Here you will find new and updated Old Second Bank promotions, bonuses and offers.
Currently, they have a $200 bonus when you open a Checking Account and meet all the requirements.
Table of Contents
About Old Second Bank Promotions
Established in 1887 and headquartered in Aurora, Illinois, Old Second Bank has over 20 locations in the state. If you’re not an Illinois resident and are interested in a different banking experience, you can see all nationwide bank bonuses for more suitable offers.
- Availability: IL (Bank Locator)
- Routing Number: 071900760
- Customer Service: 1-877-866-0202
While they have a generous $200 bonus, Old Second Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the $200 Old Second Bank Promotions below.
Old Second Bank $200 Checking Savings Bonus
Earn a $200 bonus with this offer from Old Second Bank.
The Current Old Second Bank promotions is offering a $200 bonus when you open a new qualifying checking account and complete certain requirements.
- Account Type: Personal Checking Account and Money Builder Savings account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $50
- Credit Card Funding: None
- Direct Deposit Requirement: Yes
- Monthly Fee: None Listed
- Household Limit: 1
- Closing Account Fee: Accounts closed within 90 calendar days of personal checking account opening may be charged $25 and may forfeit any cash bonus earned.
- Promo Code: EM2
(April 30, 2020)
Additionally, there are several entry Checking offers I’d recommend comparing this one to. The Chase Sapphire Checking ($1,000 bonus) and Premier Plus ($300 bonus) are both great options. The Huntington 5 Checking ($200 bonus) is also a fantastic option to take advantage of.
How To Earn $200 Checking Bonus
- Initial $50 cash bonus
- Provide the offer code and open a new personal checking account, subject to approval
- Apply for a debit card tied to the personal checking account within 90 calendar days of account opening
- Enroll in e-Statements within 90 calendar days of account opening.
- Additional $100 cash bonus
- You must first meet the requirements of the first $50 cash bonus
- Receive two or more direct deposits totaling at least $500 in the personal checking account within 90 calendar days of account opening.
- Second $50 cash bonus
- You must first meet the requirements of the first $50 cash bonus
- Open a Money Builder Savings account, which requires a minimum opening deposit of $1,000
- Build your savings by depositing funds; if your deposited funds total $5,000 on the 90th calendar day from the date you opened the personal checking account and your account has a positive balance, you will receive any cash bonuses for which you qualified by the 100th calendar day following the date you opened the personal checking account.
- Personal Checking Account: There are no monthly fees with this account.
- Offer expires April 30, 2020.
- $50 minimum deposit required to open all personal checking accounts
- Cash bonus may be subject to 1099 reporting.
- Offer may be withdrawn at any time without notice.
- Only one cash bonus offer per household.
- $3.95 monthly paper statement fee if not enrolled in eStatements.
- Paper statement fee waived if primary account holder is age 65 or older.
Old Second Bank $150 Bonus *Expired*
Earn a $150 bonus from Old Second Bank when opening a new checking account.
Old Second Bank is offering a $150 bonus when you open a new qualifying checking account and complete certain requirements.
- Account Type: Personal Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $50
- Credit Card Funding: None
- Direct Deposit Requirement: Yes
- Monthly Fee: None Listed
- Household Limit: 1
- Closing Account Fee: There’s a $25 early account termination fee if the account is closed within 90 days of opening
(No Expiration Date Listed)
Earn The $150 Bonus
- Up to $150 cash bonus offer is open only to new personal checking account relationships with Old Second that are opened with money not currently on deposit at any Old Second Bank.
- To receive $100 cash bonus, customer must enroll for an O2 Debit Card and O2 Online Banking at new checking account opening and must be continually enrolled in both services for 30 days.
- $100 cash bonus will be credited to account within 3-5 weeks thereafter.
- To receive $50 cash bonus, recurring direct deposits totaling at least $500 must be received in the account within 90 days of initial account opening.
- $50 cash bonus will be deposited within 1-2 weeks of receiving second direct deposit into the account.
- Personal Checking Account: There are no monthly fees with this account.
- Cash bonus may be subject to 1099 reporting.
- Offer may be withdrawn at any time without notice.
- Only one cash bonus offer per household.
- $50 minimum deposit required to open any checking account, except for Premier Plus Checking, which requires $5,000 minimum deposit.
- Accounts closed within 90 days of opening will be charged $25.
- Personal accounts only.
- Fees may reduce earnings on the account.
- $3.95 monthly paper statement fee if not enrolled in eStatements.
- Paper statement fee waived if primary account holder is age 65 or better.
Bottom Line
All in all, the current Old Second Bank promotions is a fairly decent bonus as it has a fairly low opening deposit, however you will need a $500 direct deposit. Although this offer does not have an expiration date, it is subject to end at any time so I recommend that you take advantage of this bonus soon!
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*Check back at this page for updated Old Second Bank promotions, bonuses and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
Applied for the account and I can confirm it is a soft pull!