Find all the latest Citizens Equity First Credit Union promotions, bonuses, and offers here.
Currently, CEFCU has a $125 and $175 bonus for new members that open a qualifying checking account. Not only that they also have referral offers for both business and personal account holders.
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About Citizens Equity First Credit Union Promotions
Since its formation in 1937, Citizens Equity First Credit Union has grown to over 330,000 members. They have also grown to over 27 membership branches across Illinois and California. However, even if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: CA, IL (Bank Locator)
- Routing Number: 271183701
- Customer Service: 800-542-3328
| Eligibility: To be eligible, you must live or work in Fulton, Knox, Livingston, Logan, McLean, Macon, Marshall, Mason, Peoria, Putnam, Sangamon, Stark, Tazewell, or Woodford counties in Illinois. For more information on membership eligibility, please see the Full Membership Requirements. |
However, do note that the credit union doesn’t offer the best rates available. Therefore, you may want to check out our full list of Bank Rates and CD Rates.
*Compare Citizens Equity First Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
Please continue reading to learn more about CEFCU promotions.
CEFCU $175 Checking Savings Bonus
Earn up to a $175 bonus at CEFCU with a qualifying checking and savings account.
Citizens Equity First Credit Union is offering a $175 bonus when you meet all the requirements.
- Account Type: Checking
- Availability: CA
- Direct Deposit Requirement: Optional
- Hard/Soft Pull: Soft
- ChexSystem: Yes
- Credit Card Funding: No
- Monthly Fee: $0- $6, see how to avoid monthly fees below.
- Early account termination fee: Must keep your account in good standing or you might incur closing costs.
- Household limit: None listed
(Expires December 31, 2021)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), PNC Bank Virtual Wallet (Up To $400 Bonus), BMO Harris Premier ($500 bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn $175 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a Checking account with a $25 opening deposit and complete the following requirements:
- $150 bonus when you complete one of the following requirements:
- Have a minimum individual balance of $5,000 or minimum household balance of $10,000
- Make 5 or more purchases of at least $15 with your CEFCU Debit Mastercard linked to this new Checking account OR
- Have direct deposits totaling $500 or more on this Checking account or associated Savings account
- $25 bonus when you use your CEFCU debit mastercard for 5 or more purchases of at least $15 each month for the first three full calendar months following account opening
- $150 bonus when you complete one of the following requirements:
- Free Debit Card
- Earn Interest w/ Dividend Checking
- Overdraft Protection
- Free Nationwide Banks
- Checking: There are no monthly fees.
- Dividend Checking: $6.00 monthly fee can be waived by:
- Maintaining an average daily balance of $2,500
- For Checking accounts only, you will receive a $150 Savings credit as a bonus if you open a new Checking account between 7/1/21 and 12/31/21 and reside in California. To receive the bonus, you must: (i) qualify for a Checking account; (ii) open a new Checking account with a deposit of $25 or more; (iii) satisfy one or more of the following account requirements within the first full calendar month after account opening: (1) have a minimum individual balance of $5,000 or minimum household balance of $10,000, (2) make 5 or more purchases of at least $15 with your CEFCU Debit Mastercard linked to this new Checking account, (3) or have direct deposits totaling $500 or more on this Checking account or associated Savings account; (iv) agree to receive your CEFCU Savings account statements electronically, via CEFCU eStatements, (v) maintain your open Checking account in good standing as of the bonus fulfillment date, (vi) reside in California as defined by the address on CEFCU’s system associated with the new Checking; and (vii) have a valid Social Security or Tax Identification number. Your bonus will be deposited to the CEFCU Savings account associated with your new Checking account within 4 to 6 weeks of the end of the first full calendar month after account opening if you satisfied one or more of account requirements (item iii) and agreed to receive your CEFCU account statements electronically (item iv) before the end of that first full calendar month.
- For Checking accounts only, you will receive a $25 Savings credit as a bonus when you use your CEFCU Debit Mastercard linked to this new Checking account for 5 or more purchases of at least $15 each month, for the first three full calendar months following account opening. Your bonus will be deposited to the CEFCU Savings account associated with your new Checking account within 4 to 6 weeks of the end of the third full calendar month following account opening.
CEFCU $125 Checking Savings Bonus
Earn up to a $125 bonus at CEFCU with a qualifying checking and savings account.
Citizens Equity First Credit Union is offering a $125 bonus when you meet all the requirements.
- Account Type: Checking, Savings
- Availability: CA, IL
- Direct Deposit Requirement: Optional
- Hard/Soft Pull: Soft
- ChexSystem: Yes
- Credit Card Funding: No
- Monthly Fee: $0- $6, see how to avoid monthly fees below.
- Early account termination fee: Must keep your account in good standing or you might incur closing costs.
- Household limit: None listed
(Expires December 31, 2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the Wells Fargo Everyday Checking ($200 bonus), Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), PNC Bank Virtual Wallet ($400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn $125 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a Checking account with a $25 opening deposit
- Receive your $100 Savings credit:
- Sign up for eStatements.
- Complete at least one (or more) of the following qualification criteria** the calendar month after you open your Checking account.
