If you are interested in learning more about INB promotions, bonuses and offers, be sure to keep reading!
For instance, they have two $100 bonuses if you open a new account and meet all the requirements.
About INB Promotions
INB is dedicated to serving the people in their surrounding communities. They have headquarters in Springfield, Illinois and value financial growth and development to their communities.
I’ll review the $100 and $350 offers below.
INB $350 Checking Bonus
INB is offering up to a $350 bonus when you open a new checking account with qualifying activity.
- What you’ll get: $350 bonus
- Account Type: Checking
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0-$10, waivable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
- Get up to $350 when you open an INB Checking Account.
- A $250 bonus when you open an INB personal checking account, setup a monthly direct deposit of your paycheck, and setup a monthly automatic payment to your INB Home Loan from this account.
- Up to $100 when you sign up for Pocket Change with your new checking account. We’ll match your Pocket Change transfers to your INB savings account, up to $100, for the first 90 days.
- Minimum opening deposit requirement of $50 for Power Checking and Easy Checking. The minimum opening deposit required for Power Plus checking is $2,500. Annual Percentage Yield as of 11.02.22 for Power Plus Checking is tiered and ranges from 0.15% on balances up to $4,999.99 and 0.35% for balances of $5,000 and over. Rate and APY may change at any time. Fees may reduce earnings. If you maintain your new INB checking account with direct deposit of payroll, Social Security, retirement, or disability income, and an automatic payment from this account to your new or existing INB mortgage loan, then we will deposit $250 to your INB checking account by the end of the statement cycle in which both of those activities occur. Direct deposit and automatic payment must take place within 120 days of account opening to qualify for the $250 bonus. Limit one per customer. The bonus will be reported on IRS form 1099-INT.
- We will round up your INB VISA debit card purchases based on your enrollment choice and transfer the difference from your checking account to your savings account. We will match 100% of your Pocket Change transfers for the first 90 days of enrollment, up to $100.00. Matching funds will be paid at the end of the 90 day period on accounts that remain open and enrolled. All personal checking accounts are eligible. Eligible personal savings accounts include Regular Savings, which requires a minimum opening balance of $50.00 and pays an annual percentage yield of .20% as of 11.02.22. Rates may change at any time. Fees may reduce earnings. We may cancel or modify the Pocket Change service or any matching promotional offers at any time without prior notice. Matching funds will be reported to the IRS on Form 1099.
INB $100 Checking Savings Bonus
Earn up to a $100 bonus when you open new account.
INB is offering up to a $100 bonus when you use your new debit card.
- What you’ll get: $100 bonus
- Account Type: Checking Account, You Name It Savings Account
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0-$10, waivable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Open a qualifying checking account.
- Use your debit card and INB will round the balance up to the nearest dollar amount.
- However, they will deduct the original amount and transfer the difference to your You Name It Savings Account.
- Finally, INB will match 100% of your Pocket Change transfers for the first 90 days of enrollment, up to $100.00.
- The annual percentage yield on the “You Name It” Savings Account is 0.25% as of 2.19.19.
- Rates may change at any time.
- They may cancel or modify the Pocket Change service or any matching promotional offers at any time without prior notice.
- Matching funds will be reported to the IRS on Form 1099.
How To Waive Monthly Fees
- Power Checking: $6 monthly fee
- Power Plus Checking: $10 monthly fee, waivable by maintaining $2,500 minimum daily balance
- Easy Checking: $5 monthly fee, waivable by maintaining $500 minimum daily balance; or have a monthly direct deposit; or have a monthly direct debit of an INB loan payment; or high school or post-secondary education enrollment.
- Regular Savings Account: $2 monthly fee, waived by maintaining $200 minimum daily balance
- You Name It Savings Account: $10 withdrawal fee, waivable by making less than two withdrawals (including transfers) in a month.
- Youth Savings Account: $2 monthly fee, waived by maintaining a $10 minimum daily balance
- Money Market Savings Account: $8 monthly fee, waived by maintaining a minimum daily balance of $2,500
- Maximizer Savings Account: $10 monthly fee, waived by maintaining a minimum daily balance of $10,000
- Health Savings Account: None
- Business Analysis Checking: Contact Treasury Services for a full listing of business account and solution fee schedule.
- Business Premier: $15 monthly fee, waived by maintaining $12,000 average daily collected balance
- Basic Business: $15 monthly fee, waived by maintaining $12,000 average daily collected balance
- Everyday Business: $5 monthly fee
- Business Savings: $3 monthly fee, waivable by maintaining $500 minimum daily balance
- Business Money Market: $7 monthly fee, waivable by maintaining $2,500 minimum daily balance
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Bottom Line
This is a unique offer from INB. That is because you earn your bonus over time by spending your money. However, your savings account does earn interest as well making this an interesting offer.
Additionally, if you have experience banking with INB, leave a comment below letting us know about it.
While they have a generous $100 bonus, INB doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare INB Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Remember to check back at this page for updated INB promotions, bonuses and offers.
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