Find an updated list of Commerce Bank promotions, bonuses, and offers here.
Currently, they are offering promotions from $50 up to $500 in bonuses.
*Compare Commerce Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Business Complete BankingSM $300 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Premier Checking $450 Bonus | TD Bank Convenience Checking $150 Bonus |
| TD Bank Beyond Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington 25 Checking $300 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,000 Bonus | Discover Bank $360 Cashback Debit |
| Axos Basic Business Checking $100 Bonus | BlockFi Up To $250 BTC Bonus |
| WeBull 2 Free Stocks | BBVA Free Checking & Savings $250 Bonus |
Table of Contents
About Commerce Bank Promotions
Commerce Bank has 168 branches that serves Kansas, Illinois, Missouri, Oklahoma, and Colorado. Additionally, they have branches in Texas, Ohio, Arkansas, Tennessee, Kentucky, Nebraska, Iowa, Minnesota, Michigan, and Wisconsin. However, if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: CO, IL, KS, OK, MI, MN, MO, MS, NE, OK, TX (Bank Locator)
- Routing Number: 101000019
- Customer Service: 800-453-2265
While they have multiple bonuses, Commerce Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Next, I will be reviewing Commerce Bank promotions below.
Commerce Bank $500 Checking Bonus
Earn a $500 bonus for opening a CommerceRelationship checking account!
Commerce Bank is offering a $500 bonus when you open a checking account and meet the eligible requirements.
- Account Type: CommerceRelationship Checking
- Availability: CO, IL, KS, OK, MI, MN, MO, MS, NE, OK, TX
- Direct Deposit Requirement: Optional
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes, sensitive
- Credit Card Funding: None
- Monthly Fee: Yes, but waivable
- Early account termination fee: None listed
- Household limit: 1
(Offer expires April 30, 2021)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn $500 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Click “Apply Online” above OR use the promo code from the ad to open a CommerceRelationship Checking account with $100 by January 29, 2021.
- Make 10 debit card purchases within 60 days.
- Have at least $2,500 in your account at the end of daily processing 60 days after account opening
- Higher interest rate on your CommerceRelationship Checking account balances1
- Preferred rate on Premium Money Market Accounts
- Free Platinum Visa® Debit Card
- Free single/wallet-style Commerce Globe checks
- No Commerce fee for ATM transactions nationwide
- Other banks’ ATM fees refunded up to $10 per month
- Get a $50 Visa® Reward Card for every friend and family member you refer to open and use a new Commerce personal checking account, up to $500.
- To avoid a $20 monthly service fee on the CommerceRelationship Checking account,
- the primary account holder must maintain a $5,000 average daily balance in that account
- OR $15,000 in combined Commerce deposit account balances (checking, savings, money market, CDs, and IRAs).
- Limited time offer.
- Only one offer per household. T
- o qualify for the $500 bonus:
- a) You must provide the promo code from the advertisement at the time of account opening;
- b) You must complete at least 10 PIN Point of Sale or signature-based purchases using your associated debit card within 60 days of account opening.
- ATM withdrawals, pending transactions and withdrawals at a branch using your debit card are not qualifying transactions
- If you have completed all of the above requirements, your bonus will be paid within 8 weeks by crediting your CommerceRelationship Checking account.
- Maximum total bonus $500.
- The bonus will be reported as interest to the IRS.
Commerce Bank $200 Checking Bonus
Earn a $200 bonus for opening a Free checking account!
Open a Commerce Free checking account with Commerce Bank and earn a $200 bonus when you meet the qualifying requirements.
- Account Type: Commerce Free Checking
- Availability: CO, IL, KS, OK, MI, MN, MO, MS, NE, OK, TX
- Direct Deposit Requirement: Optional
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes, sensitive
- Credit Card Funding: None
- Monthly Fee: Yes, but waivable
- Early account termination fee: None listed
- Household limit: 1
(Offer expires April 31, 2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the BBVA Free Checking & Savings ($250 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and Aspiration Spend & Save Account ($100 bonus). |
How to Earn $200 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Click “Apply Online” above OR use the promo code from the ad to open a Commerce Free Checking account with $25 by January 29, 2021.
- Make 10 debit card purchases within 60 days.
- Have at least $25 in your account at the end of daily processing 60 days after account opening
- Free Mobile Banking1, so you can bank whenever and wherever you want
- Free email and text Alerts1 to help you manage your account
- Get a $50 Visa® Reward Card for every friend and family member you refer to open and use a new Commerce personal checking account, up to $500.
