Find the latest First Guranty Bank CD Rates, Offers, and Promotions here.

Some of the best First Guranty Bank CD Rates such as the current 1.50% APY 60-Month CD.

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About First Guranty Bank

Founded in 1934 as the Guaranty Bank & Trust Company, First Guaranty Bank is currently the fifth largest bank headquartered in Louisiana, with more than $2.4 billion in assets and nearly 59,000 customer accounts In early 2017, First Guaranty Bank acquired the Texas-based Premier Bancshares, the parent company of Synergy Bank, SSB. The most recent acquisition was finalized in November 2019, when Union Bancshares (and its subsidiary, The Union Bank) joined the First Guaranty Bank financial family.

They are one of the nation’s top originators of small business loans. However, this is not all they are limited to. Although they are known for small business loans, they also offer a wide array of products including CD rates for all your specific financial needs.

An online account is ideal for Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While Live Oak does have decent rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here

FEATURED CD RATES
Service Credit Union	4.25% APY 9-Month CD	Review
Western Alliance Bank	4.50% APY 3-Month CD	Review
Western Alliance Bank	4.40% APY 6-Month CD	Review
Rising Bank	4.40% APY 6-Month CD	Review
Rising Bank	4.35% APY 15-Month CD	Review
First Tech Federal Credit Union	4.35% APY 13-Month Share Certificate	Review
Quontic Bank	Up to 4.25% APY CD	Review
Western Alliance Bank	4.25% APY 12-Month CD	Review
Ponce Bank	4.25% APY 3-Month High Yield CD	Review
Sallie Mae	4.25% APY 14-Month CD	Review
Ponce Bank	4.15% APY 4-Month No-Penalty CD	Review
Live Oak Bank	4.10% APY 12-Month CD	Review
Live Oak Bank	4.10% APY 12-Month Business CD	Review
First Mid Bank & Trust	4.08% APY 9-Month CD	Review
Alliant Credit Union	4.05% APY 12-Month Certificate	Review
Discover Bank	Up to 4.00% APY CD	Review
Sun Canyon Bank	3.98% APY 11-Month CD	Review
Sallie Mae	3.95% APY 10-Month CD	Review
Western Alliance Bank	3.85% APY 5-Month CD	Review
GreenState Credit Union	3.80% APY 10-Month CD	Review
Blue Federal Credit Union	3.75% APY 9-Month No Penalty CD	Review
Blue Federal Credit Union	3.75% APY 15-Month CD	Review
CIT Bank	3.50% APY 13-Month CD	Review
CIT Bank	3.50% APY 11-Month No-Penalty CD	Review
Southwestern National Bank	3.40% APY 8-Month CD	Review
First Financial Northwest Bank	3.00% APY 12-Month CD	Review
Ponce Bank	3.00% APY 1-Month High Yield CD	Review
CIT Bank	3.00% APY 6-Month CD	Review
CIT Bank	3.00% APY 18-Month CD	Review

First Guranty Bank CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer the term, the higher APY rate you make.

First Guranty Bank’s Best CD Offer pays the highest APY rate with a 1.50% APY rate for their 60-month term. They currently offer standard CD rates from 6-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out First Guranty Bank’s CDs and their rates listed below.

Minimum deposit: $500
Maximum deposit: None
Early withdrawal penalty: Early Withdrawal of a CD with a term less than 24 months: 90 Days of Simple Interest

CD Rates at First Guranty Bank

(FDIC Insured)

Term	APY Rate	Minimum Deposit
30 Day	0.10%	$500
90 Day	0.15%	$500
6-Month	0.50%	$500
12-Month	0.65%	$500
18-Month	0.70%	$500
24-Month	0.85%	$500
36-Month	1.00%	$500
48-Month	1.15%	$500
60-Month	1.50%	$500
72-Month	1.50%	$500
96-Month	1.50%	$500

First Guranty Bank CD Features

Extremely Easy to Open an Account
Easy access through mobile banking
Low Minimum Deposit
Competitive Rate
FDIC Insured

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $500.

This is a great opportunity to invest in a high-interest CD from First Guranty Bank. However, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest First Guranty Bank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.