Find an updated list of Commerce Bank promotions, bonuses, and offers here.
Currently, they are offering promotions from $50 up to $300 in bonuses.
Table of Contents
About Commerce Bank Promotions
Commerce Bank has 168 branches that serves Kansas, Illinois, Missouri, Oklahoma, and Colorado. Additionally, they have branches in Texas, Ohio, Arkansas, Tennessee, Kentucky, Nebraska, Iowa, Minnesota, Michigan, and Wisconsin. However, if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: CO, IL, KS, OK, MI (Bank Locator)
- Routing Number: 101000019
- Customer Service: 800-453-2265
While they have multiple bonuses, Commerce Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Next, I will be reviewing Commerce Bank promotions below.
Commerce Bank $200 Money Market Bonus
Get a $200 bonus with this offer from Commerce Bank
Earn up to a bonus $200 yearly with a myRewards Money Market account from Commerce Bank.
- Account Type: myRewards Money Market
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $0
- Credit Card Funding: None
- Direct Deposit Requirement: No
- Monthly Fee: $6, See Below
- Household Limit: 1
- Closing Account Fee: None listed
(No Expiration Date)
There are several entry Checking offers I’d recommend comparing this one to. The Chase Total Checking® ($200 bonus), TD Bank Convenience CheckingSM ($150 bonus) and Huntington Asterisk-Free Checking ($150 bonus) are all great options. The Huntington checking account has no monthly fee, while you would need $1,500 minimum daily balance for Chase and $100 minimum for TD Bank’s to waive the monthly fee.
How To Earn $200 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- You will earn a bonus of a half percent on the average collected month-end balance for the previous 12 months, up to a max reward of $200 each year.
- Minimum daily balance of $500
- Free Online Banking
- Access electronic copies of your 1099 and certain other tax forms through Online Banking
- Order up to seven years of account statements and check images on CD-ROM
- Up to 6 withdrawals or transfers per month
- Free access to funds through any Commerce ATM, our 24-hour Account Information Line and Online Banking
- Paperless Statement – Free
- Monthly Service Fee: $6, can be waived by doing one of the following each month:
- Keep a $500 daily balance, OR
- Keep a $1,000 average daily balance for the month, OR
- Make one electronic deposit of $25 or more.
- To be eligible for the bonus Reward, you must maintain a CommerceBasic, CommerceInterest or CommerceRelationship checking account.
- We will pay an annual bonus reward of 0.5% APY of the average collected month end balance in your myRewards Money Market account for the previous 12 months, up to a maximum of $200.
- Reward credited the 13th month after account opening, and annually thereafter.
- Annual Percentage Yield is 0.02% as of 8/1/17 on balances of $100 or greater and 0.00% APY on balances below $100.
- Rate may change after account is opened.
- Incentive of $10 or greater reported as interest to the IRS.
- Fees may reduce earnings.
Commerce Bank $100 Checking Savings Bonus
Earn up to a $100 bonus at Commerce Bank.
Commerce Bank will give you up to a $100 bonus when you open savings account and fund them consistently for 11 months.
- Account Type: CommerceBasic Checking, CommerceInterest Checking or CommerceRelationship Checking account + myRewards Savings
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $100
- Credit Card Funding: None
- Direct Deposit Requirement: No
- Monthly Fee: $3, See Below
- Household Limit: 1
- Closing Account Fee: None listed
(No Expiration Date)
How To Earn $100 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a myRewards Savings account from Commerce Bank by maintaining either a CommerceBasic, CommerceInterest, or CommerceRelationship Checking
- Make 11 consecutive monthly deposits and 4 or fewer withdrawals per year
- The total matching Reward is determined by adding the average monthly deposit during the previous 11 months, up to 5 myRewards Savings accounts. The maximum matching Reward is $50 per account, for a maximum reward of $100 per year
- Then the reward will be credited annually starting in the 12th month after the first deposit
- Free Online Banking
- Access electronic copies of your 1099 and certain other tax forms through Online Banking
- Order up to seven years of account statements and check images on CD-ROM
- Free Electronic Statements
- CommerceBasic Checking: To avoid the $8 fee you must have a direct deposit of $300 set up OR use your debit card 10 times a month.
- CommerceInterest Checking: The $10 monthly service fee is waived if you have a direct deposit of $500 set up OR maintain a daily account balance of $1,000 each statement cycle.
- CommerceRelationship Checking: The $20 monthly service fee is waived if you have a $5,000 average daily balance in this account OR $15,000 in combined deposit balances (checking, savings, money market, CD, and retail IRAs)
- CommerceStudent Checking: There is a $3 monthly service fee if your account is inactive.
- myRewards Savings: To avoid the $3 fee you must maintain the $300 minimum daily balance every day of a month or have at least one electronic deposit of $25 or more during the month.
