Find an updated list of APG Federal Credit Union Bank promotions, bonuses, and offers here.
Residents of Maryland can now earn a $200 bonus when you sign up for a new Checking and Savings Account and meet the requirements.
About APG Federal Credit Union Promotions
APG Federal Credit Union is headquartered in Edgewood, Maryland. This Credit Union was established in 1938 and has over 132,000 members at 14 locations.
Eligibility: Membership in APG Federal Credit Union is open to those who reside, work, attend school, worship, or volunteer in Cecil or Hartford Counties, or select areas of Middle River, Maryland. Immediate family and household members may also be eligible. See current membership details |
Next, I will be reviewing APG Federal Credit Union promotions below.
APG Federal Credit Union Bank $200 Checking Savings Bonus

Educators can take advantage of this $200 sign up bonus from APG Federal Credit Union
APG Federal Credit Union will give you up to a $200 bonus when you become a member and sign up for an account. This offer is for Teachers and School Staff.
- What you’ll get: $200 bonus
- Account Type: Checking and Savings account
- Availability: MD (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: $15, 60 days
- Household Limit: One
(Limited time offer)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Sign up for Online Banking
- Opt out of paper statements from APGFCU
- Open a new APGFCU savings account plus a new personal checking account during the promotional period
- Within 90 days of opening the checking account (“Qualification Period”), receive into the checking account a qualifying reoccurring direct deposit totaling at least $200.
- Offer is for new members only.
- Offer cannot be combined with any other offers and does not apply to second or multiple checking accounts.
- If you meet all the terms of this offer, the bonus will be credited to your checking account on the 1st business day following the end of the 90-day Qualification Period.
- Limit one bonus per member.
- Fees may apply for early closure of checking account.
- Offer may be extended, modified or discontinued at any time without prior notice at the credit union’s discretion.
APG Federal Credit Union $50 Referral Bonus (Expired)

APG Federal Credit Union $50 Referral Bonus
APG Federal Credit Union will give you up to a $50 bonus when you refer new members to the credit union.
- What you’ll get: $50 bonus
- Account Type: Personal or Business Share Savings Account
- Availability: MD
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: $15, 60 days
- Household Limit: One
(Limited time offer)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($500 Bonus), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($225 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Refer a friend or family member to open a new personal or business share savings account, and you’ll both be eligible for a $50 bonus
- $5 minimum to open and maintain a share savings or business share savings account for new member-owners.
- Refer-a-Friend new membership share savings and business share savings accounts must be opened through the online account opening process, through the mail or at an APGFCU branch.
- $5 minimum to open and maintain a share savings or business share savings account for new member-owners.
- Bonus of $50, paid within 5 business days of account opening, will be deposited into the savings account.
- Bonus must stay in the account for 90 days.
- Offer applies to new memberships for those 18 and over and business savings accounts only.
- Refer-a-Friend new membership share savings and business share savings accounts must be opened through the online account opening process, through the mail or at an APGFCU branch.
- This offer is subject to change and scheduled to end December 31, 2022, or be extended anytime thereafter at the credit union’s discretion.
- Only one bonus offer payment will be paid to a new member-owner during the promotional period and this offer may not be combined with any other share savings offers.
- Referral email must be included with new membership application to receive the bonus.
- We may report to the IRS the value of any cash received and any applicable taxes are the responsibility of the recipient.
- Referring member must be in good standing to obtain the bonus.
- Membership eligibility applies.
- Other restrictions may apply.
- Officers, directors, volunteers and employees of APGFCU and members of their immediate families (spouse, parent, child and sibling) and persons residing in their households (whether related or not) are not eligible to participate.
How To Waive Monthly Fees
- Member Protect Checking: $6 monthly fee, waived if you have direct deposit of $200 or more into your Member Protect Checking account, opt out of receiving paper statements, make 20 or more debit card point-of-sale purchases per month
- High Yield Checking: None
- Basic Business Checking: $10 monthly fee, waived if average daily balance falls below $1,000
- Business Plus Checking: $15 monthly fee, waived if average daily balance is $10,000 or more
- Premium Business Checking: $20 monthly fee
- Not-for-Profit Checking: None
Bottom Line
APG Federal Credit Union is offering a $200 bonus when you meet all the requirements above. For this bonus, you have to be an educator or faculty for a school. Even if you don’t qualify, you may know someone who does so let them know about this offer!
If you have experience banking with APG Federal Credit Union please leave us a comment below letting us know how it went. Also, let us know if we missed anything.
APG Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare APG Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated APG Federal Credit Union promotions, bonuses and offers.
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