The BMO Harris Bank Premium Rewards Mastercard® takes your credit card rewards experience to the next level. You’ll be able to take advantage of many perks and benefits on top of the opportunity to earn 35,000 bonus points when you spend $5,000 within 3 months of opening your account.
Editor’s Notes:
- Interested in banking with BMO? They currently offer a generous bonus when opening a qualifying checking account with direct deposit.
- A great alternative to this card could be the Chase Sapphire Preferred Card or the Capital One Venture Rewards Credit Card.
BMO Harris Bank Premium Rewards Mastercard® Summary
| Bonus Available | Get 35,000 bonus points when you spend $5,000 within 3 months of opening your account. |
| Ongoing Rewards/Benefits | Earn 3 points per $1 spent on eligible dining, hotels, and airfare, up to $2,500 in combined spend each calendar quarter
Earn 1 point per $1 spent on all other eligible purchases 15% anniversary bonus points every year |
| Foreign Transaction Fees | None |
| Annual Fee | $79 (first year waived) |
(at BMO)
The information for the BMO Harris Bank Premium Rewards Mastercard® has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
| Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $900 Bonus after $6,000 spend within 3 months |
| Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
| Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months |
| American Express® Gold Card 60K Points after $6,000 spend within 6 months. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24. Terms Apply. | Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy --- on up to $20,000 in the first year! |
| Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
| Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
BMO Harris Bank Premium Rewards Mastercard® Bonus
Get 35,000 bonus points when you spend $5,000 within 3 months of opening your account.
BMO Harris Bank Premium Rewards Mastercard® Perks
Added benefits
- Enjoy access to unique experiences across the globe with Priceless® Cities, exclusive for Mastercard cardholders.
- Let Priority PassTM Select be your key to over 850 airport VIP lounges worldwide, and 2 complimentary visits to participating lounges.
- No foreign transaction fees regardless of where you’re doing your spending.
Security features
- Mastercard ID Theft ProtectionTM Identity Monitoring
- Mastercard ID Theft ProtectionTM Resolution Services
- Mastercard Zero Liability
- Mastercard Identity CheckTM
Insurance and Warranties
- Cellular Wireless Telephone Protection means that you’re automatically eligible for coverage up to $600 at no additional cost.
- Lost or Damaged Luggage Insurance reimburses you for the actual cost of repairing or replacing your checked or carry-on luggage if it’s lost or damaged.
- Extended Warranty will double the original manufacturer’s (or U.S. store brand) warranty for up to 24 months on most new items.
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Bottom Line
If you are a frequent traveler, this card is the ideal choice for you! Despite having an annual fee, the perks and benefits that come with this card (along with the points rewards and 15% anniversary bonus points) surely outweighs the cost.
If this wasn’t the card for you, feel free to check out the Best BMO Harris Bank Promotions or our full list of the best credit card bonuses to find out which one suits your needs.
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