Gulf Coast Bank & Trust Promotions: $50, $200, $225 Checking, Business, Referral Bonuses (LA)

Collect $200 with a new checking account.

• Have at least one direct deposit OR
• Have one ACH debit post to your account within 60 days of account opening
•  The account must remain open for at least 60 days.

Collect an additional $25 bonus with a new savings account.

• Open a new Personal Savings Account with money not currently on deposit with Gulf Coast Bank & Trust
• A minimum opening deposit of $100.00 or more
• Maintain the $100.00 minimum balance for at least 30 days from the account opening date

• CHECKING AND SAVINGS ACCOUNT PROMOTION ELIGIBILITY REQUIREMENTS: Offer only available to customers who receive this offer via a direct communication from Gulf Coast Bank and Trust. The offer is non-transferable, cannot be combined with any other offers.
• *CHECKING ACCOUNT ELIGIBILITY AND REQUIREMENTS: To qualify for this promotion and receive $200, you must meet ALL of the following requirements: Open a new personal checking account (Free Checking, Interest Checking, Interest Checking Combo, Rewards Checking, Easy Checking, Educators Plus Checking, Select Checking) with money not currently on deposit with Gulf Coast Bank & Trust between May 25, 2022 and July 2, 2022. Have at least one direct deposit or one or more ACH debits post to the account within 60 days of account opening. The personal checking account must remain open for at least 60 days. This offer expires on July 2, 2022. As applicable, checking accounts are variable rates and subject to change before and after account opening. When qualifications are met, Interest Checking Annual Percentage Yield (APY) – accurate as of May 25, 2022 – is 0.40% for balances less than $20,000 and 0.40% for balances $20,000 and greater. APY is 0.05% if account qualifications are not met. Select Checking APYs – accurate as of May 25, 2022 – for balances below $25,000 0.20%; $25,000 and above 0.20%. Educators Plus APYs – accurate as of May 25, 2022 – for balances below $25,000 0.20%; $25,000 to $199,999.99 0.20%, $200,000 and above 0.20%. See the Truth In savings Disclosure for product specific rates and terms.
• **SAVINGS ACCOUNT ELIGIBILITY AND REQUIREMENTS: To qualify for this promotion and receive $25, you must meet ALL of the following requirements: Open a new personal Savings Account with money not currently on deposit with Gulf Coast Bank & Trust between May 25, 2022 and July 2, 2022.. Minimum opening deposit is $100 or more. Maintain a $100 minimum balance for at least 30 days from the account opening date. This offer expires on July 2, 2022. As applicable, savings accounts are variable rates and subject to change before and after account opening. Annual Percentage Yields (APY) are accurate as of May 25, 2022. The APY for balances below $100,000 0.20%; $100,000 to $249,999.99 0.20%; $250,000 and above 0.20%. See the Truth In Savings Disclosure for product specific rates and terms.

• Open a Gulf Coast Bank business checking account.
• Have at least one direct deposit credited to this account within 90 days from the date the account is opened or at least one ACH debit posted to the account within 90 days from the date the account is opened.
• The account must be open for at least 90 days.

• Offer only available to customers who receive this offer via a direct communication from Gulf Coast Bank and Trust.
• The offer is non-transferable and cannot be combined with any other offers.
• To qualify for this promotion and receive $200.00, you must meet ALL of the following requirements: Open a new business checking account (Business checking, Commercial Checking, Business Reward and Commercial Checking with Interest) with money not currently on deposit with Gulf Coast Bank & Trust between April 11, 2022 and May 21, 2022.
• Have at least one direct deposit credited to this account within 90 days from the date the account is opened or at least one ACH debit posted to the account within 90 days from the date the account is opened.
• The business checking account must remain open for at least 90 days from the account opening date.
• If you meet all the requirements for this bonus offer, we will deposit the $200.00 bonus incentive directly into your new business checking account within 30 days following the month end in which the 90 days qualification period ends.
• This offer expires on May 21, 2022. Gulf Coast Bank and Trust may change or terminate this offer at any time without notice.
• Offer valid only for Louisiana residents.

• To qualify for the $50 referral bonus, you must be referred by an existing Gulf Coast Bank customer and must register by following the link provided in the referral email or text received from the referring Gulf Coast Bank customer, AND you must meet ALL of the following requirements:
  • Open a new personal checking account (Free Checking, Interest Checking, Interest Checking Combo, Reward Checking and Easy Checking, Educators Plus Checking, Select Checking) with money not currently on deposit with Gulf Coast Bank & Trust between August 9, 2021 and September 20, 2021.
  • Have at least one direct deposit credited to this account within 60 days from the date the account is opened or at least one ACH debit posted to the account within 60 days from the date the account is opened.
  • The personal checking account must remain open for at least 60 days from the account opening date.

• If you meet all the requirements for this bonus offer, we will deposit the $50.00 Refer A Friend bonus incentive directly into your new personal checking account within 30 days following the month end in which the 60 days qualification period ends
• The new personal checking account must be open and have a positive balance in order to receive the Bonus cash incentive. Your account does not qualify for the cash incentive until you provide all of the information we require in connection with opening the account. This includes information we require to identify each account owner, as well as all requirements for the personal checking account product selected.
• All account applications are subject to our normal approval process.
• Louisiana residents may open a personal checking account online at gulfbank.com or at Gulf Coast Bank Branch.
• Mississippi residents must open their account at a Gulf Coast Bank Branch.
• The minimum deposit required to open a personal checking is $20, except for Educators Plus which is $100.00 or Select Checking which is $1,000.00.
• Offer available for new customers or existing customers that do not currently have a personal checking account as of the date of the new account opening.
• Health Savings accounts, and non-personal checking or savings accounts are not eligible. This includes Trust Accounts, Fiduciary accounts, Succession accounts.
• The Referred Person (friend) may only receive one bonus award for opening an account and completing the requirements.
• When opening a Gulf Coast Bank & Trust Company personal checking account, you must provide the same email address used when registering for the Refer A Friend promotion.
• If all of the requirements are met, the Gulf Coast Bank & Trust customer making the referral will also receive the $50.00 Refer A Friend bonus either by crediting their GCB checking or savings account or by receipt of a $50.00 Gulf Coast Bank MasterCard® gift card.
• To make a referral, the Referrer must register for the program online at https://gulfbank.royalreferralcenter.com, agree to the Terms and Conditions, and submit a valid email address for both the Referrer and each Referred Person.
• A Referrer may receive up to ten (10) direct deposits in increments of $50 ($500 value) within a calendar year, but only one Referrer may receive a cash bonus for each Referred Person that fulfills the requirements (the first
• Referrer who enters information for a Referred Person will be the eligible Referrer).
• Due to customer’s privacy, we will not disclose the identity of the customers who have opened an account to the referring customer. You will need to notify your friend if you wish to make them aware that you have opened an account through the Refer A Friend promotion.
• Bonuses are considered interest and will be reported on IRS form 1099-Int.
• Bonus offer cannot be combined with any other offer and is limited to one Bonus cash award only.
• GCB employees are not eligible to participate.