Read on to learn more about HomeTrust Bank promotions, bonuses, and offers.
Currently, they are offering a $400 checking bonus and $25 bonus when you refer your friends or family to open a qualifying account.
About HomeTrust Bank Promotions
Established in 1926, HomeTrust Bank has been offering banking services for over 90 years and has grown to over 40 locations. They value helping their customers get the right help they need.
I’ll review the offers below.
HomeTrust Bank $400 Checking Bonus
HomeTrust Bank is offering a $400 bonus when you open a new qualifying checking account.
- What you’ll get: $400 bonus
- Account Type: Everywhere Connect, Premier Checking, Simple Checking
- Availability: NC, SC, TN, VA (Bank Locator)
- Direct Deposit Requirement: Yes, $2,500+ within 90 days (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes, not sensitive
- Credit Card Funding: None
- Monthly Fees: $0-$15, waivable
- Early Account Termination Fee: Bonus forfeit, 180 days
- Household Limit: Two per household
(Expires 06/15/2023)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a new Premier, Everywhere Connect, or Simple Checking account with the promotional code “UPTO400.”
- A minimum opening balance of $50 is required for all accounts and funds must not be already on deposit with HomeTrust Bank.
- Meet the following to earn up to a $400 bonus:
- Get $150 for qualified direct deposits totaling $2,500 or more across two consecutive statement cycles in the first 90 days.
- Get $150 for an opening balance of $10,000 or greater and maintaining that balance for the first 90 days.
- Get $100 when you make at least 15 debit card purchases totaling $500 or more in one statement cycle in the first 90 days.
- All transactions must post and settle to qualify. Bonuses will be credited to your account on the 15th of the month after each specific bonus requirement has been met.
- Bonuses may be credited at different times depending on account activity but will be credited no later than 120 days from account opening.
- Account openings are subject to bank approval. This offer applies to new personal checking customer accounts only and is limited to our Premier, Everywhere Connect, or Simple Checking account products.
- Your direct deposit needs to be regular monthly income, such as an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government.
- Transfers from one account to another or deposits made at a banking location or ATM do not qualify as Direct Deposit.
- All transactions must post and settle to qualify. Bonuses will be credited to your account on the 15th of the month after each specific bonus requirement has been met.
- Bonuses may be credited at different times depending on account activity but will be credited no later than 120 days from account opening.
- Offer cannot be combined with other offers and is limited to two (2) incentives per household.
- Customer must have a physical address within the HomeTrust Bank market footprint. Offer is not available to customers who have closed an account within the past 90 days.
- If your account is closed within the first 180 days, an account closing fee equal to the bonus payment (between $100 and $400) you received will apply.
- HomeTrust Bank employees are not eligible to participate in promotion.
- Offer may be withdrawn at any time. Payments are subject to IRS tax reporting requirements.
- For fees applicable to your account, please view our Fee Schedule.
- For additional terms and conditions, please view our Deposit Account Agreement and Online or Mobile terms and conditions.
HomeTrust Bank $25 Referral Bonus
HomeTrust Bank is offering a $25 referral bonus when referring your friend and family
- What you’ll get: $25 bonus
- Account Type: Everywhere Connect, Premier Checking, Simple Checking
- Availability: NC, SC, TN, VA (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fees: $0-$15, waivable
- Early Account Termination Fee: None listed
- Household Limit: 20 referrals per calendar year
(No expiration date)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($500 Bonus), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($225 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- To earn the $25 bonus, you must
- Complete a coupon and give it to a friend.
- Your friend should sign and present this coupon when opening a personal checking account with a debit card.
- Both parties will receive a $25 deposit between 90 and 120 days of account opening if all requirements are met and your fifth friend earns you $100!
- Program is available to HomeTrust Bank consumer customers only. Referrer’s checking account must be open for at least 90 days to participate.Referral must be a new personal checking customer to the bank and a referral coupon must be presented at account opening. Referred customer must open a new HomeTrust Bank personal checking account and order a debit card at the time of account opening. Referred customer must open the account with money not currently on deposit with HomeTrust Bank.
- All accounts are subject to normal approval process and account opening requirements. Referrer and referred customer accounts will be reviewed for eligibility criteria after 90 days. Bonuses will be provided if both the referrer and the referred customer have a positive balance and a monthly average balance of at least $50. Both parties must meet the requirements stated above to receive their respective bonus.
- The referrer and the referred customer will each receive a $25 deposit between 90 and 120 days after qualified account opening. If the referrer has multiple accounts, the deposit will be made to the referrer’s primary checking account. The fifth referral earns the referrer $100. The referring customer can receive up to $575 (20 referrals) per calendar year.Signers on HomeTrust Bank checking accounts closed within prior three months are ineligible. HomeTrust Bank employees are ineligible to participate as referrer or referee.
- Payments subject to IRS tax reporting requirements. Offer subject to change or termination at any time.
(Expired) HomeTrust Bank $60 Checking Cash Rewards Bonus
HomeTrust Bank $60 Checking Cash Rewards Bonus
HomeTrust Bank is offering a $60 bonus when you open the Everywhere Connect checking account.
- What you’ll get: $60 bonus
- Account Type: Everywhere Connect
- Availability: NC, SC, TN, VA
(No Expiration Date Listed)
How To Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a new Everywhere Connect Checking account
- Deposit at least $50
- A $5 cash reward will be credited to your account on the last day of each monthly statement cycle in which 10 or more signature debit card transaction have posted and settled. Maximum of $60 cash rewards per calendar year.
- A $5 cash reward will be credited to your account on the last day of each monthly statement cycle in which 10 or more signature debit card transaction have posted and settled. Maximum of $60 cash rewards per calendar year. No minimum balance to earn monthly $5 cash reward; however, a $50 minimum opening balance is required. Monthly $5 reward program may be discontinued at any time without notice. Payments subject to IRS tax reporting requirements.
- Fees may be incurred when using the card at non-HomeTrust Bank ATMs and when transactions result in overdraft activity.
- Internet service provider fees may apply.
- Third party standard messaging and data rates may apply. Deposits may not be immediately available for withdrawal.
- Advances are subject to the charges specified in the terms and conditions governing your HELOC.
How To Waive Monthly Fees
- Everywhere Connect: $10 monthly fee, waivable with 10 debit card transactions or 1 recurring direct deposit per monthly statement cycle
- Premier Checking: $15 monthly fee, waivable with an average deposit balance of $10,000 in your Premier Checking account, or an average combined deposit balance of $25,000
- Simple Checking: None
- HTB Business Foundation Checking: Contact CSR for more information
- HTB Business Advance Checking: Contact CSR for more information
- HTB Business Plus Checking: Contact CSR for more information
- Business Analysis Checking: $20 monthly fee
- Business Interest Checking: $12 monthly fee, waivable with $5,000 Monthly Average Collected Balance
- Business Money Market: $10 monthly fee, waivable with $2,500 Monthly Average Collected Balance
Bottom Line
Lastly, HomeTrust Bank offers a lot of online features to help to manage your finances. Your money is always a click or calls away with online and telephone banking. Additionally, it’s great to know that you will have access to a range of account features! Furthermore, being soft pull, this account won’t hurt your credit!
Additionally, while they have many generous bonuses, HomeTrust Bank doesn’t have great rates for CDs and Savings. Therefore, you may want to check out our full list of Bank Rates and CD Rates.
*Compare HomeTrust Bank Promotions to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated HomeTrust Bank promotions, bonuses, and offers.
I’m in Nashville, TN and was declined online for not being in the footprint. Called the bank seeems its very regionally based promo.
$25 closing fee according to the PDF