Find the most up-to-date Michigan First Credit Union promotions, bonuses, and offers here.
Update 4/24/26:
- There’s currently a $100 bonus when referring friends & family to open a new checking account; the referred party will also earn a $100 bonus.
- There’s also a $100 bonus for opening a new CD. Limited time offer.
About Michigan First Credit Union Promotions
| Eligibility: Michigan First is a full-service credit union with branches that are easily accessible around Michigan, including Metro Detroit, Grand Rapids and Lansing. Membership is open to anyone who lives, works or worships in the state of Michigan. See current membership details. |
Michigan First Credit Union $100 Referral Bonus
- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($500 bonus offer) | U.S. Bank Smartly® Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Simply log into your account through the Michigan First mobile app or online banking, and share your unique referral code with friends and family members.
- When they open a checking account and make 20 debit card purchases or reach $500 in direct deposits within 60 days, you will each get $100 deposited into your account.
- Both referring member and friend participant must be at least 17 years of age.
- Referring member must have a Credit Union account in good standing.
- Friend participant must not have a current Credit Union account as a primary or joint account holder and must not have previously held a Credit Union account as a primary of joint account holder that was charged off by the Credit Union.
- Friend participants must present a validly generated referral code, meet the membership eligibility requirements, and complete the application process using one of the Credit Union’s digital channels.
- Friend participants opening a qualifying Checking Account must utilize that account to (a) establish a direct deposit and receive direct deposits totaling at least $500 over the first 60 days or (b) activate a debit card and use the card to make at least 20 purchase transactions on that Checking Account during the first 60 days.
- In addition, the Checking Account may not have any outstanding unpaid overdraft or Courtesy Pay fees or a negative balance at the end of the 60-day period.
- Some restrictions may apply.
- Limited time offer.
Michigan First Credit Union $100 Certificate Bonus
- What you’ll get: $100 bonus
- Account Type: CD
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Limited time offer)
| Service Credit Union | 4.00% APY 12-Month CD | Review |
| Western Alliance Bank | 4.00% APY 3-Month CD | Review |
| First Tech Federal Credit Union | 3.90% APY 13-Month Share Certificate | Review |
| Alliant Credit Union | 3.90% APY 6-Month Certificate | Review |
| Ponce Bank | 3.90% APY 3-Month High Yield CD | Review |
| Ponce Bank | 3.90% APY 4-Month No-Penalty CD | Review |
| Live Oak Bank | 3.90% APY 12-Month CD | Review |
| Live Oak Bank | 3.90% APY 12-Month Business CD | Review |
| Blue Federal Credit Union | 3.85% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.80% APY 15-Month CD | Review |
| Quontic Bank | Up to 3.75% APY CD | Review |
| CIT Bank | 3.75% APY 11-Month No-Penalty CD | Review |
| CIT Bank | 3.75% APY 6-Month CD | Review |
| Sallie Mae | 3.65% APY 14-Month CD | Review |
| Sallie Mae | 3.55% APY 10-Month CD | Review |
| First Mid Bank & Trust | 3.50% APY 9-Month CD | Review |
| Western Alliance Bank | 3.50% APY 6-Month CD | Review |
| Western Alliance Bank | 3.30% APY 12-Month CD | Review |
| CIT Bank | 3.25% APY 13-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Simply open a Certificate Account and deposit at least $5,000 in new money within 10 days to qualify.
- In order to qualify for the Centennial Certificate $100.00 Bonus Promotion you must fulfill all the conditions below:
- a. You must be a member in good standing;
- b. You must open a Certificate Account;
- c. Within ten (10) days of the opening your Certificate Account, you must deposit “new money” of at least $5,000.00 to your Certificate Account. For purpose of this Promotion, “new money” is money that was deposited into any of your other Michigan First Accounts from an external source;
- d. You must maintain a minimum certificate balance equal or greater to the amount deposited under item (c) above.
 |
 |
 |
 |
Bottom Line
*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back on this page for updated Michigan First Credit Union promotions, bonuses, and offers.
Leave a Reply