For those who are members of BMO Harris Bank, the BMO Harris Bank Premium Rewards Mastercard® is a premium rewards credit card for travelers who make purchases mostly on dining, hotel and airfare.
It does have an annual fee of $79 but it is waived for the first 12 months and offers up to 3X points on dining, hotel and airfare and 1X points on everything else. It currently has a intro bonus of 35,000 bonus points when you spend $5,000 within the first 3 months of account opening.
Check out what the BMO Harris Bank Premium Rewards Mastercard® has to offer down below.
|Chase Sapphire Preferred Card 100K Points*||Citi Premier® Card 80K Points*
|The Platinum Card® from American Express 100K Points*||Capital One Venture Rewards Credit Card 60K Points*|
|American Express® Gold Card 60K Points*||Citi CustomSM Cash Card $200 Bonus*|
|Chase Freedom Flex $200 Bonus*||Chase Freedom Unlimited Card $200 Bonus*|
|Blue Cash Preferred® Card from American Express $150 Bonus*||Blue Cash Everyday® Card from American Express $100 Bonus*|
|Chase Ink Business PreferredSM Card 100K Points*||Chase Ink Business UnlimitedSM Credit Card $750 Bonus*|
|U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus*||Capital One Quicksilver Cash Rewards Card $200 Bonus*|
|Wells Fargo Platinum card 18 Months of 0% BT & Purchases||*Must make minimum spending requirement to earn bonus|
*Check out BMO Harris Bank bonuses for Checking & Savings accounts.
Table of Contents
- 1 BMO Harris Bank Premium Rewards Mastercard
- 2 BMO Harris Premium Rewards Card 35,000 Bonus Offer
- 3 What Are BMO Harris Bank Premium Rewards Points Worth?
- 4 BMO Harris Bank Premium Rewards Card Top Features
- 5 BMO Harris Bank Platinum Rewards Card Availability
- 6 Why You Should Apply for This Card
- 7 Bottom Line
BMO Harris Bank Premium Rewards Mastercard
|Bonus Available||Get 35,000 bonus points when you spend $5,000 in the first 3 months of account opening.|
|Travel Credit||No travel credit|
|Ongoing Rewards/Benefits||Earn 3 points per $1 spent on eligible dining, hotel and airfare purchases. On up to $2,500 in combined spend each calendar quarter.
Receive 1 point per $1 spent on all other eligible purchases.
Enjoy a 15% anniversary point bonus every year.
|Foreign Transaction Fees||No|
|Airport Lounge Access||Complimentary Priority Pass Select membership + 2 free passes.|
|Annual Fee||$79, waived your first year.|
(Visit BMO Harris Bank for more details)
BMO Harris Premium Rewards Card 35,000 Bonus Offer
Get the BMO Harris Bank Premium Rewards card’s 35,000 bonus points offer. You can get over $435 when you redeem them for travel awards.
To qualify for this offer, you must charge at least $5,000 to your card within the first three months of your account opening.
What Are BMO Harris Bank Premium Rewards Points Worth?
Similar to other rewards cards, the value of your points will depend on how you use them. When deciding to redeem your BMO Harris Bank Premium Rewards points, you have the options of using them towards:
- Airfare, hotel stays, cruises and vacation packages
- Gift cards
- Statement credits
Using the 35,000 points will get you over $435 in travel awards, which will mean that each point is worth $0.012 per point.
BMO Harris Bank Premium Rewards Card Top Features
With this card, you will enjoy complimentary Priority Pass Select membership which gives you access to more than 850 lounges worldwide. You will get two free lounge passes with your membership as well as unlimited lounge access for $27 per visit.
Each year, if your account is in good standing, you will earn a 15% bonus on what you earned in the previous year. For example, earning 20,000 points last year will get you an anniversary bonus of 3,000 points.
Make purchases abroad without worrying about foreign transaction fees with the BMO Harris Bank Premium Rewards card.
BMO Harris Bank Platinum Rewards Card Availability
The BMO Harris Bank Platinum Rewards card is only available to those who live near a BMO Harris Bank. The areas that have a BMO Harris Bank are:
If you don’t live in these areas, you should probably consider a card that is more widely available.
Why You Should Apply for This Card
Points don’t expire: You can earn and redeem them whenever you want as long as you have your card. Save for anything from that luxury vacation you’ve been dreaming about to the big ticket item on your wish list.
Priority Pass™ Select: Your key to over 850 airport VIP lounges worldwide. As an added benefit, receive 2 complimentary visits to participating lounges.
Priceless® Cities: Access to experiences that are special, unique and priceless available in cities across the globe, exclusive for Mastercard cardholders. Choose from one-of-a-kind experiences, special adventures, shopping and dining benefits, the best shows and sporting events, hotel upgrades and small perks that make your city adventures more special.
Mastercard Zero Liability: Pay only for purchases which you have authorized on your Mastercard credit card. Unauthorized purchases are not your responsibility.
World Travel Services: Mastercard Travel Services™ a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class travel companies. Includes complimentary travel planning and access to a professional travel advisor that will help you plan your trip, at your convenience, 24/7.
|Best Credit Card Categories|
|0% APR||Airline Rewards||Balance Transfer|
|Cash Back||Hotel Rewards||Military|
|No Annual Fee||No Foreign Transaction Fee||Premium|
|Small Business||Student||Travel Rewards|
Are you a frequent traveler in need of a card you can use on your dining, hotel and airfare purchases to get extra bonus points?
The BMO Harris Bank Premium Rewards Mastercard® is a great rewards credit card that comes with no annual fee and offers up to 3X points per $1 spent on dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter and 1X points on everything else.
It’s a decent card for those who already have an account with BMO Harris Bank. If this wasn’t the card for you, feel free to check out the Best BMO Harris Bank Promotions or our full list of the best credit card bonuses to find out which one suits your needs.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.