Are you a small business owner looking to manage your money? As one of the leading online banking institutions, Axos Bank has the perfect account for you!
Update 10/10/25: If you’re looking for a business checking account that earns interest, here’s an account for you! You’ll get access to many perks and benefits!
With their Business Interest Checking account, they are offering industry-leading rates to help you grow you maximize on your savings, in addition to their banking features. You’ll earn up to 1.01% APY with this account.
You can access your money at anywhere and anytime with online banking, mobile banking, and remote deposit!
With their exclusive mobile app available for both iPhone and Android users, you can manage your funds with ease.
(FDIC Insured)
Axos Bank Business Interest Checking
- What you’ll get: 1.01% APY
- Account Type: Business Interest Checking
- Availability: Online Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: No
- Monthly Fee: $10, can be waived with minimum balance of $5,000
- Household Limit: None listed
- Closing Account Fee: None
(FDIC Insured)
How To Open Axos Bank Business Interest Checking
- Open an Business Interest Checking account from Axos Bank online.
- Prepare the following information:
- Social Security Number
- A valid form of ID: U.S. Drivers License or State ID
- A valid U.S. address that is not a P.O. BOX
- Must be a U.S. Citizen or Resident Alien
- Enter in your person information and start application
Axos Bank Business Interest Checking Rates
| Balance | APY |
| $0 – $49,999.99 | 1.01% |
| $50,000 – $249,999.99 | 0.20% |
| $250,000 – $499,999.99 | 0.10% |
| $500,000 – $699,999.99 | 0.10% |
| $700,000 – $999,999.99 | 0.10% |
| $1,000,000 – $4,999,999.99 | 0.10% |
| $5,000,000+ | Contact a Business Banking Relationship Manager at 844-678-2726 for current rates |
Axos Bank Business Interest Benefits
- Up to 1.01% APY**
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Free online banking, image statements, and Bill Pay
How to Avoid Monthly Fees
Axos Bank Business Interest Checking Account: $10, can be waived with minimum balance of $5,000.
Digital Banking Features
Free with all bank accounts and includes access to free bill pay and free image statements.
Download the Axos Bank mobile app for business to manage your accounts anytime, available for iPhone and Android devices.
Deposit checks remotely using your mobile device.
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Bottom Line
Rest assured that Axos Bank is a federally chartered, FDIC-insured, full-service bank, so you know that your funds are safe!
If you have had any experiences with this bank, please let us know in the comment section below.
The Axos Bank Business Interest Checking account offers some of the best rates in the industry!
If you’re a heavy debit card user, get rewarded for it! Check out the Axos Bank Rewards Checking account.
In addition, check out the Axos Bank UFB Direct High Yield Savings account to earn an outstanding APY rate on your funds!
If you are interested, be sure to check out this promotion as well as other banks such as U.S. Bank, HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, Citi or CIT Bank.
In addition to their accounts, they are also offering bonuses for you to earn more money if your pocket.
If you are interested, be sure to check out our complete list of Axos Bank Promotions.
If you’re still on the hunt for the best account for you, check out our entire list of bank account promotions. For more interest bearing account offers, see our list of the best CD rates and bank rates!
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