Available to those living in Wisconsin, Capital Credit Union is offering 3.25% APY on their ChaChing Checking account on balances up to $25,000. There are no monthly fees and no minimum balance requirement, so you can enjoy a high APY rate without having to worry about any consequences! All you have to do is access online banking at least once, make 1 direct deposit post & clear, and have 12 debit card purchases of at least $5 post & clear. The account offers many great features such as no minimum balance requirements, no minimum opening deposits, and many more! If you are interested in joining, make sure to visit your nearest branch to open an account today!
Eligibility: If you live or work in Brown, Calumet, Door, Kewaunee, Manitowoc, Marinette, Oconto, Outagamie, Shawano, or Winnebago counties in Wisconsin you may be eligible to join! Make sure to check out their Membership Eligibility Requirements to see all of the possible ways to join!
![]() | BMO Harris PremierTM Checking: Earn $350 cash bonus when you open a new PremierTM Checking Account and have a total of at least $7,500 in qualifying direct deposits within the first 90 days. Learn More---BMO Harris Premier Checking Review |
![]() | U.S. Bank SmartlyTM Checking: Earn up to $600 bonus when you open a new U.S. Bank SmartlyTM checking account and a Standard savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through February 7, 2023. Member FDIC. Apply Now---U.S. Bank Checking Review |
![]() | Discover Online Savings Account: Earn $200 Bonus/$150 Bonus with promo code HMB323 by 03/15/2023 along with a competitive interest rate of 3.30% APY. Fund your first savings account with a minimum of $25K within 30 days of account open date to earn the $200 Bonus (fund $15K to earn $150 bonus). No minimum opening deposit, no minimum balance requirement, and no monthly fees. See advertiser website for full details. Apply Now---Discover Savings Review |
![]() | HSBC Premier Checking Account: Earn $500 bonus for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities. Make recurring monthly Direct Deposits totaling at least $10,000. Member FDIC Terms |
![]() | Chase Private Client: Enjoy a $2,000 bonus when you open a new Chase Private Client Checking account with qualifying activities. Within 45 days of coupon enrollment, transfer a total of $250,000 or more in new money or securities to a combination of eligible checking, savings and/or investment accounts (excludes Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, J.P. Morgan Wealth Management retirement accounts and CDs), and maintain the balance for at least 90 days from coupon enrollment. Learn More---Chase Private Client Review |
Table of Contents
Capital Credit Union Checking Account Info:
- Sign Up Offer
- Account Type: ChaChing Checking Account
- Interest Rate: 3.25% APY
- Minimum Balance: None
- Maximum Balance: $25,000
- Availability: WI (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Unknown, let us know
- Opening Deposit: None
- Credit Card Funding: None, let us know
- Direct Deposit Requirement: Yes, $400
- Monthly Fee: $10 waived with the monthly requirements
- Additional Requirements: See below.
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
Capital CU Checking Account Features:
- No minimum balance requirement
- No minimum opening deposit
- ATM fees reimbursements up to $25
- Online banking, bill pay, eStatements, mobile banking
How To Earn 3.25% APY Rate:
- Sign up to Capital Credit Union and open a ChaChing Checking account.
- Start earning their APY rate after completing the requirements each month:
- Access online banking.
- Receive e-statements.
- 1 direct deposit of at least $400 post and clear.
- 12 debit card transactions of at least $5 post and clear.
Balance Requirement | APY Rate |
$0 – $25,000.00 | 3.25% |
$25,000.01+ | 0.25% |
Bottom Line:
Overall, Capital Credit Union is offering a good opportunity for those living in certain areas of Wisconsin. If your account contains up to $25,000, you’ll earn 3.25% APY with no minimum balance requirement, no minimum opening deposit, and no monthly fees! This is a great offer, as there are little to no consequences for applying for this account. All you have to do is open your account and use your account, and you can start earning the high APY rate! Feel free to drop us a line and share your experience with this credit union by commenting below. Also, if you have any information whether this is a hard or soft pull, please let us know. If you’re interested in other Reward Checking Accounts, you can view our entire list of Best Rewards Checking Accounts for other great options.
See our favorite Bank Rates to earn high interest!
- American Express® Personal Savings High-Yield Savings Account Review
- Discover Savings Account Bonus: $200 or $150 Bonus
- HSBC Direct Savings Account Review
- CIT Bank Money Market Account Review
- Barclays Online Savings Review
- Synchrony Bank High Yield Savings Review
![]() With the American Express Blue Business CashTM Card, you'll earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.74% - 25.74%, based on your creditworthiness and other factors as determined at the time of account opening. Plus, earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors. This card comes with no annual fee (See Rates & Fees). Terms Apply. |
I just signed up for Cha Ching checking…we will see if it is everything it says it is.