Are you a small business owner looking to manage your money? As one of the leading online banking institutions, Axos Bank has the perfect account for you!
For a limited time, you can earn a $400 bonus when opening a new Business Interest Checking account from Axos Bank.
Update 9/11/25: The offer has been extended through 9/30/25! If you’re looking for a business checking account that earns interest, here’s an account for you! You’ll get access to many perks and benefits along with an opportunity to earn a lucrative bonus!
With their Business Interest Checking account, they are offering industry-leading rates to help you grow you maximize on your savings, in addition to their banking features. You’ll earn up to 1.01% APY with this account.
You can access your money at anywhere and anytime with online banking, mobile banking, and remote deposit!
With their exclusive mobile app available for both iPhone and Android users, you can manage your funds with ease.
(FDIC Insured)
Axos Bank Business Interest Checking $400 Bonus
- What you’ll get: $400 Bonus + 1.01% APY
- Account Type: Business Interest Checking
- Availability: Online Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: No
- Monthly Fee: $10, can be waived with minimum balance of $5,000
- Household Limit: None listed
- Closing Account Fee: None
(FDIC Insured)
How To Open Axos Bank Business Interest Checking
- Open an Business Interest Checking account from Axos Bank online.
- Prepare the following information:
- Social Security Number
- A valid form of ID: U.S. Drivers License or State ID
- A valid U.S. address that is not a P.O. BOX
- Must be a U.S. Citizen or Resident Alien
- Enter in your person information and start application
How To Earn Bonus
- Open a new Business Interest Checking account using promo code NEW400.
- You must be approved for your new Business Interest Checking account and fund it within 30 days of account opening.
- An incentive of up to $400 can be earned during the first five (5) statement cycles.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
- To be eligible to earn all or a portion of the cash incentive as part of the promotional offer “NEW400,” an application for a Basic Business Checking account or a Business Interest Checking account with promo code “NEW400” must be submitted between 10/31/2024 at 12:00 am PT and 09/30/2025 at 11:59 pm PT. Axos Bank reserves the right to limit each primary account holder or business title to one (1) checking account promotional offer per year. Axos Bank or Axos Bank for Nationwide checking customers or Businesses that have held an Axos Bank or UFB or Axos Bank for Nationwide checking or savings account in the past 12 months under the same title are not eligible for this offer. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor.
Axos Bank Business Interest Checking Rates
| Balance | APY |
| $0 – $49,999.99 | 1.01% |
| $50,000 – $249,999.99 | 0.20% |
| $250,000 – $499,999.99 | 0.10% |
| $500,000 – $699,999.99 | 0.10% |
| $700,000 – $999,999.99 | 0.10% |
| $1,000,000 – $4,999,999.99 | 0.10% |
| $5,000,000+ | Contact a Business Banking Relationship Manager at 844-678-2726 for current rates |
Axos Bank Business Interest Benefits
- Interested in a $400 welcome bonus?
- Start growing your business and get up to $400 when you open a Business Interest Checking account by September 30. Just use promo code NEW400 on your application.**
- Up to 1.01% APY**
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Free online banking, image statements, and Bill Pay
How to Avoid Monthly Fees
Axos Bank Business Interest Checking Account: $10, can be waived with minimum balance of $5,000.
Digital Banking Features
Free with all bank accounts and includes access to free bill pay and free image statements.
Download the Axos Bank mobile app for business to manage your accounts anytime, available for iPhone and Android devices.
Deposit checks remotely using your mobile device.
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Bottom Line
Rest assured that Axos Bank is a federally chartered, FDIC-insured, full-service bank, so you know that your funds are safe!
If you have had any experiences with this bank, please let us know in the comment section below.
The Axos Bank Business Interest Checking account offers some of the best rates in the industry!
If you’re a heavy debit card user, get rewarded for it! Check out the Axos Bank Rewards Checking account.
In addition, check out the Axos Bank UFB Direct High Yield Savings account to earn an outstanding APY rate on your funds!
If you are interested, be sure to check out this promotion as well as other banks such as U.S. Bank, HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, Citi or CIT Bank.
In addition to their accounts, they are also offering bonuses for you to earn more money if your pocket.
If you are interested, be sure to check out our complete list of Axos Bank Promotions.
If you’re still on the hunt for the best account for you, check out our entire list of bank account promotions. For more interest bearing account offers, see our list of the best CD rates and bank rates!
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