The latest Ardent Credit Union promotions, bonuses, and offers are available here.
They are currently offering a $700 checking account bonus when you meet certain requirements.
About Ardent Credit Union Promotions
Ardent Credit Union is located in the state of Pennsylvania. It was established in 1977 and it has grown to over 30,000 members. Additionally, this Credit Union boasts an A+ health rating. Visit one of the 6 locations throughout the state using the bank locator.
| Eligibility: Membership is open to those who live, work, worship, volunteer or attend school in Philadelphia, Bucks, Chester, Delaware, and Montgomery counties. Immediate family of existing members are also eligible. Click here for full membership details. |
I’ll review the current offer below.
Ardent Credit Union $700 Checking Bonus
Ardent Credit Union is offering a $700 bonus when you open a new checking account and meet all requirements.
- What you’ll get: $700 bonus
- Account Type: Checking Account
- Availability: PA
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull, which does not affect your credit
- ChexSystems: Unknown, not sensitive
- Credit Card Funding: Up to $500
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 06/30/2024)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open your new Cashback Checking account. Open your account online or in a branch by June 30, 2024 using the promo code CK700 (New checking accountholders only).
- Start earning with two one-time $50 bonuses within 30 days of opening.
- Log into eBanking to earn $50
- Enroll your debit card in your mobile wallet to earn $50
- Qualify to earn 7.50% cash back per month. Here’s where things really heat up. Boost your monthly cash back limit from $10 to $50 by doing these within 60 days of account opening:
- Get qualifying recurring direct deposits totaling $100 or more
- Receive eStatements
- Make 8 debit card transactions
- Qualify each month to continue to earn up to $50 in cash back for the first 12 calendar months your account is open. You will automatically be eligible for 7.50% cash back during the month you open your account. You will continue to earn when you qualify for the next 11 calendar months. That’s $600
- Add all these bonuses together for a $700 Total Bonus
- Offer valid only on Cashback Checking accounts opened between February 6, 2024 and June 30, 2024.
- The monthly bonus is available for 12 consecutive months for new accountholders who qualify.
- However, this offer may end at any time.
- New checking accountholders only.
- A checking accountholder is considered new if they have not been primary or secondary owner on an Ardent checking account in the last 12 months.
- Must meet membership eligibility of living, working, worshipping, volunteering or attending school in Bucks, Chester, Delaware, Montgomery or Philadelphia Counties.
- Relatives and household members of current Ardent members may also be eligible.
- Visit ardentcu.org/join for more details.
- Promotion Code (CK700) must be entered at new account opening to be eligible for this offer and cannot be added to an account at a later date.
- Ardent Credit Union reserves the right to determine in its sole discretion that an account is ineligible for the promotion because the activity on the account was limited to only the actions needed to qualify for the bonus.
- A qualifying account must be funded, remain open and in good standing to receive the bonus.
- Qualifying accounts earn the standard 1.50% cash back (up to $10 per month) on net debit card purchases.
- This offer adds a monthly cash back bonus, which is an additional 6.00% cash back on net debit card purchases.
- For example, $100 of debit card purchases would result in $1.50 in standard cash back for a qualifying account.
- The cash back bonus on $100 would be 6.00% of $100, which equals $6.00.
- In total, the account would earn $7.50 ($1.50 standard cash back + $6.00 cash back bonus) for the month, which is 7.50% cash back.
- The standard cash back will appear at the start of the next month.
- The cash back bonus will appear within 3 business days after the start of the month.
- This is a 12 month promotion.
- Month one is the account opening month and it continues for the next 11 months.
- For example, an account opened March 15, 2024 will earn on net debit card purchases during March (Month 1) through the end of February 2025 (Month 12).
- To earn the $50 eBanking login bonus, the member must register for eBanking and login within 30 days of account opening.
- The eBanking bonus will be paid within 30 days of the action completion.
