Find all the latest Bankers Trust promotions, bonuses, and offers here.
Update 5/14/25: There’s currently a $400 checking bonus available for a limited time.
About Bankers Trust Promotions
Bankers Trust traces its origins to Des Moines, Iowa in the year 1917 but has since expanded its banking services across the state and into Arizona.
Please continue reading to learn all about Bankers Trust promotions.
Bankers Trust $400 Checking Bonus
- What you’ll get: $400 bonus
- Account Type: Direct Checking, BreakFree Checking
- Availability: AZ, IA, NE (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown, Let us know
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Unknown
- Monthly Fees: $10.99-$15 monthly fee, waivable
- Early Account Termination Fee: $250 will be charged if your Bonus Account is closed within 12 months of opening.
- Household Limit: One
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a Primary Checking Account, either a BreakFree Checking Plus or Direct Checking Plus account.
- To qualify for the bonus, customers must complete the requirements below through the Bonus Account within 60 days from the date of its opening.
- 25 debit transactions. A “debit transaction” for the purpose of this section means a debit to your Bonus Account that originated from an ACH, Bankers Trust bill payment, drafting checks, or use of your debit card as a method of payment or purchase. Qualifying debit card transactions must post and settle during the 60 days from account opening. A “debit transaction” does not include debits to your Bonus Account that originated from ATM withdrawals or other debits to your Bonus Account; and,
- 2 direct (ACH) and/or Mobile deposits of at least $200 each must post and settle during the 60 days from account opening. A “deposit” for the purposes of this section does not include ATM deposit, deposits made in person, account-to-account transfers, or other deposits to your Bonus Account.
- The bonus will be credited to the Bonus Account within 75 days of its opening.
- To be eligible for the bonus you must open a Primary Checking Account, either a BreakFree Checking Plus or Direct Checking Plus account (“Bonus Account”) in person at a branch with a minimum opening deposit of $25. To qualify for the bonus, customers must complete the requirements below through the Bonus Account within 60 days from the date of its opening. Bonus will only be credited if the account is currently in an open status with a positive balance.
- 25 debit transactions. A “debit transaction” for the purpose of this section means a debit to your Bonus Account that originated from an ACH, Bankers Trust bill payment, drafting checks, or use of your debit card as a method of payment or purchase. Qualifying debit card transactions must post and settle during the 60 days from account opening. A “debit transaction” does not include debits to your Bonus Account that originated from ATM withdrawals or other debits to your Bonus Account; and,
- 2 direct (ACH) and/or Mobile deposits of at least $200 each must post and settle during the 60 days from account opening. A “deposit” for the purposes of this section does not include ATM deposit, deposits made in person, account-to-account transfers, or other deposits to your Bonus Account.
- Eligibility will be verified 60 days after the Bonus Account’s opening. Bonus will only be credited if the account is currently in an open status with a positive balance. Should you have met all eligibility requirements and are not subject to the limitations and exclusions contained herein, the bonus will be credited to the Bonus Account within 75 days of its opening. Limit one bonus per household. Offer not available to existing Bankers Trust checking customers or those that have had a checking account with Bankers Trust within six months of Bonus Account opening. Employees of Bankers Trust and/or its affiliates are not eligible for bonus. Offer available for a limited time. Open a primary checking account by August 30, 2025. Early closing fee of $400 will be charged if your Bonus Account is closed within 12 months of opening. Annual Percentage Yield (APY) on Break Free Checking Plus is 0.60% for balances less than $5,000.00 and 0.55% for balances $5,000.00 and over, effective April 14, 2025, and subject to change without notice. Fees may reduce earnings. Rate may change after the account is opened.
Bankers Trust $100 Referral Bonus
Earn a $100 bonus per referral.
Once you join, you can refer new members to Bankers Trust and earn a $100 bonus for the both of you.
- What you’ll get: $100 bonus
- Account Type: Secure Lifestyles Checking
- Availability: AZ, IA, NE
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown, Let us know
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Unknown
- Monthly Fees: $10.99-$15 monthly fee, waivable
- Early Account Termination Fee: None listed
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
RECEIVE THE BONUSFINE PRINT
- Refer new members to join Bankers Trust.
- Have them open a Secure Lifestyle Checking Account.
- By participating in this promotion, you authorize Bankers Trust to notify the referring party that you have opened an account.
- Bonus is paid to you within 30 days of the account being activated.
