Read on to learn more about HomeTrust Bank promotions, bonuses, and offers.
Currently, they are offering a $100 up to $400 bonus with a new Checking Account.
Table of Contents
About HomeTrust Bank Promotions
Established in 1926, HomeTrust Bank has been offering banking services for over 90 years and has grown to over 40 locations. They value helping their customers get the right help they need.
I’ll review the offers below.
HomeTrust Bank $60 Checking Cash Rewards Bonus

HomeTrust Bank $60 Checking Cash Rewards Bonus
HomeTrust Bank is offering a $60 bonus when you open the Everywhere Connect checking account.
- What you’ll get: $60 bonus
- Account Type: Everywhere Connect
- Availability: NC, SC, TN, VA
(No Expiration Date Listed)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), BMO Harris Smart Money™ Account ($300 bonus), U.S. Bank Easy Checking ($400 bonus), Fifth Third Momentum® Checking ($375 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($300 bonus). |
How To Earn Bonus
- Open a new Everywhere Connect Checking account
- Deposit at least $50
- A $5 cash reward will be credited to your account on the last day of each monthly statement cycle in which 10 or more signature debit card transaction have posted and settled. Maximum of $60 cash rewards per calendar year.
- A $5 cash reward will be credited to your account on the last day of each monthly statement cycle in which 10 or more signature debit card transaction have posted and settled. Maximum of $60 cash rewards per calendar year. No minimum balance to earn monthly $5 cash reward; however, a $50 minimum opening balance is required. Monthly $5 reward program may be discontinued at any time without notice. Payments subject to IRS tax reporting requirements.
- Fees may be incurred when using the card at non-HomeTrust Bank ATMs and when transactions result in overdraft activity.
- Internet service provider fees may apply.
- Third party standard messaging and data rates may apply. Deposits may not be immediately available for withdrawal.
- Advances are subject to the charges specified in the terms and conditions governing your HELOC.
HomeTrust Bank $25 Referral Bonus
HomeTrust Bank is offering a $25 referral bonus when referring your friend and family
- What you’ll get: $25 bonus
- Account Type: Everywhere Connect, Premier Checking, Simple Checking
- Availability: NC, SC, TN, VA
(No expiration date)
For more advanced features in a checking account, compare this offer to Citigold® Checking Account (Up to $2000 Cash Bonus), U.S. Bank Platinum Checking ($400 Bonus), Huntington Platinum Perks CheckingSM ($300 Bonus), BMO Harris PremierTM Account ($500 Bonus), Fifth Third Preferred Checking ($375 Bonus), and TD Bank Beyond Checking ($300 Bonus). |
How To Earn Bonus
- To earn the $100 bonus, you must
- Enroll in electronic statements (eStatements) through Online or Mobile Banking
- Have a minimum of three automated clearing house (ACH) debits per statement cycle for two consecutive statement cycles within the first three statement cycles
- Make at least 15 debit card purchases equal to or greater than $500 per statement cycle for two statement cycles within the first three statement cycles.
- Transactions must post and settle to qualify.
- The $100 bonus will be credited to the new checking account on the 15th of the month after the account meets all requirements stated above.
- Checking account must be opened with the promotional code 100UP from August 15, 2020 through November 15, 2020.
- This offer applies to new customers and new checking accounts only and you must have a physical address within the HomeTrust Bank market footprint.
- Offer cannot be combined with other offers and is limited to two (2) incentives per household.
- HomeTrust Bank employees are not eligible to participate in the promotion.
- Offer is not available to customers who have closed an account within the past 90 days.
HomeTrust Bank $400 Checking Bonus *Expired*
HomeTrust Bank is offering a $400 bonus when you open a new qualifying checking account.
