If you are interested in learning more about INB promotions, bonuses and offers, be sure to keep reading!
For instance, they have two $100 bonuses if you open a new account and meet all the requirements.
Table of Contents
About INB Promotions
INB is dedicated to serving the people in their surrounding communities. They have headquarters in Springfield, Illinois and value financial growth and development to their communities.
I’ll review the $100 offer below.
INB $100 Checking Savings Bonus
Earn up to a $100 bonus when you open new account.
INB is offering up to a $100 bonus when you use your new debit card.
- What you’ll get: $100 bonus
- Account Type: Checking Account, You Name It Savings Account
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0-$10, waivable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(No Expiration Date Listed)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($300 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($275 bonus). |
How To Earn Bonus
- Open a qualifying checking account.
- Use your debit card and INB will round the balance up to the nearest dollar amount.
- However, they will deduct the original amount and transfer the difference to your You Name It Savings Account.
- Finally, INB will match 100% of your Pocket Change transfers for the first 90 days of enrollment, up to $100.00.
- The annual percentage yield on the “You Name It” Savings Account is 0.25% as of 2.19.19.
- Rates may change at any time.
- They may cancel or modify the Pocket Change service or any matching promotional offers at any time without prior notice.
- Matching funds will be reported to the IRS on Form 1099.
INB $100 Checking Bonus (Expired)
Earn up to a $100 bonus when you open new account.
INB is offering up to a $100 bonus when you open a new checking account and set up a direct deposit in addition to a few more requirements.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: IL
(Expires April 22, 2020)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($300 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($275 bonus). |
How To Earn Bonus
- Open a new qualifying INB checking account and complete the minimum opening deposit
- Set up direct deposit of your paycheck
- Pay three bills using their online bill pay
- Keep the account open for at least 90 days
- Minimum opening deposit requirement of $50 for Power Checking and Easy Checking.
- The minimum opening deposit required for Power Plus checking is $2,500.
- Limit one per customer.
- The bonus will be reported on IRS Form 1099.
- Offer ends on April 22, 2020.
How To Waive Monthly Fees
- Power Checking: $6 monthly fee
- Power Plus Checking: $10 monthly fee, waivable by maintaining $2,500 minimum daily balance
- Easy Checking: $5 monthly fee, waivable by maintaining $500 minimum daily balance; or have a monthly direct deposit; or have a monthly direct debit of an INB loan payment; or high school or post-secondary education enrollment.
- Regular Savings Account: $2 monthly fee, waived by maintaining $200 minimum daily balance
- You Name It Savings Account: $10 withdrawal fee, waivable by making less than two withdrawals (including transfers) in a month.
- Youth Savings Account: $2 monthly fee, waived by maintaining a $10 minimum daily balance
- Money Market Savings Account: $8 monthly fee, waived by maintaining a minimum daily balance of $2,500
- Maximizer Savings Account: $10 monthly fee, waived by maintaining a minimum daily balance of $10,000
- Health Savings Account: None
- Business Analysis Checking: Contact Treasury Services for a full listing of business account and solution fee schedule.
- Business Premier: $15 monthly fee, waived by maintaining $12,000 average daily collected balance
- Basic Business: $15 monthly fee, waived by maintaining $12,000 average daily collected balance
- Everyday Business: $5 monthly fee
- Business Savings: $3 monthly fee, waivable by maintaining $500 minimum daily balance
- Business Money Market: $7 monthly fee, waivable by maintaining $2,500 minimum daily balance
Bottom Line
This is a unique offer from INB. That is because you earn your bonus over time by spending your money. However, your savings account does earn interest as well making this an interesting offer.
Additionally, if you have experience banking with INB, leave a comment below letting us know about it.
While they have a generous $100 bonus, INB doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare INB Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Remember to check back at this page for updated INB promotions, bonuses and offers.
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