Available nationwide, the Morgan Stanley Preferred Savings account is offering 3.75% APY on your funds. Update 9/19/25: The rate has decreased to 3.75% APY from 4.00%. Morgan Stanley Preferred Savings Rate Account Type: Preferred Savings Interest Rate: 3.75% APY Availability: Nationwide Minimum Balance: $1,000 Maximum Balance: $10,000,000 ... Keep Reading↠
Redneck Bank Mega Money Market Review: 3.85% APY (Nationwide)
Available nationwide, Redneck Bank is offering 3.85% APY when you open their Mega Money Market for balances up to $100K. Update 9/19/25: The rate has decreased to 3.85% APY (from 4.00%). About Redneck Bank Mega Money Market Redneck Bank is the Internet Banking Division of All America Bank, a well-respected country bank established in Mustang, Oklahoma in 1969. ... Keep Reading↠
VirtualBank eMoney Market Review: 3.75% APY (Nationwide)
Available nationwide, apply for a VirtualBank‘s eMoney Money Market Account today to earn 3.75% APY that is guaranteed for one year. Continue reading below to learn everything you need to know about VirtualBank. Update 9/19/25: The rate has decreased to 3.75% APY from 4.00%. About VirtualBank eMoney Money Market Account VirtualBank is a division of IBERIABANK, a ... Keep Reading↠
CFBank Money Market Review: 3.39% APY (Nationwide)
Available online nationwide, CFBank is offering a rate of 3.39% APY when you open a Money Market account. Update 9/19/25: The rate has decreased to 3.39% APY from 3.80%. About CFBank Money Market Headquartered in Worthington, CFBank is the 19th largest bank in the state of Ohio and the 666th largest bank in the nation. Established in 1892, it had grown to 117 ... Keep Reading↠
Empower Cash Account Review: 3.50% APY (Nationwide)
Available nationwide, Empower Cash is offering a 3.50% APY Rate. Continue reading below to learn everything you need to know about Empower. Update 9/19/25: The rate has decreased to 3.50% APY from 3.75%. About Empower Cash Empower also has investment advisors to help provide assistance for trades. Being an online institution, they are able to provide financial ... Keep Reading↠
USALLIANCE Financial High Dividend Savings Review: 3.65% APY Rate (Nationwide)
Available nationwide, USALLIANCE Financial High Dividend Savings is offering an astonishing 3.65% APY Rate. Continue reading below to learn everything you need to know about USALLIANCE Financial. Update 9/19/25: The rate has decreased to 3.65% APY from 3.75%. About USALLIANCE Financial High Dividend Savings USALLIANCE Financial serves over 90,000 members around ... Keep Reading↠
Citizens Access Online Savings Review: 3.50% APY (Nationwide)
Available for residents nationwide, Citizens Access offers an Online Savings Account with 3.50% APY. Update 9/19/25: The rate has decreased to 3.50% APY from 3.70%. About Citizens Access Online Savings Review Citizens Access is an online-only banking platform which made its debut in May of 2018. The new online banking platform is the latest venture of Rhode ... Keep Reading↠
American Express High Yield Savings Account Review: 3.50% Annual Percentage Yield (Nationwide)
See latest review of American Express® High Yield Savings Account here. For those of you that are looking for a new savings account, American Express National Bank (Member FDIC) is offering a 3.50% Annual Percentage Yield (APY) for their high yield savings account. Update 9/19/25: The rate has decreased to 3.50% APY (from 3.60%). For those looking for an account ... Keep Reading↠
BMO Online Savings Review: 3.25% APY (Nationwide)
If you are looking for a new bank, check out BMO! You can utilize their digital and mobile banking tools to manage your money and reach your financial goals. Available nationwide, BMO Online Savings is offering a generous 3.25% APY Rate on your funds. Update 9/19/25: The rate has decreased to 3.25% APY from 3.60%. You will receive these APYs if you do not ... Keep Reading↠
Jovia Financial Credit Union Online Savings Review: 3.40% APY (Nationwide)
Available nationwide, Jovia Financial Credit Union is offering a Online Savings Account with 3.40% APY. Update 9/19/25: The rate has decreased to 3.40% APY from 3.60%. Simply apply online to earn this competitive rate on your funds! All you need to open an account is $4.95 to start earning the rate! About Jovia Financial Credit Union Online Savings ... Keep Reading↠
Citi Accelerate Savings Review: Earn 3.40% APY
Citi is offering a 3.40% APY Rate with their Accelerate Savings account. There is no minimum to open an account, no limit on earnings, and FDIC insured. Update 9/19/25: The rate has decreased to 3.40% APY (from 3.60%). Citi® Accelerate Savings Summary Direct Link to Offer Citi® Accelerate Savings 3.40% Annual Percentage Yield Offer available in ... Keep Reading↠
LendingClub High Yield Savings Review: 3.20% Up to 4.20% APY (Nationwide)
Available nationwide, LendingClub High Yield Savings is offering a staggering 3.20% APY Rate on your entire balance. Continue reading below to learn everything you need to know about LendingClub. Update 9/19/25: The standard rate has decreased to 3.20% APY (from 3.40%), however, you can bump this rate to 4.20% APY (down from 4.40%) by simply depositing $250+ per ... Keep Reading↠
FNBO Direct Online Savings Review: 3.25% APY (Nationwide)
Available nationwide, FNBO Direct is offering a rate of 3.25% APY when you open a Direct Online Savings Account. To earn this rate, all you need is a $1 opening deposit and you will be able to get started. Update 9/19/25: The rate has decreased to 3.25% APY (from 3.35%). About FNBO Direct Online Savings FNBO, and its parent bank, First National Bank of Omaha, is ... Keep Reading↠
Valley Direct Online Savings Review: 4.05% APY (Nationwide)
Available for residents nationwide, Valley Direct Bank is offering a Online Savings Account with 3.50% APY on all balances (4.05% APY for new customers). Update 9/19/25: You can enjoy the 3.50% APY rate! However, if you are a new customer, you can earn 4.05% APY (a decrease from 4.30%) with the currently promotion ($1,000 minimum account opening deposit ... Keep Reading↠
Best Business Savings Rates – October 2025
Find the Best Business Savings Accounts & Rates here. Business savings accounts are a great way to help businesses manage finances. If you are a business owner, make sure you maximize and protect your hard earned cash by opening a business savings account. Update 9/18/25: We've updated our list of the top rates for business accounts. Featured Business ... Keep Reading↠
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