- Free Commerce ATM transactions with your Visa® Debit Card
- Free Online Banking and Online Bill Pay
Optional overdraft protection available - Send and receive money with Popmoney and External Transfers
- This account has no monthly service fees to worry about.
- Limited time offer.
- Only one offer per household. T
- o qualify for the $500 bonus:
- a) You must provide the promo code from the advertisement at the time of account opening;
- b) You must complete at least 10 PIN Point of Sale or signature-based purchases using your associated debit card within 60 days of account opening.
- ATM withdrawals, pending transactions and withdrawals at a branch using your debit card are not qualifying transactions
- If you have completed all of the above requirements, your bonus will be paid within 8 weeks by crediting your CommerceRelationship Checking account.
- Maximum total bonus $200.
- The bonus will be reported as interest to the IRS.
Commerce Bank $200 Money Market Bonus
Get a $200 bonus with this offer from Commerce Bank
Earn up to a bonus $200 yearly with a myRewards Money Market account from Commerce Bank.
- Account Type: myRewards Money Market
- Availability: CO, IL, KS, OK, MI, MN, MO, MS, NE, OK, TX
- Direct Deposit Requirement: No
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes, sensitive
- Credit Card Funding: None
- Monthly Fee: Yes, but waivable
- Early account termination fee: None listed
- Household limit: 1
(No Expiration Date)
How To Earn $200 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- You will earn a bonus of a half percent on the average collected month-end balance for the previous 12 months, up to a max reward of $200 each year.
- Minimum daily balance of $500
- Free Online Banking
- Access electronic copies of your 1099 and certain other tax forms through Online Banking
- Order up to seven years of account statements and check images on CD-ROM
- Up to 6 withdrawals or transfers per month
- Free access to funds through any Commerce ATM, our 24-hour Account Information Line and Online Banking
- Paperless Statement – Free
- Monthly Service Fee: $6, can be waived by doing one of the following each month:
- Keep a $500 daily balance, OR
- Keep a $1,000 average daily balance for the month, OR
- Make one electronic deposit of $25 or more.
- To be eligible for the bonus Reward, you must maintain a CommerceBasic, CommerceInterest or CommerceRelationship checking account.
- We will pay an annual bonus reward of 0.5% APY of the average collected month end balance in your myRewards Money Market account for the previous 12 months, up to a maximum of $200.
- Reward credited the 13th month after account opening, and annually thereafter.
- Annual Percentage Yield is 0.02% as of 8/1/17 on balances of $100 or greater and 0.00% APY on balances below $100.
- Rate may change after account is opened.
- Incentive of $10 or greater reported as interest to the IRS.
- Fees may reduce earnings.
Commerce Bank $100 Checking Savings Bonus
Earn up to a $100 bonus at Commerce Bank.
Commerce Bank will give you up to a $100 bonus when you open savings account and fund them consistently for 11 months.
- Account Type: CommerceBasic Checking, CommerceInterest Checking or CommerceRelationship Checking account + myRewards Savings
- Availability: CO, IL, KS, OK, MI, MN, MO, MS, NE, OK, TX
- Direct Deposit Requirement: Optional
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes, sensitive
- Credit Card Funding: None
- Monthly Fee: Yes, but waivable
- Early account termination fee: None listed
- Household limit: 1
(No Expiration Date)
| Compare this savings account to alternatives like Aspiration Spend & Save Account ($100 Bonus + 1.00% APY), American Express High Yield Savings (0.40% APY), Axos Bank High Yield Savings (0.61% APY), and CIT Bank Savings Connect (0.50% APY). |
How to Earn $100 Bonus
EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a myRewards Savings account from Commerce Bank by maintaining either a CommerceBasic, CommerceInterest, or CommerceRelationship Checking
- Make 11 consecutive monthly deposits and 4 or fewer withdrawals per year
- The total matching Reward is determined by adding the average monthly deposit during the previous 11 months, up to 5 myRewards Savings accounts. The maximum matching Reward is $50 per account, for a maximum reward of $100 per year
- Then the reward will be credited annually starting in the 12th month after the first deposit
- Free Online Banking
- Access electronic copies of your 1099 and certain other tax forms through Online Banking
- Order up to seven years of account statements and check images on CD-ROM
- Free Electronic Statements
- CommerceBasic Checking: To avoid the $8 fee you must have a direct deposit of $300 set up OR use your debit card 10 times a month.
- CommerceInterest Checking: The $10 monthly service fee is waived if you have a direct deposit of $500 set up OR maintain a daily account balance of $1,000 each statement cycle.
