The BMO Platinum Mastercard® is a great way to make real financial progress. If you need extra time on your current balance or looking for a great 0% introductory APR offer, you can take advantage of a competitive rate with this card.

Editor’s Notes:

Interested in banking with BMO? They currently offer a generous bonus when opening a qualifying checking account with direct deposit.
A great alternative to this card could be the Chase Freedom Unlimited card for the 0% introductory offer + the sign up bonus.

Table of Contents

BMO Platinum Mastercard® Summary

Direct Link to Offer

Offer Available	0% introductory APR on purchases for 15 months from account opening date. After that, a variable APR applies based on your creditworthiness. 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies based on your creditworthiness.
Ongoing Rewards/Benefits	N/A
Foreign Transaction Fees	3% of each transaction in U.S. dollars
Annual Fee	$0. Terms apply.

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(at BMO)

The information for the BMO Platinum Mastercard® has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.

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BMO Platinum Mastercard® Perks

Added benefits

Enjoy access to unique experiences across the globe with Priceless® Cities, exclusive for Mastercard cardholders.
Pay with your smartphone using Apple Pay®, Google Pay^TM and Samsung Pay^TM.
Stay on top of your credit card account with BMO Card Monitor.

Security features

Mastercard ID Theft Protection^TM Identity Monitoring
Mastercard ID Theft Protection^TM Resolution Services
Mastercard Zero Liability
Mastercard Identity Check^TM

Insurance and Warranties

Cellular Wireless Telephone Protection means that you’re automatically eligible for coverage up to $400 at no additional cost.
Enjoy the ride worry-free with Master RoadAssist® Roadside Service and get help with jump-starts, tire changes, towing and gas delivery if you get stuck on the road.
Extended Warranty will double the original manufacturer’s (or U.S. store brand) warranty for up to 24 months on most new items.

Bottom Line

If you need extra time on your existing balance or are looking for a great 0% intro APR offer to save on interest payments, here’s a great candidate. A major perk of a 0% intro APR² balance transfer/purchase credit card is the ability to help manage and tackle debt.

If this wasn’t the card for you, feel free to check out the Best BMO Promotions or our full list of the best credit card bonuses to find out which one suits your needs.

BMO Bank N.A. Member FDIC.