Take advantage of Community Bank promotions, bonuses, and offers here!
Update 7/17/25: There’s currently a $500 checking bonus available only at the Guilderland Branch through 8/26/25.
Community Bank $500 Checking Bonus (Guilderland Branch)
Earn a $500 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $500 bonus
- Account Type: Checking
- Availability: NY (Locator) *Guilderland branch*
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $4.95; waivable
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Expires 08/26/2025)
BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Customer must open account in person at the Guilderland NY branch, or open the account online and select Guilderland as their preferred branch and live within one of the following eligible zip codes: 12203, 12205, 12084, 12159, 12222, 12208, 12209, 12210, 12206, 12211, 12303, 12304, 12186, 12223, and 12054.
- To celebrate the grand opening of our new Guilderland branch, we’re offering a 10% match on the largest deposit to your new checking account, up to $500. Minimum qualifying deposit of $100 required to qualify for 10% credit, up to $500.
- Account must remain open for at least 90 calendar days.
- Customer must be enrolled in eStatements by the 90th day.
- Account must receive a recurring direct deposit by the 90th day.
- Bonus will be credited to the account within 15 business days after the account has been opened for 90 calendar days and all eligibility requirements are met.
- Promotion valid through 8/26/2025.
- Customer must open account in person at the Guilderland NY branch, or open the account online and select Guilderland as their preferred branch and live within one of the following eligible zip codes: 12203, 12205, 12084, 12159, 12222, 12208, 12209, 12210, 12206, 12211, 12303, 12304, 12186, 12223, and 12054.
- For new money only (excludes existing CBNA dollars).
- Minimum qualifying deposit of $100 required to qualify for 10% credit, up to $500.
- For consumer checking accounts only.
- Account must remain open for at least 90 calendar days.
- Customer must be enrolled in eStatements by the 90th day.
- Account must receive a recurring direct deposit by the 90th day.
- Qualifying direct deposits include electronic deposit of payroll, Social Security, pension, or other government benefits.
- Qualifying deposit must be valid (eg. not returned unpaid).
- Bonus will be credited to the account within 15 business days after the account has been opened for 90 calendar days and all eligibility requirements are met.
- One bonus per customer.
- Offer not available for existing Community Bank checking customers or accounts converted from an existing account (only available to new Community Bank customers that do not have one of the following four eligible accounts as of May 16, 2025: Carefree Checking, 50 Direct, Premium Checking, or Simply Checking).
- Bonus must be reported as interest to the IRS on Form 1099-INT (please consult your tax advisor). i Offer runs through 8/1/2025.
- Minimum donation of $2,500 will be presented to Girls, Inc.; maximum donation of $15,000.
How To Waive Monthly Fee
- Carefree Checking: No monthly service charges with:
- Daily balance of $500 or more, OR
- 10 debit card transactions1 per statement cycle, OR
- Lending relationship with CBNA2 (excluding ChekCredit)
- Only $4.95 flat monthly charge, if one of the above criteria is not met
- Premium Checking: No monthly service charges with daily balances of $1,500 or more. Only $8 flat monthly charge, if daily balance falls below $1,500
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Bottom Line
Although you can earn a generous bonus from Community Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Community Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, and more!
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