Find an updated list of CommunityAmerica Credit Union promotions, bonuses, and offers here.
Update 10/3/24: You can earn a $100 bonus when you invest $500 in a Guided Investing account before 12/31/24. The $200 checking offer has been extended through 12/31/24.
About CommunityAmerica Credit Union Promotions
CommunityAmerica Credit Union is headquartered in Lenexa, Kansas, and was established in 1940. Since then they have grown to 30 locations, offer money market rates that are 3X the national average, and have an A health rating.
| Eligibility: Membership in CommunityAmerica Credit Union is open to those who live or work in Jackson, Platte, Clay, Johnson, Douglas, Jefferson, Miami, Leavenworth, Shawnee, Wyandotte, or St. Louis County. Additionally, Membership is also open to employees of the cities of Bathany, Cameron, or Hannibal and over 150 Select Employer Groups. See current membership details |
I’ll review the current CommunityAmerica Credit Union offer below.
CommunityAmerica Credit Union $400 Checking Bonus
CommunityAmerica Credit Union is offering a $400 bonus when you open a checking account and meet a few simple requirements.
- What you’ll get: $400 bonus
- Account Type: Checking
- Availability: KS, MO (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: At least $5,000
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($400 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive the $400 credit, you must first meet CommunityAmerica Credit Union membership eligibility requirements.
- Other qualifications are as follows:
- (1) Eligible to the first 500 members that live in the St. Louis Metropolitan Area. Living in the St. Louis Metropolitan Area is defined as living in the following counties: Bond, Calhoun, Clinton, Jersey, Macoupin, Madison, Monroe, and St. Clair in Illinois; and Franklin, Jefferson, Lincoln, St. Charles, Warren, St. Louis County and St. Louis City in Missouri.
- (2) Open a new Cashback Free Checking or Chiefs Checking account, starting 4/1/2023 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or CashBack Free Checking accounts that have closed within the past six months do not qualify), and
- (3) within 60 days of account opening set up a recurring monthly direct deposit of at least $250, not aggregated.
- Within 60 days of meeting qualification requirements, a $400 credit will be posted into the primary account owner’s membership savings account.
- Qualifications to Receive $400: To receive the $400 credit, you must first meet CommunityAmerica Credit Union membership eligibility requirements.
- Other qualifications are as follows: (1) Eligible to the first 500 members that live in the St. Louis Metropolitan Area. Living in the St. Louis Metropolitan Area is defined as living in the following counties: Bond, Calhoun, Clinton, Jersey, Macoupin, Madison, Monroe, and St. Clair in Illinois; and Franklin, Jefferson, Lincoln, St. Charles, Warren, St. Louis County and St. Louis City in Missouri. (2) Open a new Cashback Free Checking or Chiefs Checking account, starting 4/1/2023 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or CashBack Free Checking accounts that have closed within the past six months do not qualify), and (3) within 60 days of account opening set up a recurring monthly direct deposit of at least $250, not aggregated.
- Applications are subject to credit approval.
- A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM don’t qualify as a direct deposit.
- Within 60 days of meeting qualification requirements, a $400 credit will be posted into the primary account owner’s membership savings account.
- The account must be open and in good standing at the time of payout to qualify for the credit.
- Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings.
- Other requirements do apply.
- Limit one $400 credit per Checking account and per member.
- Offers subject to change without notice and cannot be combined with any other offer.
- The credit(s) may be reported as income on IRS Form 1099-MISC.
CommunityAmerica Credit Union $200 Checking Bonus (At Work Program)
CommunityAmerica Credit Union is offering a $200 bonus when you open a qualifying Checking Account and meet requirements. However, be sure to note that you will need to open two separate accounts.
- What you’ll get: $200 bonus
- Account Type: Cashback Free Checking or Chiefs Checking, High Interest Savings
- Availability: KS, MO (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: At least $5,000
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Expires 12/31/2024)
| BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($400 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Only for new Chiefs Checking or Cashback Free Checking accounts with a limit of one per membership using promo code BMC.
- Within 60 days of opening the new checking account, the member must have a monthly direct deposit of at least $250 posted to the new checking account.
- $200 will be deposited into primary savings account within 30 days of meeting qualifications.
- All account applications are subject to approval.
- Valid promo code must be included on application.
- Only for new Chiefs Checking or Cashback Free Checking accounts with a limit of one per membership.
- Offer valid through 12/31/2024.
- Minimum balance is not required to obtain the bonus offer or open the checking account.
- Within 60 days of opening the new checking account, the member must have a monthly direct deposit of at least $250 posted to the new checking account.
- $200 will be deposited into primary savings account within 30 days of meeting qualifications.
- Must be an employee of a CommunityAmerica At Work Company.
- Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts.
