Check out this updated list of Citadel Credit Union promotions, bonuses, and offers!
The current promotions from Citadel Credit Union include $300 bonus when you open a qualifying account and meet the requirements. Plus they have a $50 referral bonus!
About Citadel Credit Union Promotions
Citadel Credit Union is headquartered in Exton, Pennsylvania and is the fourth largest credit union in the state. Additionally, Citadel has savings rates 4X the national average and boast a health rating of A.
Eligibility: Citadel membership is open to those who reside, worship, attend school or work in the following counties of Pennsylvania: Chester, Bucks, Delaware, Montgomery, Philadelphia or Lancaster. Eligibility can also be extended to family or household individuals. See current membership details |
Citadel Credit Union $300 Checking Bonus
Citadel Credit Union is offering a $300 bonus when you open a new checking account with them and meeting the qualifying requirements. Use offer code BONUSPPC2023 at the time of application.
- What you’ll get: $300 bonus
- Account Type: Free Checking or Cashback Rewards Checking
- Availability: PA (Branch Locator)
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, Sensitive
- Credit Card Funding: Up to $500
- Monthly Fees: None
- Early Account Termination Fee: None. Must be opened for 60 days to receive the bonus.
- Household Limit: One per lifetime
(Expires December 31, 2023)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Open a new Checking account using offer code BONUSPPC2023 when opening your account.
- Earn a $300 cash bonus deposit for qualifying direct deposits totaling $500 or more within 60 days of account opening
- Checking account must be open for 60 days before $300 checking bonus will be awarded.
- A qualifying direct deposit is defined as a recurring electronic deposit into checking account of payroll, pension, Social Security, government benefits, or other eligible regular monthly income.
- Bonus deposit(s) will be automatically deposited into your Citadel checking account if the account is in good standing at time of incentive processing.
- Promotional code must be applied at the time of account opening to receive the incentive offer(s), given all requirements above are met. Checking account must be open for 60 days before checking bonus(es) will be awarded.
- Cash bonus is subject to all applicable taxes and are the responsibility of the member.
- The value of this bonus will be reported to the IRS and the recipient is responsible for any federal, state, or local taxes on this offer.
- New account cash bonus offer available to qualified new checking customers only.
- Customer must not have closed a Citadel checking account within the last 12 months and/or previously received a checking new account bonus.
- Limit one offer per household per lifetime.
- Offer may not be combined with any other new account offer. Offer not available for business accounts.
- New account cash bonus offer expires December 31, 2023, and may be modified or withdrawn at any time.
- Earn Up to $120 in Cashback Rewards Annually: When Cashback Rewards transaction requirements are met, earn 1% cash back on Citadel debit and/or credit card purchases that post to your account each statement cycle from Citadel debit and/or credit cards linked to your Citadel Cashback Rewards Checking account.
Citadel Credit Union $50 Referral Bonus

Refer your friends to earn a $50 bonus!
Citadel Credit Union is offering a $50 bonus for referring your friends to opening a new checking account with them. With this promotion, you can earn up to $500 yearly!
- What you’ll get: $50 bonus
- Account Type: Free Checking or Cashback Rewards Checking
- Availability: PA
(No expiration date listed)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($500 Bonus), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($225 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- In order to receive $50, the person you refer must register for the “Refer a Friend” program, and open a new Citadel checking account.
- After that person’s account has been opened for 30 days, he or she must complete the following requirements within 60 days of account opening:
- One (1) or more direct deposits totaling a minimum of $250 to a Citadel Checking Account
- OR Ten (10) or more debit card transactions (excluding ATM withdrawals).
- After completing all requirements of this offer, your $50 Rewards Card will be delivered within 4-6 weeks.
- Account must be in good standing at time of incentive processing in order to receive the cash bonus
- Incentive earned will be automatically deposited into your Citadel checking account
- Bonuses may be reported on a 1099-INT
- New Account Cash Bonus offer available to qualified new checking customers only
- Customer must not have closed a Citadel checking account within the last 12 months and/or received a checking new account bonus previously
- Limit one offer per household per lifetime
- Offer may not be combined with any other new account offer and may be withdrawn or modified at any time
Citadel Credit Union $200 Checking Bonus *Expired*

Earn a $200 bonus with Citadel Credit Union!
When you open a new personal checking account and meet the requirements, you can receive a $200 bonus. Use promo code BONUSPPC2 when applying.
- What you’ll get: $200 bonus
- Account Type: Free Checking or Cashback Rewards Checking
- Availability: PA
(Expired)
How To Earn Bonus
- Open a new Checking account
- Earn a $200 cash bonus deposit for qualifying direct deposits totaling $500 or more posting to the new Checking account within 60 days of account opening
- Checking account must be open for 60 days
- Account must be in good standing at time of incentive processing in order to receive the cash bonus
- Incentive earned will be automatically deposited into your Citadel checking account
- Bonuses may be reported on a 1099-INT
- New Account Cash Bonus offer available to qualified new checking customers only
- Customer must not have closed a Citadel checking account within the last 12 months and/or received a checking new account bonus previously
- Limit one offer per household per lifetime
- Offer may not be combined with any other new account offer and may be withdrawn or modified at any time
How To Waive Monthly Fees
- Cashback Rewards Checking: $10 monthly fee, waived with $1,000 in qualifying Direct Deposit(s) per month
- Free Checking: None
- Business Checking Account: None
- High Yield Savings: $10 monthly fee, waived by maintaining an average daily balance of at least $10,000
- Money Market: $10 monthly fee, waived for 60 days following account opening
Bottom Line
Citadel Credit Union has an incredible variety of bonuses and promotions to help you earn money and maintain your finances. The current bonus is pretty generous so take advantage if it interests you!
Furthermore, feel free to comment below if you use this promotion or have had any experience in the past. We value your feedback and will continue to keep you posted on deals and bonuses related to Citadel Credit Union!
Although Citadel Credit Union has fantastic offers, still be sure to check out our own list of CD Rates and Bank Rates to make sure you find the best deal for you!
Compare Citadel Credit Union Promotions with other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
Fine print for citadel offer says “Limit one offer per household per lifetime.”
How does Citadel define household?
Thank you.