Here you can find the latest Midland States Bank promotions, bonuses, and offers.
Currently, you can earn a $250 bonus when opening a new checking account and meet all the requirements.
Update 9/6/24:
- The $250 checking bonus has been extended through 11/15/24.
- Reader John wrote available nationwide except for CA, KY, NJ, NY, OH, PA, &TX. Let us know if you can open from your State.
About Midland States Bank Promotions
Headquartered in Effingham, Midland States Bank is the 7th largest bank in the state of Illinois and the 208th largest bank in the nation. Established in 1881, it had grown to 899 employees at 61 locations.
Midland States Bank $250 Checking Bonus *No Direct Deposit Required*
Midland States Bank $250 Checking Bonus
Midland States Bank is offering a $250 bonus when you open a new Liv checking account with $1500 deposit and eStatements.
- What you’ll get: $250 bonus
- Account Type: Liv Checking account
- Availability: IL, MO (Bank Locator)
- Direct Deposit Requirement: No. Just deposit $1500 via ACH
- Credit Inquiry: Soft Pull
- ChexSystem: Yes, Not sensitive
- Credit Card Funding: Up to $1,500
- Monthly Fees: None
- Early Account Termination Fee: $40 if closed within six months
- Household Limit: None listed
(Expires 11/15/2024)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
- To earn up to $250, open a new Liv checking account with promo code CHECK250
- Direct Deposit $1,500 via ACH to get $150
- Complete 20 Debit Card Transactions to get $70
- Sign up for e-Statements to get $30
- Offer ends November 15, 2024.
- In order to be eligible for this limited-time offer, you must be 18 years or older at the time of account opening, and apply online or in-person using the code: Check250.
- Limit of 1 per person. Checking offer is not available to existing personal checking account holders.
- New customers may earn up to $250 on personal checking accounts LivTM Simply and LivTM Unlimited if the following qualifications are completed within 90 days of opening account: direct deposits via ACH totaling $1500 will receive $150, 20 debit posted card transactions within 90 days (excluding ATM transactions) will receive $70, and E-Statements enrollment receives $30.
- Incentive is considered interest, producing a 1099-INT form.
- Minimum opening balance for Liv Checking Accounts is $50.
- If the account is closed by you or Midland States Bank within 180 days after opening, you will forfeit the offer and be subject to an account closing fee.
- After you have completed the above requirements, the offer will be deposited into your new account within 30 business days.
- Contact us or view our Truth in Savings for additional details.
- Member FDIC.
How To Waive Monthly Fees
- Liv Unlimited: $0 per month when you have a daily balance of $5,000 or more. Otherwise, $10.
- Liv Simply: $0, with electronic statements. $3 per month with paper statements.
- Pro Essential: None
- Pro Interest: $15, Fee is reduced by the interest credited to the account or maintaining the minimum balance requirement.
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Bottom Line
Midland States Bank is a great bank option for new sign-up promotions when become available. This bonus is great because it is so simple to get! Additionally, you get access to a wide selection of account features and services.
Midland States Bank provides great options for Checking, Savings, Money Market, and CD Account, however, you may want to compare with the nation’s best savings rates and CD rates.
*Compare Midland States Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
I’ll review the current Midland States Bank Promotions below.
*Check back at this page for updated Midland States Bank promotions, bonuses and offers.
Really…is that showing online somewhere? How do you know this?
This bonus is almost nationwide. The following states are currently restricted from online account opening: CA; KY; NJ; NY; OH; PA; TX