Available to those living in Wisconsin, Capital Credit Union is offering 3.25% APY on their ChaChing Checking account on balances up to $25,000. There are no monthly fees and no minimum balance requirement, so you can enjoy a high APY rate without having to worry about any consequences! All you have to do is access online banking at least once, make 1 direct deposit post & clear, and have 12 debit card purchases of at least $5 post & clear. The account offers many great features such as no minimum balance requirements, no minimum opening deposits, and many more! If you are interested in joining, make sure to visit your nearest branch to open an account today!
Eligibility: If you live or work in Brown, Calumet, Door, Kewaunee, Manitowoc, Marinette, Oconto, Outagamie, Shawano, or Winnebago counties in Wisconsin you may be eligible to join! Make sure to check out their Membership Eligibility Requirements to see all of the possible ways to join!
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Capital Credit Union Checking Account Info:
- Sign Up Offer
- Account Type: ChaChing Checking Account
- Interest Rate: 3.25% APY
- Minimum Balance: None
- Maximum Balance: $25,000
- Availability: WI (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Unknown, let us know
- Opening Deposit: None
- Credit Card Funding: None, let us know
- Direct Deposit Requirement: Yes, $400
- Monthly Fee: $10 waived with the monthly requirements
- Additional Requirements: See below.
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
Capital CU Checking Account Features:
- No minimum balance requirement
- No minimum opening deposit
- ATM fees reimbursements up to $25
- Online banking, bill pay, eStatements, mobile banking
How To Earn 3.25% APY Rate:
- Sign up to Capital Credit Union and open a ChaChing Checking account.
- Start earning their APY rate after completing the requirements each month:
- Access online banking.
- Receive e-statements.
- 1 direct deposit of at least $400 post and clear.
- 12 debit card transactions of at least $5 post and clear.
| Balance Requirement | APY Rate |
| $0 – $25,000.00 | 3.25% |
| $25,000.01+ | 0.25% |
Bottom Line:
Overall, Capital Credit Union is offering a good opportunity for those living in certain areas of Wisconsin. If your account contains up to $25,000, you’ll earn 3.25% APY with no minimum balance requirement, no minimum opening deposit, and no monthly fees! This is a great offer, as there are little to no consequences for applying for this account. All you have to do is open your account and use your account, and you can start earning the high APY rate! Feel free to drop us a line and share your experience with this credit union by commenting below. Also, if you have any information whether this is a hard or soft pull, please let us know. If you’re interested in other Reward Checking Accounts, you can view our entire list of Best Rewards Checking Accounts for other great options.
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I just signed up for Cha Ching checking…we will see if it is everything it says it is.