Find the latest Electro Savings Credit Union promotions, bonuses, and offers here.
The current bonuses can range from $25 to $100 when you open a new account.
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About Electro Savings Credit Union Promotions
Electro Savings Credit Union headquarters is located in Saint Louis. It is the 17th largest credit union in Missouri and the 1,101st largest credit union in the nation. Established in 1941, the credit union has grown to 59 employees and 19,924 members at 4 locations as of December 2020. Electro Savings Credit Union’s money market rates are 14% higher than the national average.
- Availability: MO (Bank Locator)
- Routing Number: 281081495
- Customer Service: 314.434.6470
|Eligibility: Membership in Electro Savings Credit Union is open to individuals who live or work in the Missouri counties of Franklin, Jefferson, St. Charles, or St. Louis, as well as the City of St. Louis, or the Illinois counties of Jersey, Madison, Monroe, or St. Clair. Businesses in these areas are also eligible for membership. See here for full membership details.|
I’ll review the Electro Savings Credit Union offers below.
Electro Savings Credit Union $25 Referral Bonus
Electro Savings Credit Union is offering a $25 bonus when you refer your friends/family to open a qualifying checking account or loan.
- Account Type: Checking Account
- Availability: MO (Bank Locator)
- Direct Deposit Requirement: No
- Hard/Soft Pull: Soft/Hard Pull?
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: Not listed
- Household limit: None listed, Limit 1 per new member
(No expiration date listed)
|You can compare this to several great entry level Checking accounts with bonus offers include the Wells Fargo Everyday Checking ($200 bonus), Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), PNC Bank Virtual Wallet ($400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus).|
How To Earn The $25 Bonus
- Referrer’s can get a $25 bonus by:
- Download the referral card, write your name on it and give them to your referrals.
- The person you refer must be a new Electro Savings member or joint member and open a new account.
- Be sure your referral provides your name at account opening.
- Referee’s can get a $100 bonus by:
- Mention or bring the referral postcard with them when the account or loan is opened.
- New member receives incentive for completing one of the following actions:
- 1) Receive a $100 Visa gift card when they open a new checking account, add a direct deposit of at least $100 and uses their new Visa debit card at least 14 times in the first 60 days.
- 2) Receive a $100 Visa gift card at loan closing when they finance or refinance a new money loan of at least $10,000 directly with the credit union. New loan must be open and current for 90 days.
- Current member receives incentive when new referred member meets all incentive qualifications.
- No minimum balance requirement
- No monthly service fees
- Overdraft protection available
- Access to surcharge-free ATMs and shared branching, via the CO-OP Network
- Free access to financial education resources
- Free digital banking, including:
- Free online banking and bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® debit card
- No minimum deposit to open
- Federally insured by the NCUA up to $250,000
- Classic Checking: No monthly maintenance service charges
- Kasasa Cash Checking: No monthly maintenance service charges
- Kasasa Cash Back Checking: No monthly maintenance service charges
- Referral cannot be an existing ESCU member or joint member.
- Membership eligibility applies.
- This offer is not a guarantee that you will be approved.
- Your referral must mention or bring the referral postcard with them when the account or loan is opened.
- All offers valid for a limited time only, and subject to end without notice.
- Both incentives are subject to 1099 reporting.
- There is no limit to the number of new members an existing member may refer.
- Limit one incentive per new member.
If you’re located in Missouri, be sure to check out these promotions while it lasts. However, if these bonuses do not catch your attention, you can also check out some other bonuses on HustlerMoneyBlog.
Lastly, keep this page on frequent rotation as we will update it with the latest offers. Feel free to leave your feedback in the comments below!
*Check back at this page for updated Electro Savings Credit Union promotions, bonuses, and offers.