- Have a minimum individual balance of $5,000 or minimum household balance of $10,000
- Make 5 or more purchases of at least $15 with your CEFCU Debit Mastercard linked to this new Checking account
- Have direct deposits totaling $500 or more on this Checking account or associated Savings account
- Receive your $25 Savings credit:
- Use your CEFCU Debit Mastercard linked to this new Checking account for 5 or more purchases of at least $15 each month, for the first three full calendar months following account opening.
- Your bonus will be deposited to the CEFCU Savings account associated with your new Checking account within 4 to 6 weeks of the end of the third full calendar month following account opening.
- Free Debit Card
- Earn Interest w/ Dividend Checking
- Overdraft Protection
- Free Nationwide Banks
- Checking: There are no monthly fees.
- Dividend Checking: $6.00 monthly fee can be waived by:
- Maintaining an average daily balance of $2,500
- For Checking accounts only, you will receive a $100 Savings credit as a bonus if you open a new Checking account between 7/1/21 and 12/31/21. To receive the bonus, you must: (i) qualify for a Checking account; (ii) open a new Checking account with a deposit of $25 or more; (iii) satisfy one or more of the following account requirements within the first full calendar month after account opening: have a minimum individual balance of $5,000 or minimum household balance of $10,000, make 5 or more purchases of at least $15 with your CEFCU Debit Mastercard linked to this new Checking account, or have direct deposits totaling $500 or more on this Checking account or associated Savings account; (iv) agree to receive your CEFCU Savings account statements electronically, via CEFCU eStatements, (v) maintain your open Checking account in good standing as of the bonus fulfillment date, and (vi) have a valid Social Security or Tax Identification number. Your bonus will be deposited to the CEFCU Savings account associated with your new Checking account within 4 to 6 weeks of the end of the first full calendar month after account opening if you satisfied one or more of account requirements (item iii) and agreed to receive your CEFCU account statements electronically (item iv) before the end of that first full calendar month.
- For Checking accounts only, you will receive a $25 Savings credit as a bonus when you use your CEFCU Debit Mastercard linked to this new Checking account for 5 or more purchases of at least $15 each month, for the first three full calendar months following account opening. Your bonus will be deposited to the CEFCU Savings account associated with your new Checking account within 4 to 6 weeks of the end of the third full calendar month following account opening.
CEFCU $25 Referral Bonus (Expired)
Receive up to $25 bonus in qualifying referrals!
Citizens Equity First Credit Union account holders can now start referring their friends to be a new member and open an account with them! You can earn up to $25 bonus in direct deposit.
- Account Type: Checking
- Availability: CA, IL
- Direct Deposit Requirement: Optional
- Hard/Soft Pull: Soft
- ChexSystem: Yes
- Credit Card Funding: No
- Monthly Fee: $0- $6, see how to avoid monthly fees below.
- Early account termination fee: Must keep your account in good standing or you might incur closing costs.
- Household limit: Limit 3 per referral
(Expires December 31, 2020)
| You can compare this to several great entry level Checking accounts with bonus offers include the Wells Fargo Everyday Checking ($200 bonus), Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), PNC Bank Virtual Wallet ($400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
Editor’s Note: If you’re a business account holder from CEFCU, you can refer a non-member to open a newCEFCU Savings account and a CEFCU Business checking account, Business Loan, or Business Credit Card and earn a $50 bonus for each qualifying referrals.
How to Earn Referral Bonuses
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Earn $25 Referral Bonus
- Fill out the Referred By section of the Official Referral Certificateand give it to a friend.
- Have your friend fill out the New Member and Qualifying Account(s) sections and take the Certificateto a Member Center at the time a CEFCU® Savings and qualifying account* is opened.
- You could receive up to $25 via automatic deposit to your Savings account within 4–6 weeks.
- Earn $50 Business Referral Bonus
- To receive the $50, you must be a CEFCU member in good standing and refer a non-member who must open a new CEFCU Savings account and a new CEFCU Business Checking account, Business Loan, or Business Credit Card.
- Just fill out the Referred By section of the Official Referral Certificate*. Then simply give the certificate to a friend or member of your network.
We’ll help your friend fill out the rest at account opening. - Once the qualifying accounts have been opened, CEFCU will deposit $50 to your Savings account within 6-8 weeks.
- Free Debit Card
- Earn Interest w/ Dividend Checking
- Overdraft Protection
- Free Nationwide Banks
- Checking: There are no monthly fees.
- Dividend Checking: $6.00 monthly fee can be waived by:
- Maintaining an average daily balance of $2,500
- For a limited time, any current CEFCU member in good standing (“Member”) can receive up to $25 (“Referral Fee”) via direct deposit to his/her CEFCU Savings account by referring a non-member friend (“Friend”) to CEFCU, where the Friend opens a qualifying new CEFCU account and submits an Official Referral Certificatewithin five business days of account opening.
- Qualifying accounts to receive a $25 reward may be any of the following: Checking, Vehicle Loan or Credit Card account.
- Qualifying accounts to receive a $10 reward may be any of the following: Personal Loan, Health Savings Account, or (where the primary member is age 12 or younger), the Savings account referenced at (ii) above
Bottom Line
Lastly, the Citizens Equity First Credit Union promotions, such as the $125 and $175 bonus, allows you to earn a bonus by skipping the hassle of switching direct deposits to this new account. Additionally, once you join, you can start referring new members and earn bonuses.
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*Check back at this page for updated Citizens Equity First Credit Union promotions, bonuses and offers.
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