Here you will find new and updated Old Second Bank promotions, bonuses and offers.
Currently, they have a $200 bonus when you open a Checking and Savings Account and meet all the requirements.
Table of Contents
About Old Second Bank Promotions
Established in 1887 and headquartered in Aurora, Illinois, Old Second Bank has over 20 locations in the state. If you’re not an Illinois resident and are interested in different banking experience, you can see all nationwide bank bonuses for more suitable offers.
- Availability: IL (Bank Locator)
- Routing Number: 071900760
- Customer Service: 1-877-866-0202
While they have a generous $200 bonus, Old Second Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the Old Second Bank Promotions below.
Old Second Bank $200 Checking Savings Bonus
Earn a $200 bonus when you open a checking and savings account.
The current Old Second Bank promotion is a $200 bonus when you open a new qualifying checking and savings account and complete certain requirements.
- Account Type: Personal Checking Account and Money Builder Savings account
- Promo code: EM2
- Availability: IL
- Direct Deposit Requirement: Yes, complete two or more direct deposits of $500+
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: None
- Monthly Fee: $3.95, waivable
- Early account termination fee: $25 if closed within 90 days
- Household limit: 1
(Offer expires December 31, 2021)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), Citi Citigold Account Package (Up To $1500 Bonus), BMO Harris Premier ($500 bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn $200 Checking Bonus
- Earn $50 when you – Open a new checking account online with promo code EM2 (or open in-branch and mention this ad), get a debit card, and enroll in eStatements.
- Get $100 when you meet the previous requirement and – Complete 2 or more direct deposits totaling $500 or more
- Finally, get another $50 when you meet the requirements for the first $50 bonus, and – Open a Money Builder Savings account
- O2 Checking: There are no monthly fees with this account. eStatements are free. $3.95 monthly paper statement fee.
- Premier Plus Checking: A $17 service charge will be imposed each month unless this account:
- Maintains an average daily balance of $5,000 during the statement cycle, or
- The primary owner on the account maintains a total average deposit balance of $20,000 or more in combined deposit and time accounts during the statement cycle.
- Convenience Plus Checking: A $5.95 service charge will be imposed each month unless this account:
- Maintains an average daily balance of $1,000 during the statement cycle, or
- The primary owner on this account maintains a total average deposit balance of $5,000 or more in combined deposit and time accounts during the statement cycle, or has a direct deposit to the account during the same cycle.
- Prime Time Checking: No monthly service fee
- Regular Savings: $3 monthly fee waived with a $250 minimum balance
- O2 Money Builder Savings: $15 monthly fee waived with a $1,000 minimum balance
- O2 Money Manager Money Market: $15 monthly fee waived with a $5,000 minimum balance
- $50 minimum deposit required to open all personal checking accounts
- Cash bonus may be subject to 1099 reporting.
- Offer may be withdrawn at any time without notice.
- Only one cash bonus offer per household.
- $3.95 monthly paper statement fee if not enrolled in eStatements.
- Paper statement fee waived if the primary account holder is age 65 or older.
Bottom Line
All in all, this promotion from Old Second Bank is pretty generous, so I recommend checking it out before it expires. Furthermore, this promotion is great because it triggers a soft pull, which means it won’t harm your credit score.
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Compare Old Second Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!
*Check back at this page for updated Old Second Bank promotions, bonuses and offers.
Applied for the account and I can confirm it is a soft pull!