CommunityAmerica Credit Union $100 Guided Investing Bonus
- What you’ll get: $100 bonus
- Account Type: Investing Account
- Availability: KS, MO (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: At least $5,000
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Expires 12/31/2024)
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($3500 Cash) |
| M1 High-Yield Cash Account (5.50% APY) | WeBull (Free Stocks) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get $100 when you invest $500 in a Guided Investing account before December 31.
- To be eligible to receive the Guided Investing cash bonus offer (“Offer”), you must satisfy the following:
- Open your Guided Investing account AND make a minimum “Initial Deposit” of at least $500 into your account by December 31, 2024.
- Open your Guided Investing account through the CommunityAmerica Credit Union (“CommunityAmerica”) online banking application.
- Keep your Guided Investing account funded with at least the Initial Deposit for 90 consecutive days after the date Copper Financial receives your Initial Deposit to qualify for the Offer.
- Fund the account with the Initial Deposit within 60 days of opening your Guided Investing account.
- Transfer your Initial Deposit into your Guided Investing account from a checking or savings account at CommunityAmerica, or through an external account via Plaid.
- Transfers made from current accounts you have with Copper Financial are not eligible for the Offer.
- Must not have closed any Guided Investing accounts 12 months prior to the beginning of this Offer.
- Be a current CommunityAmerica member.
- $100 Cash Bonus Offer: Get $100 for new Guided Investing accounts opened and funded between 08/15/2024 and 12/31/2024
- To be eligible to receive the Guided Investing cash bonus offer (“Offer”), you must satisfy the following:
- Open your Guided Investing account AND make a minimum “Initial Deposit” of at least $500 into your account by December 31, 2024.
- Open your Guided Investing account through the CommunityAmerica Credit Union (“CommunityAmerica”) online banking application.
- Keep your Guided Investing account funded with at least the Initial Deposit for 90 consecutive days after the date Copper Financial receives your Initial Deposit to qualify for the Offer.
- Fund the account with the Initial Deposit within 60 days of opening your Guided Investing account.
- Transfer your Initial Deposit into your Guided Investing account from a checking or savings account at CommunityAmerica, or through an external account via Plaid.
- Transfers made from current accounts you have with Copper Financial are not eligible for the Offer.
- Must not have closed any Guided Investing accounts 12 months prior to the beginning of this Offer.
- Be a current CommunityAmerica member.
- After your Guided Investing account has been funded for 90 consecutive days, CommunityAmerica will pay a $100 cash bonus to your share account at CommunityAmerica within two weeks. Your Guided Investing account and your share account at CommunityAmerica must be open and funded at the time the cash bonus is paid.
- The Offer is only valid on Guided Investing accounts. Other accounts available through Copper Financial are not eligible for the Offer. The Offer is only valid on individual, joint, Traditional IRA or Roth IRA Guided Investing accounts. Employees of Copper Financial, CommunityAmerica, and any subsidiary of CommunityAmerica are eligible to qualify for the Offer. You are responsible for selecting the account registration that is appropriate based on your personal situation. Existing members with an open Guided Investing account and no closed Guided Investing accounts 12 months prior to the beginning of the Offer are eligible to open an additional Guided Investing account and qualify for the Offer. Limit one Offer per member, regardless of the number of accounts opened and funded during the offer period.
- You should consider the features of a Guided Investing account prior to account opening. This Offer does not constitute a recommendation by Copper Financial as to whether a Guided Investing account is appropriate for your personal situation.
CommunityAmerica Credit Union $25 Referral Bonus
For residents of Kansas and Missouri, CommunityAmerica Credit Union is offering you an opportunity to earn $25 Referral Bonus! Take advantage of this amazing opportunity while you can.
- What you’ll get: $25 bonus
- Account Type: Checking account, auto loan, mortgage or home equity
- Availability: KS, MO
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: At least $5,000
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Limited time offer)
| BMO Relationship Checking ($500 Bonus + $100 digital gift card) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($400 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- To get a $25 bonus, refer a friend to join CommunityAmerica and after your friend meets certain qualifications.
- Valid for new members for an active checking account, auto loan, mortgage or home equity (loan products must have a balance greater than $15,000 to qualify).
- An active checking account is 15 or more transactions within the first 60 days of account opening.
- To qualify, new member must be at least 18 years of age.
- Within 3 business days of meeting qualification requirements, a $25 referral bonus will be deposited into the regular share accounts of both the referring and new member.
- Program valid for consumer accounts only. CommunityAmerica Credit Union will report premiums paid to the IRS and a 1099 form will be issued at year-end.
- Any applicable taxes resulting from this offer are the responsibility of the recipient.
- By taking advantage of this referral, members acknowledge and understand that both the new member and referring member may learn that the other has an account with CommunityAmerica, by the nature of the promotion.
