Read on to learn more about HomeTrust Bank promotions, bonuses, and offers.
Currently, they are offering a $100 up to $400 bonus with a new Checking Account.
*Compare HomeTrust Bank Promotions to other bank bonuses from HSBC, Chase, Huntington, TD, Bank of America, Citibank, BBVA, and more!*
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
TD Bank Beyond Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
Huntington 25 Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
Huntington Unlimited Business Checking $400 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
Ally Invest Up To $3,500 Bonus | Discover Bank $360 Cashback Debit |
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Table of Contents
About HomeTrust Bank Promotions
Established in 1926, HomeTrust Bank has been offering banking services for over 90 years and has grown to over 40 locations. They value helping their customers get the right help they need. However, if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: NC, SC, TN, VA (Bank Locator)
- Routing Number: 253170279
- Customer Service: 800-627-1632
Additionally, while they have many generous bonuses, HomeTrust Bank doesn’t have great rates for CDs and Savings. Therefore, you may want to check out our full list of Bank Rates and CD Rates.
I’ll review the offers below.
HomeTrust Bank $400 Checking Bonus

Earn a $400 bonus when opening a new checking account
HomeTrust Bank is offering a $400 bonus when you open a new qualifying checking account.
- Account Type: Everywhere Connect, Premier Checking, Simple Checking
- Availability: NC, SC, TN, VA
- Direct Deposit Requirement: None
- Hard/Soft Pull: Soft
- ChexSystem: Yes, not sensitive
- Credit Card Funding: Cannot fund with credit card
- Monthly Fee: See below; waive-able
- Early account termination fee: Bonus forfeit if closed within 180 days
- Household limit: Two per household
(Expires 12/31/2021)
You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($200 bonus), Huntington Asterisk-Free Checking® ($150 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and HSBC Advance Checking (up to $240 bonus).
How To Earn The $400 Checking Bonus
- Open a new Premier, Everywhere Connect, or Simple Checking account January 2, 2021 and December 31, 2021 with the promotional code “UPTO400VA.”
- A minimum opening balance of $50 is required for all accounts and funds must not be already on deposit with HomeTrust Bank.
- Meet the following to earn up to a $400 bonus:
- Get $150 for qualified direct deposits totaling $2,500 or more in the first 90 days.
- Get $150 for an opening balance of $10,000 or greater and maintaining that balance for the first 90 days.
- Get $100 when you make at least 15 debit card purchases totaling $500 or more in one statement cycle in the first 90 days.
- All transactions must post and settle to qualify. Bonuses will be credited to your account on the 15th of the month after each specific bonus requirement has been met.
- Bonuses may be credited at different times depending on account activity but will be credited no later than 120 days from account opening.
- Online Banking with optional Bill Pay
- Direct Deposit
- Mobile Banking with Mobile Deposit
- eStatements
- Overdraft transfer for accounts tied to home equity lines of credit
- 24-Hour Telephone Banking
- Unlimited use of all HomeTrust Bank ATMs
- Everywhere Checking: $10 monthly service charge is waived with five debit card transactions or one recurring Direct Deposit.
- Premier Checking: $15 monthly fee is waived with an average combined deposit balance of $10,000 or an average combined deposit and loan balance of $25,000.
- Simple Checking: There are no monthly maintenance fees.
- Account openings are subject to bank approval. This offer applies to new personal checking customer accounts only and is limited to our Premier, Everywhere Connect, or Simple Checking account products.
- Your direct deposit needs to be regular monthly income, such as an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government.
- Transfers from one account to another or deposits made at a banking location or ATM do not qualify as Direct Deposit.
- All transactions must post and settle to qualify. Bonuses will be credited to your account on the 15th of the month after each specific bonus requirement has been met.
- Bonuses may be credited at different times depending on account activity but will be credited no later than 120 days from account opening.
- Offer cannot be combined with other offers and is limited to two (2) incentives per household.
- Customer must have a physical address within the HomeTrust Bank market footprint. Offer is not available to customers who have closed an account within the past 90 days.