- Reward credited annually starting in the 12th month after the first deposit
- Annual Percentage Yield is 0.02% as of 8/1/17 on all balances
- Rate may change after account is opened
- Incentive of $10 or greater reported as interest to the IRS
- Fees may reduce earnings
- Subject to change – can be discontinued at any time
- Daily balance means ending ledger balance in the account each day
- Electronic deposits include ATM deposits, wire transfers, ACH, Online Banking transfers or automatic transfers set up from another DDA or savings account
- Monthly service charge waived for first 60 days after new account opening. This 60-day grace period does not apply to existing or converted accounts.
Commerce Bank $50 Referral Bonus
Earn a $50 Visa Card for each referral to Commerce Bank.
Once you join Commerce Bank you can start referring new members and for every referral that meet all the requirements, you can earn a $50 bonus.
- Account Type: CommerceBasic Checking, CommerceInterest Checking, CommerceRelationship Checking, CommerceStudent Checking,
- Opening Deposit: $100
- Direct Deposit Requirement: Yes
- Monthly Fee: $0 – $20; See Below
- Closing Account Fee: None.
(No Expiration Date)
How To Earn $50 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Refer a friend or family member to Commerce Bank by providing their contact information
- Provide a valid email address for the friends or family members you are referring or share this offer via social media.
- Then your friend or family member will receive an email notification containing registration instructions.
- Once the referee completes all of the qualifications listed below you will both receive the $50 bonus.
- Remember that it takes 4-6 weeks for delivery of your Reward Card after completing all requirements of this offer.
- Your referral will receive an email notification containing registration instructions and requirements of this offer from the current customer referring you.
- They must have at least one $300 or more direct deposit (such as recurring payroll or government benefit deposit), AND sign up for Online Banking and enroll in E-Statements.
- Keep in mind that you must complete the requirements listed above within 60 days.
- When you meet all of the requirements, the bonus will be deposited into your account.
- Free Online Banking
- Access electronic copies of your 1099 and certain other tax forms through Online Banking
- Order up to seven years of account statements and check images on CD-ROM
- Free Electronic Statements
- CommerceBasic Checking: To avoid the $8 fee you must have a direct deposit of $300 set up OR use your debit card 10 times a month.
- CommerceInterest Checking: The $10 monthly service fee is waived if you have a direct deposit of $500 set up OR maintain a daily account balance of $1,000 each statement cycle.
- CommerceRelationship Checking: The $20 monthly service fee is waived if you have a $5,000 average daily balance in this account OR $15,000 in combined deposit balances (checking, savings, money market, CD, and retail IRAs)
- CommerceStudent Checking: There is a $3 monthly service fee if your account is inactive.
- Complete your information in the registration form above and select GO!
- Provide contact information AND a valid email address for the friends or family members you are referring OR share this offer via social media.
- Your friend or family member will receive an email notification containing registration instructions and requirements of this offer.
Commerce Bank $300 Checking Bonus *Expired*
Earn a $300 bonus with Commerce Bank
Take advantage of a $300 bonus with a new CommerceRelationship Checking Account.
- Account Type: CommerceRelationship Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $0
- Credit Card Funding: None
- Direct Deposit Requirement: No
- Monthly Fee: $20, See Below
- Household Limit: 1
- Closing Account Fee: None listed
(Expires December 8, 2019)
How To Earn $300 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- To qualify for the $300 bonus, you must provide the promo code from the mailed offer at the time of account opening
- Complete at least 10 PIN Point of Sale or signature-based purchases using your associated debit card within 60 days of account opening.
- Your CommerceRelationship Checking account must be opened
- The account must have a minimum balance of $100 on December 11, 2019
- You must be a new customer (one who has not owned a Commerce Bank deposit account in the 60 days prior to account opening).
- Platinum Visa® Debit Card
- Mobile Banking
- Online Banking with Online Bill Pay and Alerts
- Commerce Globe checks single/wallet style
- Refunds on other banks’ ATM fees up to $10 per month
- A preferred rate on our Premium Money Market Account
- To avoid a $20 monthly service fee on the CommerceRelationship Checking account
- Must maintain a $5,000 average daily balance in that account OR the person named first on the account must maintain $15,000 in combined Commerce deposit account balances (checking, savings, money market, CDs, and IRAs).
- Commerce Bank will determine whether all requirements for the bonus have been met as of December 11, 2019
- Any bonus earned will be paid January 10, 2020, by crediting your Commerce Relationship Checking account.
- Maximum total bonus $300.
- The bonus will be reported as interest to the IRS.
- Commerce Bank reserves the right to determine eligibility for offer, and offer may be revoked, restricted, or changed at any time at Commerce Bank’s sole discretion.
Bottom Line
Commerce Bank is offering a $100 bonus when you meet all the requirements above. However, despite excessive requirements for a basic bonus amount, you can pair all the bonuses above. Thus, if you live near a Commerce Bank you can should definitely start taking advantage of their promotions.
If you have experience banking with Commerce Bank please leave us a comment below letting us know how it went. Because your feedback helps make our site better for everyone.
*Check back at this page for updated Commerce Bank promotions, bonuses and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
Banked with them for years. Little or no interest at all.
Commerce Bank IS NOT PAYING THESE BONUSES! They have all kinds of excuses, but THEY WON’T PAY THE BONUS! RUN AWAY FROM THIS OFFER!