- CommerceRelationship Checking: The $20 monthly service fee is waived if you have a $5,000 average daily balance in this account OR $15,000 in combined deposit balances (checking, savings, money market, CD, and retail IRAs)
- CommerceStudent Checking: There is a $3 monthly service fee if your account is inactive.
- myRewards Savings: To avoid the $3 fee you must maintain the $300 minimum daily balance every day of a month or have at least one electronic deposit of $25 or more during the month.
- Reward credited annually starting in the 12th month after the first deposit
- Annual Percentage Yield is 0.02% as of 8/1/17 on all balances
- Rate may change after account is opened
- Incentive of $10 or greater reported as interest to the IRS
- Fees may reduce earnings
- Subject to change – can be discontinued at any time
- Daily balance means ending ledger balance in the account each day
- Electronic deposits include ATM deposits, wire transfers, ACH, Online Banking transfers or automatic transfers set up from another DDA or savings account
- Monthly service charge waived for first 60 days after new account opening. This 60-day grace period does not apply to existing or converted accounts.
Commerce Bank $50 Referral Bonus
Earn a $50 Visa Card for each referral to Commerce Bank.
Once you join Commerce Bank you can start referring new members and for every referral that meet all the requirements, you can earn a $50 bonus.
- Account Type: CommerceBasic Checking, CommerceInterest Checking, CommerceRelationship Checking, CommerceStudent Checking,
- Availability: CO, IL, KS, OK, MI, MN, MO, MS, NE, OK, TX
- Direct Deposit Requirement: Optional
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes, sensitive
- Credit Card Funding: None
- Monthly Fee: Yes, but waivable
- Early account termination fee: None listed
- Household limit: 1
(No Expiration Date)
How to Earn $50 Bonus
RECEIVE THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Refer a friend or family member to Commerce Bank by providing their contact information
- Provide a valid email address for the friends or family members you are referring or share this offer via social media.
- Then your friend or family member will receive an email notification containing registration instructions.
- Once the referee completes all of the qualifications listed below you will both receive the $50 bonus.
- Remember that it takes 4-6 weeks for delivery of your Reward Card after completing all requirements of this offer.
- Your referral will receive an email notification containing registration instructions and requirements of this offer from the current customer referring you.
- They must have at least one $300 or more direct deposit (such as recurring payroll or government benefit deposit), AND sign up for Online Banking and enroll in E-Statements.
- Keep in mind that you must complete the requirements listed above within 60 days.
- When you meet all of the requirements, the bonus will be deposited into your account.
- Free Online Banking
- Access electronic copies of your 1099 and certain other tax forms through Online Banking
- Order up to seven years of account statements and check images on CD-ROM
- Free Electronic Statements
- CommerceBasic Checking: To avoid the $8 fee you must have a direct deposit of $300 set up OR use your debit card 10 times a month.
- CommerceInterest Checking: The $10 monthly service fee is waived if you have a direct deposit of $500 set up OR maintain a daily account balance of $1,000 each statement cycle.
- CommerceRelationship Checking: The $20 monthly service fee is waived if you have a $5,000 average daily balance in this account OR $15,000 in combined deposit balances (checking, savings, money market, CD, and retail IRAs)
- CommerceStudent Checking: There is a $3 monthly service fee if your account is inactive.
- Complete your information in the registration form above and select GO!
- Provide contact information AND a valid email address for the friends or family members you are referring OR share this offer via social media.
- Your friend or family member will receive an email notification containing registration instructions and requirements of this offer.
Bottom Line
Commerce Bank is offering a bonuses ranging from $50-$500 when you meet all the requirements above. However, despite excessive requirements for a basic bonus amount, you can pair all the bonuses above. Thus, if you live near a Commerce Bank you can should definitely start taking advantage of their promotions.
If you have experience banking with Commerce Bank please leave us a comment below letting us know how it went. Because your feedback helps make our site better for everyone.
*Check back at this page for updated Commerce Bank promotions, bonuses and offers.
Helpful Tips
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| BBVA Free Checking & Savings | $250 Cash | Review |
| Huntington 25 Checking | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Ally Invest | Up to $3,000 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| American Express High Yield Savings | 0.40% APY | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
Banked with them for years. Little or no interest at all.
Commerce Bank IS NOT PAYING THESE BONUSES! They have all kinds of excuses, but THEY WON’T PAY THE BONUS! RUN AWAY FROM THIS OFFER!