- Accountholder(s) must not have had a checking account with Bankers Trust in the past six months.
- Bankers Trust promotions are limited to one per household.
Bankers Trust $250 Checking Bonus (Expired)
Open a checking account at Bankers Trust and you can earn a $250 bonus when you meet all the requirements.
- What you’ll get: $250 bonus
- Account Type: Checking
- Availability: AZ, IA, NE
- Direct Deposit Requirement: Yes
- Credit Inquiry: Unknown, Let us know
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Up to $10,000
- Monthly Fees: $10.99-$15 monthly fee, waivable
- Early Account Termination Fee: $250 will be charged if your Bonus Account is closed within 12 months of opening.
- Household Limit: One
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
EARN BONUSFINE PRINT
- To be eligible for the bonus, you must open a BreakFree Checking Plus or Direct Checking Plus account in person at a branch with a minimum opening deposit of $25.
- To qualify for the bonus, the following transactions must post and settle through the Bonus Account within 60 days from the date of its opening:
- 25 debit transactions. A “debit transaction” for the purpose of this section means a debit to your Bonus Account that originated from an ACH, Bankers Trust bill payment, drafting checks, or use of your debit card as a method of payment or purchase. A “debit transaction” does not include debits to your Bonus Account that originated from ATM withdrawals or other debits to your Bonus Account; and,
- 2 direct deposits (ACH credits) or Express Deposits (aka mobile deposits) of at least $200 each. A “deposit” for the purposes of this section does not include ATM deposits, deposits made in person, account-to-account transfers, or other deposits to your Bonus Account.
- To be eligible for the bonus, you must open a BreakFree Checking Plus or Direct Checking Plus account (“Bonus Account”) in person at a branch with a minimum opening deposit of $25. To qualify for the bonus, the following transactions must post and settle through the Bonus Account within 60 days from the date of its opening:
- 1) 25 debit transactions. A “debit transaction” for the purpose of this section means a debit to your Bonus Account that originated from an ACH, Bankers Trust bill payment, drafting checks, or use of your debit card as a method of payment or purchase. A “debit transaction” does not include debits to your Bonus Account that originated from ATM withdrawals or other debits to your Bonus Account; and,
- 2) 2 direct deposits (ACH credits) or Express Deposits (aka mobile deposits) of at least $200 each. A “deposit” for the purposes of this section does not include ATM deposits, deposits made in person, account-to-account transfers, or other deposits to your Bonus Account.
- In addition, bonus eligibility will be verified 60 days after the Bonus Account’s opening. Bonus will only be credited if the account is currently in an open status with a positive balance.
- Should you have met all eligibility requirements and are not subject to the limitations and exclusions contained herein, the bonus will be credited to the Bonus Account within 75 days of its opening.
- Limit one bonus per household. Offer not available to existing Bankers Trust checking customers or those that have had a checking account with Bankers Trust within six months of Bonus Account opening.
- Employees of Bankers Trust and/or its affiliates are not eligible for bonus. Bonus Account must be opened by July 12, 2023. Early closing fee of $250 will be charged if your Bonus Account is closed within 12 months of opening. Annual Percentage Yield (APY) on Break Free Checking Plus is 0.60% for balances less than $5,000.00 and 0.55% for balances $5,000.00 and over, effective November 4, 2022, and subject to change without notice. Fees may reduce earnings.
How To Waive Monthly Fees
- BreakFree Checking: $15 monthly fee, waivable with 12 or more debit card transactions
- Direct Checking: $10.99 monthly fee, waivable with direct deposits or mobile deposits totaling $500 or more per month
- Interest Checking: $15 monthly fee, waivable with $1,500 minimum daily balance
- Secure LifeStyles Checking: None
- Classic Minor Checking: None
- Regular Savings: $6.99 monthly fee, waivable with $200 minimum daily balance
- Investment Savings: $12.99 monthly fee, waivable with $1,000 minimum daily balance
- Secure LifeStyles Savings: None
- Regular Minor Savings: None
- Junior Savers: None
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Bottom Line
The best of the Bankers Trust promotions is the $250 checking bonus offer available anywhere. While all the bonus offers have exactly the same requirements, I’d recommend the largest bonus.
If you have experience banking with Bankers Trust please leave a comment below letting us know how it was. Your feedback helps make the site better for other readers.
While they have generous bonuses, Bankers Trust doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare Bankers Trust Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated Bankers Trust promotions, bonuses, and offers.
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