The BMO Harris Bank Platinum Rewards Mastercard® allows you to enjoy a truly rewarding credit card. If you’re a point collector, consider this card to earn points on common spend categories like gas and groceries.
On top of that, you can earn 25,000 bonus points when you spend $2,000 within 3 months of opening your account.
Table of Contents
BMO Harris Bank Platinum Rewards Mastercard® Summary
| Bonus Available | Get 25,000 bonus points when you spend $2,000 within 3 months of opening your account. |
| Ongoing Rewards/Benefits | 2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter
1 point per $1 spent on all other eligible purchases 10% anniversary bonus points every year |
| Foreign Transaction Fees | 3% of each transaction in U.S. dollars |
| Rates | Purchases: 17.99% – 25.99%
Balance Transfer: 17.99% – 25.99% Cash Advance: 30.99% |
| Annual Fee | $0 |
BMO Harris Bank Platinum Rewards Mastercard® Bonus
Get 25,000 bonus points when you spend $2,000 within 3 months of opening your account.
BMO Harris Bank Platinum Rewards Mastercard® Perks
Added benefits
- Enjoy access to unique experiences across the globe with Priceless® Cities, exclusive for Mastercard cardholders.
- Pay with your smartphone using Apple Pay®, Google PayTM and Samsung PayTM.
- Stay on top of your credit card account with BMO Harris Card Monitor.
Security features
- Mastercard ID Theft ProtectionTM Identity Monitoring
- Mastercard ID Theft ProtectionTM Resolution Services
- Mastercard Zero Liability
- Mastercard Identity CheckTM
Insurance and Warranties
- Cellular Wireless Telephone Protection means that you’re automatically eligible for coverage up to $400 at no additional cost.
- Enjoy the ride worry-free with Master RoadAssist® Roadside Service and get help with jump-starts, tire changes, towing and gas delivery if you get stuck on the road.
- Extended Warranty will double the original manufacturer’s (or U.S. store brand) warranty for up to 24 months on most new items.
Bottom Line
If you’re a point collector and a bulk of your purchases are on gas and groceries, this card is a great candidate to consider – especially a 10% anniversary bonus & no annual fee to worry about!
If this wasn’t the card for you, feel free to check out the Best BMO Harris Bank Promotions or our full list of the best credit card bonuses to find out which one suits your needs.
1Participation in BMO Harris RewardsSM is subject to terms and conditions found in BMO Harris Rewards Program Rules, available at:?https://www.bmoharris.com/bmoharrisrewardsconsumer. The Account must be current and in good standing to accrue and redeem points or cash back, as applicable. While points and cash back don’t expire, if the Account is closed for any reason, the Account will no longer be able to accrue points or cash back. All accrued points or cash back not redeemed will be available for redemption for 90 days as long as the Account is closed in good standing. All cash back is redeemable in the form of a statement credit. The introductory rewards bonus is based on total net qualified purchases made in the first three months of account opening and rewards will be awarded to qualifying Accounts 3 – 4 weeks after the conclusion of the three month period.
2Balance transfers available to Primary Cardholder and Co-Borrower only. You can request to transfer balances from credit card accounts that you have with other credit card issuers. By submitting your Balance Transfer request you agree that the terms and conditions of your Cardholder Agreement apply to all balances transferred. Please refer to the Summary of Credit Terms for important information about rates and fees.
3Certain terms, conditions, and exclusions apply. Extended Warranty, Master RoadAssist and MasterRental® are underwritten by New Hampshire Insurance Company, an AIG company. For complete coverage terms and conditions call 1-800-MASTERCARD (1-800-627-8372) for assistance. Refer to the Mastercard Guide to Benefits for more information.
4Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. Learn more: http://www.mastercard.us/zero-liability.html.
5Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. Coverage for a stolen or damaged eligible cellular wireless telephone is subject to terms, conditions, exclusions, and limits of liability of this benefit. The maximum liability is $400 per claim for Cash Back Mastercard, and $600 per covered card per 12-month period. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per covered card per 12-month period. The monthly bill associated with the phone must be paid with the eligible card for coverage to be effective. Refer to the Mastercard Guide to Benefits for more information.
*Access Summary of Credit Terms for rate and fee information.
Apple and Apple Pay® are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Play and the Google Pay are trademarks of Google LLC.
Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks or their respective owners.
Mastercard, the Mastercard Brand Mark, Mastercard® ID Theft ProtectionTM, Master RoadAssist®, MasterRental®, Mastercard Identity CheckTM, and the circles design are trademarks of Mastercard International Incorporated.
BMO Harris Bank N.A. Member FDIC.
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