- If your account is closed within the first 180 days, an account closing fee equal to the bonus payment (between $100 and $400) you received will apply.
- HomeTrust Bank employees are not eligible to participate in promotion.
- Offer may be withdrawn at any time. Payments are subject to IRS tax reporting requirements.
- For fees applicable to your account, please view our Fee Schedule.
- For additional terms and conditions, please view our Deposit Account Agreement and Online or Mobile terms and conditions.
HomeTrust Bank $100 Checking Bonus (Expired)

Earn a $100 bonus with a new Checking Account.
HomeTrust Bank is offering a $100 bonus when you open a new qualifying checking account.
- Account Type: Everywhere Connect, Premier Checking, Simple Checking
- Availability: NC, SC, TN, VA
- Direct Deposit Requirement: None
- Hard/Soft Pull: Soft
- ChexSystem: Yes, not sensitive
- Credit Card Funding: Cannot fund with credit card
- Monthly Fee: $10, avoidable
- Early account termination fee: Bonus forfeit if closed within 180 days
- Household limit: None listed
(Expires November 15, 2020)
You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($200 bonus), Huntington Asterisk-Free Checking® ($150 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and HSBC Advance Checking (up to $240 bonus).
How To Earn $100 Checking Bonus
- To earn the $100 bonus, you must
- Enroll in electronic statements (eStatements) through Online or Mobile Banking
- Have a minimum of three automated clearing house (ACH) debits per statement cycle for two consecutive statement cycles within the first three statement cycles
- Make at least 15 debit card purchases equal to or greater than $500 per statement cycle for two statement cycles within the first three statement cycles.
- Transactions must post and settle to qualify.
- The $100 bonus will be credited to the new checking account on the 15th of the month after the account meets all requirements stated above.
- Online Banking with optional Bill Pay
- Direct Deposit
- Mobile Banking with Mobile Deposit
- eStatements
- Overdraft transfer for accounts tied to home equity lines of credit
- 24-Hour Telephone Banking
- Unlimited use of all HomeTrust Bank ATMs
- Everywhere Checking: $10 monthly service charge is waived with five debit card transactions or one recurring Direct Deposit.
- Premier Checking: $15 monthly fee is waived with an average combined deposit balance of $10,000 or an average combined deposit and loan balance of $25,000.
- Simple Checking: There are no monthly maintenance fees.
- Checking account must be opened with the promotional code 100UP from August 15, 2020 through November 15, 2020.
- This offer applies to new customers and new checking accounts only and you must have a physical address within the HomeTrust Bank market footprint.
- Offer cannot be combined with other offers and is limited to two (2) incentives per household.
- HomeTrust Bank employees are not eligible to participate in the promotion.
- Offer is not available to customers who have closed an account within the past 90 days.
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Bottom Line
Lastly, HomeTrust Bank offers a lot of online features to help to manage your finances. Your money is always a click or calls away with online and telephone banking. Additionally, it’s great to know that you will have access to a range of account features! Furthermore, being soft pull, this account won’t hurt your credit!
However, definitely provide your feedback, as they make our sites better!
*Check back at this page for updated HomeTrust Bank promotions, bonuses, and offers.
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete BankingSM | $300 Cash | Review |
Chase Total Checking® | $200 Cash | Review |
HSBC Premier Checking Member FDIC | $450 Cash | Review |
HSBC Premier Checking Member FDIC | Up To $600 | Review |
HSBC Advance Checking Member FDIC | $200 Cash | Review |
HSBC Advance Checking Member FDIC | Up To $240 | Review |
Huntington 25 Checking | $300 Cash | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience CheckingSM | $150 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Axos Bank Basic Business Checking | $100 Cash | Review |
Aspiration Spend & Save Account | $100 Cash | Review |
Ally Invest | Up to $3,500 Cash | Review |
BlockFi | Up To $250 BTC | Review |
American Express High Yield Savings | 0.50% APY | Review |
Discover Cashback Debit Account | $360 Cash | Review |
I’m in Nashville, TN and was declined online for not being in the footprint. Called the bank seeems its very regionally based promo.
$25 closing fee according to the PDF