Read on to learn more about HomeTrust Bank promotions, bonuses, and offers.
Currently, they are offering a $100 up to $400 bonus with a new Checking Account.
*Compare HomeTrust Bank Promotions to other bank bonuses from HSBC, Chase, Huntington, TD, Bank of America, Citibank, BBVA, and more!*
Table of Contents
About HomeTrust Bank Promotions
Established in 1926, HomeTrust Bank has been offering banking services for over 90 years and has grown to over 40 locations. They value helping their customers get the right help they need. However, if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: NC, SC, TN, VA (Bank Locator)
- Routing Number: 253170279
- Customer Service: 800-627-1632
Additionally, while they have many generous bonuses, HomeTrust Bank doesn’t have great rates for CDs and Savings. Therefore, you may want to check out our full list of Bank Rates and CD Rates.
I’ll review the offers below.
HomeTrust Bank $400 Checking Bonus
Earn a $400 bonus when opening a new checking account
HomeTrust Bank is offering a $400 bonus when you open a new qualifying checking account.
- Account Type: Everywhere Connect, Premier Checking, Simple Checking
- Availability: NC, SC, TN, VA
- Direct Deposit Requirement: None
- Hard/Soft Pull: Soft
- ChexSystem: Yes, not sensitive
- Credit Card Funding: Cannot fund with credit card
- Monthly Fee: See below; waive-able
- Early account termination fee: Bonus forfeit if closed within 180 days
- Household limit: Two per household
(Expires 12/31/2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account Package (up to $1500 bonus), Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), BMO Harris Smart Advantage ($300 bonus), Capital One 360 Checking ($150 bonus),and Aspiration Spend & Save Account ($150 bonus). |
How To Earn The $400 Checking Bonus
HOW TO EARN THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a new Premier, Everywhere Connect, or Simple Checking account January 2, 2021 and December 31, 2021 with the promotional code “UPTO400VA.”
- A minimum opening balance of $50 is required for all accounts and funds must not be already on deposit with HomeTrust Bank.
- Meet the following to earn up to a $400 bonus:
- Get $150 for qualified direct deposits totaling $2,500 or more in the first 90 days.
- Get $150 for an opening balance of $10,000 or greater and maintaining that balance for the first 90 days.
- Get $100 when you make at least 15 debit card purchases totaling $500 or more in one statement cycle in the first 90 days.
- All transactions must post and settle to qualify. Bonuses will be credited to your account on the 15th of the month after each specific bonus requirement has been met.
- Bonuses may be credited at different times depending on account activity but will be credited no later than 120 days from account opening.
- Online Banking with optional Bill Pay
- Direct Deposit
- Mobile Banking with Mobile Deposit
- eStatements
- Overdraft transfer for accounts tied to home equity lines of credit
- 24-Hour Telephone Banking
- Unlimited use of all HomeTrust Bank ATMs
- Everywhere Checking: $10 monthly service charge is waived with five debit card transactions or one recurring Direct Deposit.
- Premier Checking: $15 monthly fee is waived with an average combined deposit balance of $10,000 or an average combined deposit and loan balance of $25,000.
- Simple Checking: There are no monthly maintenance fees.
- Account openings are subject to bank approval. This offer applies to new personal checking customer accounts only and is limited to our Premier, Everywhere Connect, or Simple Checking account products.
- Your direct deposit needs to be regular monthly income, such as an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government.
- Transfers from one account to another or deposits made at a banking location or ATM do not qualify as Direct Deposit.
- All transactions must post and settle to qualify. Bonuses will be credited to your account on the 15th of the month after each specific bonus requirement has been met.
- Bonuses may be credited at different times depending on account activity but will be credited no later than 120 days from account opening.
- Offer cannot be combined with other offers and is limited to two (2) incentives per household.
- Customer must have a physical address within the HomeTrust Bank market footprint. Offer is not available to customers who have closed an account within the past 90 days.
- If your account is closed within the first 180 days, an account closing fee equal to the bonus payment (between $100 and $400) you received will apply.
- HomeTrust Bank employees are not eligible to participate in promotion.
- Offer may be withdrawn at any time. Payments are subject to IRS tax reporting requirements.
- For fees applicable to your account, please view our Fee Schedule.
- For additional terms and conditions, please view our Deposit Account Agreement and Online or Mobile terms and conditions.
HomeTrust Bank $100 Checking Bonus (Expired)
Earn a $100 bonus with a new Checking Account.
HomeTrust Bank is offering a $100 bonus when you open a new qualifying checking account.
- Account Type: Everywhere Connect, Premier Checking, Simple Checking
- Availability: NC, SC, TN, VA
- Direct Deposit Requirement: None
- Hard/Soft Pull: Soft
- ChexSystem: Yes, not sensitive
- Credit Card Funding: Cannot fund with credit card
- Monthly Fee: $10, avoidable
- Early account termination fee: Bonus forfeit if closed within 180 days
- Household limit: None listed
(Expires November 15, 2020)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account Package (up to $1500 bonus), Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), BMO Harris Smart Advantage ($300 bonus), Capital One 360 Checking ($150 bonus),and Aspiration Spend & Save Account ($150 bonus). |
How To Earn $100 Checking Bonus
HOW TO EARN THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- To earn the $100 bonus, you must
- Enroll in electronic statements (eStatements) through Online or Mobile Banking
- Have a minimum of three automated clearing house (ACH) debits per statement cycle for two consecutive statement cycles within the first three statement cycles
- Make at least 15 debit card purchases equal to or greater than $500 per statement cycle for two statement cycles within the first three statement cycles.
- Transactions must post and settle to qualify.
- The $100 bonus will be credited to the new checking account on the 15th of the month after the account meets all requirements stated above.
- Online Banking with optional Bill Pay
- Direct Deposit
- Mobile Banking with Mobile Deposit
- eStatements
- Overdraft transfer for accounts tied to home equity lines of credit
- 24-Hour Telephone Banking
- Unlimited use of all HomeTrust Bank ATMs
- Everywhere Checking: $10 monthly service charge is waived with five debit card transactions or one recurring Direct Deposit.
- Premier Checking: $15 monthly fee is waived with an average combined deposit balance of $10,000 or an average combined deposit and loan balance of $25,000.
- Simple Checking: There are no monthly maintenance fees.
- Checking account must be opened with the promotional code 100UP from August 15, 2020 through November 15, 2020.
- This offer applies to new customers and new checking accounts only and you must have a physical address within the HomeTrust Bank market footprint.
- Offer cannot be combined with other offers and is limited to two (2) incentives per household.
- HomeTrust Bank employees are not eligible to participate in the promotion.
- Offer is not available to customers who have closed an account within the past 90 days.
Bottom Line
Lastly, HomeTrust Bank offers a lot of online features to help to manage your finances. Your money is always a click or calls away with online and telephone banking. Additionally, it’s great to know that you will have access to a range of account features! Furthermore, being soft pull, this account won’t hurt your credit!
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*Check back at this page for updated HomeTrust Bank promotions, bonuses, and offers.
I’m in Nashville, TN and was declined online for not being in the footprint. Called the bank seeems its very regionally based promo.
$25 closing fee according to the PDF