- To earn the $50 mobile wallet bonus, the member must successfully register their Ardent Visa debit card with either Apple Pay or Android Pay within 30 days of account opening.
- The mobile wallet bonus will be paid within 30 days of the action completion.
- PLEASE NOTE: To be eligible for the bonus, regular deposit and transaction activity consistent with normal day-to-day spending patterns must be evident during the promotional period (365 days from account opening date).
- Limit one Cashback Checking account per member.
Ardent Credit Union $50 Referral Bonus
Get a $50 Referral Bonus with this offer from Ardent Credit Union
Ardent Credit Union is offering a $50 bonus when you refer a friend for a new checking account. Both parties receive $50 if the requirements are met.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: PA
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Complete your information in the registration form above and select GO
- Provide contact information AND a valid email address for the friends or family members you are referring OR share this offer via social media.
- Your friend or family member will receive an email notification containing registration instructions and requirements of this offer.
- Once your friend or family member registers, opens a new Ardent Credit Union checking account AND completes one (1) direct deposit of $100 or more within 60 days of account opening, you will BOTH receive a $50 Visa Reward Card
- A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year
- Referred Person must meet all qualifications required to establish a membership and open a new checking account.
- Please allow 4-6 weeks after completion of all requirements for delivery of your Visa Reward Card to the physical address provided.
- Reward Card may be reported as income to the IRS.
Ardent Credit Union $200 Checking Bonus (Havertown Branch) (Expired)
Ardent Credit Union is offering a $200 bonus when you open a new checking account and meet all requirements.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: PA *Havertown branch*
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull, which does not affect your credit
- ChexSystems: Unknown, not sensitive
- Credit Card Funding: Up to $500
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 07/15/2023)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open Cashback or High-Yield Checking at Havertown branch
- Earn $150 by receiving qualifying direct deposits totaling $500 AND enrolling in eStatements
- Get a $50 Instant Deposit at account opening by:
- Logging into eBanking
- Adding Ardent debit card to mobile wallet
- Valid on free Cashback Checking or High-Yield Checking. New Ardent checking accountholders only.
- A new checking accountholder has not been a primary or secondary owner on an Ardent checking account in the last 24 months.
- Ardent reserves the right to determine in its sole discretion that an account is ineligible for the promotion because the account activity was limited to only the actions needed to qualify for the bonus.
- A qualifying account must be funded, remain open and in good standing to receive the bonus.
- The $150 bonus will be deposited into the account 90-125 days after opening.
- To earn the $150 bonus, the completion of two (2) actions is required within the first 60 days of account opening: (1) Setting up qualifying direct deposits totaling at least $500 and (2) enrolling in eStatements.
- Qualifying regularly recurring direct deposits are automated electronic deposits, such as a payroll deposit.
- Person-to-person, bank-to-bank transfers or internet service transfers are NOT a qualifying deposit.
- A $50 instant bonus can be earned in branch at the time of account opening by logging into eBanking and adding the Ardent debit card to the mobile wallet.
- Limit one per person. 5Offer expires July 15, 2023.
- YMCA members must show proof of membership (showing barcode from keychain or Y app).
Ardent Credit Union $350 Checking Bonus (Expired)
Ardent Credit Union $350 Checking Bonus
Ardent Credit Union is offering a $350 bonus when you open a new checking account and meet all requirements.
- What you’ll get: $350 bonus
- Account Type: Checking Account
- Availability: PA. Must live, work or worship in Philadelphia, Bucks, Chester, Delaware and Montgomery (Bank Locator)
- Direct Deposit Requirement: Yes, two direct deposits of $250+ (see what works)
- Credit Inquiry: Soft Pull, which does not affect your credit
- ChexSystems: Unknown, not sensitive
- Credit Card Funding: Up to $500
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 03/31/2023)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a Cashback Checking or High-Yield Checking account (new checking account holders only) and enter the promo code CK350.