- Employees, Board of Directors and Volunteers of CommunityAmerica and their immediate families and households are not eligible.
- Subject to change at any time without notice.
CommunityAmerica Credit Union $200 Checking Bonus (Expired)
CommunityAmerica Credit Union is offering a $200 bonus when you open a Chiefs Checking Account and meet a few simple requirements.
- What you’ll get: $200 bonus
- Account Type: Chiefs Checking
- Availability: KS, MO (Bank Locator)
- Direct Deposit Requirement: Yes, $250+ (see what works)
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: At least $5,000
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Expires 03/10/2024)
| BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($400 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive the $200 credit, you must meet CommunityAmerica Credit Union membership eligibility requirements and
- (1) open a new Chiefs Checking account between 9/1/2023 – 3/10/2024 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or Cash Back Free Checking accounts that have closed within the past six months do not qualify), and
- (2) within 60 days of account opening set up a recurring monthly direct deposit of at least $250, not aggregated.
- Chiefs Checking Promotion.
- To receive the $200 credit, you must meet CommunityAmerica Credit Union membership eligibility requirements and (1) open a new Chiefs Checking account between 9/1/2023 – 3/10/2024 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or Cash Back Free Checking accounts that have closed within the past six months do not qualify), and (2) within 60 days of account opening set up a recurring monthly direct deposit of at least $250, not aggregated.
- Applications are subject to credit approval.
- A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account.
- Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM don’t qualify as a direct deposit.
- Within 60 days of meeting qualification requirements, a $200 credit will be posted into the primary account owner’s membership savings account.
- The account must be open and in good standing at the time of payout to qualify for the credit.
- Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings.
- Limit one $200 credit per account and per member.
- Offer subject to change without notice and cannot be combined with any other offer.
- The credit may be reported as income on IRS Form 1099-MISC.
CommunityAmerica Credit Union $150 Checking Savings Bonus (Expired)
CommunityAmerica Credit Union is offering a $150 bonus when you open a qualifying Checking Account and a High Interest Savings account.
- What you’ll get: $150 bonus
- Account Type: Chiefs Checking, Cashback Free checking Account, High Interest Savings account
- Availability: KS, MO (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: At least $5,000
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Limited time offer)
| BMO Relationship Checking ($500 Bonus + $100 digital gift card) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($400 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Chiefs Checking account or CashBack Free Checking account
- After you’ve opened a checking account, you’re eligible for this special $50 bonus when you open a High Interest Savings account.
- Exclusive $150 Offer.
- Must qualify for membership, including being in good standing with the Credit Union.
- Offer may change or end without notice.
- Limit one per person.
- Employees, Board of Directors and Volunteers of the Credit Union and its affiliates, and their immediate families and household members, are not eligible.
- Only valid on new checking relationships with the Credit Union.
- Those with existing checking accounts or accounts closed within the past six months do not qualify. Business, IRA, and Minor accounts not eligible for any offer.
- $100 Checking Offer: Within 60 days of account opening, the member must maintain the ‘Qualifications for cash back’ requirements for a consecutive 31 days.
- $100 will be deposited into primary savings account within 30 days of meeting qualifications.
- $50 Savings Offer: Open a High Interest Savings account at the same time as your checking account and reach a balance of $1,000 within 60 days of the new account opening, and maintain the ‘Qualifications for cash back’ requirements for a consecutive 31 days.
- $50 will be deposited into primary savings account within 30 days of meeting the qualifications.
- Qualifications for cash back: The membership account number tied to the Cashback Checking account must complete the following:
- Enrolled in eStatements; Monthly direct deposit of at least $250 posted to one deposit-suffix; 15 posted point-of-sale debit card transactions per month to a single checking-suffix; OR Enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to?a single checking-suffix.
- Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions.
How To Waive Monthly Fees
- Chiefs Checking: None
- Cashback Free Checking: None
- Free Checking: None
- Student Checking: None
- Small Business Checking: None
- Business Growth Checking: None
- Analyzed Checking: You can use deposit balances to offset fees
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Bottom Line
CommunityAmerica Credit Union has a $150 promotion for everyone to get. Additionally, with online banking, you can be sure to manage your funds from anywhere in the world at any time! Take note there is a variety of qualifying activity so be sure to choose the route that is easiest for you.
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Furthermore, CDs and Savings accounts are a great way to save money. Check out our full list of some of the best Bank Rates and CD Rates nationwide.
*Compare CommunityAmerica Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated CommunityAmerica Credit Union promotions, bonuses, and offers.
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Need promo card. Targeted?
Every time I call this local bank their response is-let me check. They come back and don’t know a thing about it or they’re not participating.
Not everyone. It has expired in St.louis. No bonuses here.