 1/9/2023.
- Federally insured by NCUA.
America First Credit Union $100 Checking Bonus (NV – Sparks Branch) (Expired)
Earn $100 bonus credit from America First Credit Union when you open a new Free Checking account and complete the requirements.
- What you’ll get: $100 bonus
- Account Type: Free Checking
- Availability: NV (Branch Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Account Termination Fee: None
- Household Limit: None listed
(Limited time offer)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Matching deposits are subject to creditworthiness, change, terms & conditions.
- America First Share Savings accounts require a $1 minimum deposit and have an Annual Percentage Yield (APY) of 0.05%.
- Checking accounts have 0.05% APYs. Bonus will be provided at account opening.
- Accounts & terms are subject to creditworthiness and change.
- Membership, eligibility & conditions apply.
- Cannot be combined with any other offer.
- Special, business, and secondary accounts, as well as existing accounts opened in the last 12 months, are ineligible.
- Applicants must mention this promotion and be 18 years of age or older.
- Bonus will be provided within 60 days of completing the required actions.
- America First share savings accounts require $1 minimum deposits with 0.05% Annual Percentage Yields (APY) as of 11/30/2021.
- New accounts must remain open for at least six months or promotion incentive will be forfeited.
- Federally insured by NCUA.
America First CU $100 Checking Savings Bonus (Expired)
Earn a $100 American First Credit Union Bonus when you sign up today!
Earn $100 bonus credit from America First Credit Union when you open a new Free Checking account and complete the requirements.
- What you’ll get: $100 bonus
- Account Type: Savings and Checking
- Availability: AZ, ID, NV, UT (Branch Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
EARN BONUSFINE PRINT
- Not a Member:
- Open a savings account with a $1 deposit
- Add a checking account with a Visa® debit card
- Sign up for free online statements
- Enroll in direct deposit
- Already a Member:
- America First Visa credit card – get one or increase your limit and we’ll pay $40 in transactions
- Direct deposit – enroll and you’ll get $30
- Online statements – sign up and we’ll give you $10
- America First mobile banking app – download, make a transfer and get $10
- Card Guard® – download the app and get $10
- Bill pay – enroll, make a payment, and we’ll give you $10
- Youth savings account – open them for your children and they’ll get a free Penny or Buck piggy bank
- Auto & RV loans – get a low-rate auto or RV loan and we’ll pay $50 toward your first tank of fuel
- No monthly debit card fee
- Offers valid for active and retired members of any branch of the U.S. military, as well as veterans
- Eligibility & conditions apply
- Current members benefits limited to $100, available in cases where the member does not utilize listed product or service
How To Waive Monthly Fees
- Classic Checking: None
- Basic Business Checking: None
- Non-Profit Business Checking: None
- Premium Checking: $6 monthly fee. Use America First Rewards™ points or qualify for the cost waiver.
- Premier Business Checking: $8 monthly fee.
- High-Yield Business Checking: $50 monthly fee.
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Bottom Line
America First Credit Union is a great bank option for new sign-up promotions when become available. This bonus is great because there are no monthly service fees, but if you open an account it will hurt your credit score because it is hard pull.
Feel free comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers from America First Credit Union.
However, if you don’t live near a branch, you can check out other great bank bonuses, bank rates, and also CD rates found nationwide!
*Compare America First Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
FYI: This was a hard pull even though I didn’t qualify for the account.