Old Second Bank Promotions: $200 Checking Savings Bonuses (IL)

Here you will find new and updated Old Second Bank promotions, bonuses and offers.

Currently, they have a $200 bonus when you open a Checking and Savings Account and meet all the requirements.

About Old Second Bank Promotions

Established in 1887 and headquartered in Aurora, Illinois, Old Second Bank has over 20 locations in the state.

I’ll review the Old Second Bank Promotions below.

Old Second Bank $200 Checking Savings Bonus

The current Old Second Bank promotion is a $200 bonus when you open a new qualifying checking and savings account and complete certain requirements.

• What you’ll get: $200 bonus
• Account Type: Personal Checking Account and Money Builder Savings account
  • Promo code: EM2
• Availability: IL (Bank Locator)
• Direct Deposit Requirement: Yes, complete 2 or more direct deposits totaling $500 or more
• Credit Inquiry: Soft Pull
• ChexSystem: Unknown
• Credit Card Funding: None
• Monthly fees: None, O2 Checking Account has no monthly fees when you opt for eStatements only (no paper statements).
• Early Account Termination Fee: $25 if closed within 90 days
• Household limit: One

(Offer expires December 31, 2022)

How To Earn Bonus

How to Waive Monthly Fees

• O2 Checking: No monthly fees
• Premier Plus Checking: $17.00 monthly, can be waived when you:
  • Maintain an average daily balance of $5,000 during the statement cycle OR
  • The primary owner on this account maintains a total average deposit balance of $20,000 or more in your combined deposit and time accounts during the statement cycle
  • Are 65+ in age, this account service charge will be waived
• Convenience Plus Checking: $5.95 monthly, can be waived when you:
  • Maintains an average daily balance of $1,000 during the statement cycle, OR
  • The primary owner on this account maintains a total average deposit balance of $5,000 or more in your combined deposit and time accounts with us during the statement cycle
  • Have a Direct Deposit to this account during the statement cycle
  • Are 65+ in age, this account service charge will be waived
• Prime Time Checking: No monthly fees
• Regular Savings: $5.00 monthly can be waived when you have a minimum balance of at least $200
• O2 Money Builder Savings: $15.00 monthly can be waived when you maintain a $1,000 daily balance
• O2 Money Manager Money Market: $15.00 monthly can be waived when you maintain a $5,000 daily balance
• Start Banking: No monthly fees
• Start Building: $12.00 monthly can be waived when you maintain your core personal and business deposits are at least $25,000 or customer maintains $100,000 in CD or loan balances

Bottom Line

All in all, this promotion from Old Second Bank is pretty generous, so I recommend checking it out before it expires. Furthermore, this promotion is great because it triggers a soft pull, which means it won’t harm your credit score.

If you’re not an Illinois resident and are interested in different banking experience, you can see all nationwide bank bonuses for more suitable offers.

Old Second Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.

Compare Old Second Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!

*Check back at this page for updated Old Second Bank promotions, bonuses and offers.