Take advantage of Local Bank promotions, bonuses, and offers here!

Update 8/18/25: There’s currently a $250 checking bonus available through 12/31/25.

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Local Bank $250 Checking Bonus

Earn a $250 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $250 bonus
Account Type: Checking
Availability: AL (Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Soft Pull
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: Not listed
Early Account Termination Fee: Not listed
Household limit: None listed

$250 Bonus at Local Bank

(Expires 12/31/2025)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	Chase Total Checking^® ($300 bonus)
Bank of America ($500 bonus offer)	SoFi Checking and Savings ($325 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

To receive the $150 reward, you must use your Local Bank offer code when opening a new Local Bank consumer checking account, which is subject to approval, by December 31, 2025
- Receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”).
To receive the $100 reward, you must use your Local Bank offer code when opening a new Local Bank consumer checking account, which is subject to approval, by December 31, 2025 and
- Complete at least 30 qualifying transactions within 90 calendar days of account opening (the “qualification period”).
- Qualifying transactions include debit card purchases, online bill payments, ACH Credits, or mobile deposits.
After the 90-day qualification period, if you have met all requirements, we will deposit the reward(s) into your new account within 30 calendar days.

To receive the $150 reward, you must use your Local Bank offer code when opening a new Local Bank consumer checking account, which is subject to approval, by December 31, 2025 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is a direct deposit made through the Automated Clearing House (ACH) network, Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM are not considered a qualifying electronic deposit.
To receive the $100 reward, you must use your Local Bank offer code when opening a new Local Bank consumer checking account, which is subject to approval, by December 31, 2025 and complete at least 30 qualifying transactions within 90 calendar days of account opening (the “qualification period”). Qualifying transactions include debit card purchases, online bill payments, ACH Credits, or mobile deposits.
After the 90-day qualification period, if you have met all requirements, we will deposit the reward(s) into your new account within 30 calendar days. Your new account must stay open through the time we attempt to deposit the reward. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the reward. We will report the reward as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.
These offers are for new consumer checking customers only and are available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Offers are not available to customers that received a bonus for opening a Local Bank consumer checking account within the past 12 months, Local Bank employees and non-resident aliens or foreign entities signing any version of IRS Form W-8 are not eligible for this offer.

Bottom Line

Although you can earn a generous bonus from Local Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare Local Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, and more!