- What you’ll get: $400 bonus
- Account Type: Everywhere Connect, Premier Checking, Simple Checking
- Availability: NC, SC, TN, VA (Bank Locator)
- Direct Deposit Requirement: Yes, $2,500+ within 90 days
- Credit Inquiry: Soft
- ChexSystem: Yes, not sensitive
- Credit Card Funding: None
- Monthly Fees: $0-$15, waivable
- Early Account Termination Fee: Bonus forfeit, 180 days
- Household Limit: Two per household
(Expires 06/30/2022)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), BMO Harris Smart Money™ Account ($300 bonus), U.S. Bank Easy Checking ($400 bonus), Fifth Third Momentum® Checking ($375 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($300 bonus). |
How To Earn Bonus
- Open a new Premier, Everywhere Connect, or Simple Checking account January 1, 2022 and June 30, 2022 with the promotional code “UPTO400.”
- A minimum opening balance of $50 is required for all accounts and funds must not be already on deposit with HomeTrust Bank.
- Meet the following to earn up to a $400 bonus:
- Get $150 for qualified direct deposits totaling $2,500 or more across two consecutive statement cycles in the first 90 days.
- Get $150 for an opening balance of $10,000 or greater and maintaining that balance for the first 90 days.
- Get $100 when you make at least 15 debit card purchases totaling $500 or more in one statement cycle in the first 90 days.
- All transactions must post and settle to qualify. Bonuses will be credited to your account on the 15th of the month after each specific bonus requirement has been met.
- Bonuses may be credited at different times depending on account activity but will be credited no later than 120 days from account opening.
- Account openings are subject to bank approval. This offer applies to new personal checking customer accounts only and is limited to our Premier, Everywhere Connect, or Simple Checking account products.
- Your direct deposit needs to be regular monthly income, such as an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government.
- Transfers from one account to another or deposits made at a banking location or ATM do not qualify as Direct Deposit.
- All transactions must post and settle to qualify. Bonuses will be credited to your account on the 15th of the month after each specific bonus requirement has been met.
- Bonuses may be credited at different times depending on account activity but will be credited no later than 120 days from account opening.
- Offer cannot be combined with other offers and is limited to two (2) incentives per household.
- Customer must have a physical address within the HomeTrust Bank market footprint. Offer is not available to customers who have closed an account within the past 90 days.
- If your account is closed within the first 180 days, an account closing fee equal to the bonus payment (between $100 and $400) you received will apply.
- HomeTrust Bank employees are not eligible to participate in promotion.
- Offer may be withdrawn at any time. Payments are subject to IRS tax reporting requirements.
- For fees applicable to your account, please view our Fee Schedule.
- For additional terms and conditions, please view our Deposit Account Agreement and Online or Mobile terms and conditions.
How To Waive Monthly Fees
- Everywhere Connect: $10 monthly fee, waivable with 10 debit card transactions or 1 recurring direct deposit per monthly statement cycle
- Premier Checking: $15 monthly fee, waivable with an average deposit balance of $10,000 in your Premier Checking account, or an average combined deposit balance of $25,000
- Simple Checking: None
- HTB Business Foundation Checking: Contact CSR for more information
- HTB Business Advance Checking: Contact CSR for more information
- HTB Business Plus Checking: Contact CSR for more information
- Business Analysis Checking: $20 monthly fee
- Business Interest Checking: $12 monthly fee, waivable with $5,000 Monthly Average Collected Balance
- Business Money Market: $10 monthly fee, waivable with $2,500 Monthly Average Collected Balance
Bottom Line
Lastly, HomeTrust Bank offers a lot of online features to help to manage your finances. Your money is always a click or calls away with online and telephone banking. Additionally, it’s great to know that you will have access to a range of account features! Furthermore, being soft pull, this account won’t hurt your credit!
Additionally, while they have many generous bonuses, HomeTrust Bank doesn’t have great rates for CDs and Savings. Therefore, you may want to check out our full list of Bank Rates and CD Rates.
*Compare HomeTrust Bank Promotions to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated HomeTrust Bank promotions, bonuses, and offers.

I’m in Nashville, TN and was declined online for not being in the footprint. Called the bank seeems its very regionally based promo.
$25 closing fee according to the PDF