Available to customers across the US, Bank of America can find the CD account to help with your savings goal. You can choose from the Standard Term CD Accounts or even check out the Featured CD Account! Standard Term CDs offer a low minimum and the flexibility to choose your term with rates of 0.03% APY on a 1-Month CD to 0.15% APY on a 120-Month CD. Choose a term that works for you and open with as little as $1000 with interest compounded and credited monthly.
|CIT BANK CD TERM||RATE||LINK|
|12-Month Term||0.30% APY||Apply Now|
|13-Month Term||0.35% APY||Apply Now|
|18-Month Term||0.30% APY||Apply Now|
|4-Year Term||0.50% APY||Apply Now|
|DISCOVER CD TERM||RATE||LINK|
|12-Month Term||0.50% APY||Apply Now|
|24-Month Term||0.50% APY||Apply Now|
|36-Month Term||0.55% APY||Apply Now|
|48-Month Term||0.55% APY||Apply Now|
|84-Month Term||0.60% APY||Apply Now|
Table of Contents
Bank of America CD Information:
- Apply Now
- Account Type: CD Account
- APY Rates: 0.03% – 0.15%
- Availability: Nationwide
- Location: Nationwide (locator)
- CD Lengths: 6 – 60 months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Opening Deposit: $1000
- Additional Requirements: None
- Early Withdrawal Penalties: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Renewal Policy: Yes, you will receive a maturity notice prior to renewal.
Bank of America Standard CD Terms:
- 0.03% APY for a 1-Month CD
- 0.05% APY for a 12-Month CD
- 0.07% APY for a 18-Month CD
- 0.10% APY for a 24-Month CD
- 0.12% APY for a 36-Month CD
- 0.15% APY for a 48-Month CD
- 0.15% APY for a 60-Month CD
Why You Should Apply for This Account:
Financial Network: Get unlimited access to our network of financial centers. Our specialists are ready to help.
Low Minimum Deposit: As long as you open your CD with at least $1,000, you will earn interest at the highest rate in the country.
Competitive Rate: At 0.15% APY, the CD account earns more than the national average. Interest is also compounded daily and credited monthly.
FDIC Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.
Bank of America Featured CD:
If you have more money to invest and you’re looking for an even higher return on a CD, you should consider signing up for Bank of America’s Featured CD. This account offers a fixed rate of return without a long-term commitment! With at least a $10,000 and a 12-month commitment, you can earn a steady 0.07% APY for the term with the Featured CD.
Check out Bank of America online CD accounts and earn interest rate up to 0.15% APY. With a low opening minimum deposit of $1,000 and no fees, you will definitely get a satisfying return on your investment. Keep in mind that you won’t be able to access your funds once you sign up. This is a great chance to invest in a high-interest CD account from Bank of America. For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The American Express® Gold Card offers 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
You'll have the opportunity to earn 4X Membership Rewards® points when you dine at restaurants worldwide & at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X); 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). Some benefits including earning up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. In addition, a $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.