- Then, earn cash when you do each of the following within 90 days of account opening:
- Enroll in eStatements (Earn $50)
- Make 8 qualifying debit card purchases (Earn $100)
- Receive two or more qualifying direct deposits of $250 or more (Earn $200)
- Offer valid through March 31, 2023. However, this offer may end at any time. Valid on Cashback Checking or High-Yield Checking accounts. New checking accountholders only. A checking accountholder is considered new if they have not been primary or secondary owner on an Ardent checking account in the last 12 months. Must meet membership eligibility of living, working, worshipping, volunteering or attending school in Bucks, Chester, Delaware, Montgomery or Philadelphia Counties. The Promotion Code (CK350) must be entered at new account opening to be eligible for this offer and cannot later be added to an account. Ardent Credit Union reserves the right to determine in its sole discretion that an account is ineligible for the promotion because the activity on the account was limited to only the actions needed to qualify for the bonus and is not consistent with regular and repeated use as described above. A qualifying account must be funded, remain open and in good standing to receive the bonus. Bonus will be deposited into the checking account between 95 and 120 days after account opening.
- Bonus amount based on completion of three actions is as follows: make at least 8 qualifying debit card purchases ($100 bonus), two or more qualifying direct deposits ($200 bonus) and enroll in eStatements ($50 bonus). To earn $350, all three actions must be completed within 90 days of account opening. Transactions (debit card purchases and direct deposits) must settle to your account within 90 days. To be eligible for the bonus, regular deposit and transaction activity consistent with normal day-to-day spending patterns must be evident throughout the 90-day qualifying period.
- A qualifying regularly recurring direct deposit is an automated electronic deposit of $250 or more that occurs at least twice during the first 90 days the account is open, such as a payroll deposit. An example of a direct deposit which would not qualify would be a person-to-person transfer or an internet service transfer.
- Qualifying debit card transactions are ones that reflect a wide range of dollar amounts and occur as part of the cardholder’s day-to-day activities. An example of debit card transactions which do not qualify would be card transactions conducted within a condensed time frame.
Ardent Credit Union $300 Checking Bonus *Center City Branch* (Expired)
Get a $300 Bonus with this offer from Ardent Credit Union
Ardent Credit Union is offering a $300 bonus when you open a new checking account with Rewards.
- What you’ll get: $300 bonus
- Account Type: Checking Account with Rewards
- Availability: PA
(Expired)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open an account with $100 minimum deposit and complete the following during the monthly qualification cycle:
- 8 debit card purchases of $5 or more
- One direct deposit/ACH credit totaling $250
- Enroll in eStatements
- $50 will be paid each month during the first six months the account is open and the Kasasa qualifications are met
- No more than one Kasasa checking account of each type per member.
- Member must maintain their Ardent Savings account to be eligible for Kasasa accounts.
- Bonus offer is valid for a limited-time on accounts open at our 1801 Market St location only.
- Rates are subject to change at any time.
How To Waive Monthly Fees
- High-Yield Checking: None
- Cashback Checking: None
- Basic Checking: None
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Bottom Line
These are all the current Ardent Credit Union promotions and offers. Keep in mind this is a credit union, so you would need to meet membership requirements. The $300 offer doesn’t seem too bad if you are looking to start a new bank account. If you are interested in posts like this, I encourage you to check out our other reviews here on HustlerMoneyBlog!
Our reader Will mentioned it’s a soft pull, so this is a great bonus! Your feedback is highly appreciated and makes our site even better!
CDs and Savings accounts are a great way to save money. Check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare ardent Credit Union promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, and more!
*Check back for updated Ardent Credit Union promotions, bonuses and offers.
Thank you, Mark!
You have the wrong link for the $350 offer.
The link should point to: https://www.ardentcu.org/Landing-Pages/Earn-$350
Thanks Matt. We have updated our post to show that it is a soft pull.
Soft Pull, Minimum to open is $5