Find the most up-to-date Proponent Federal Credit Union promotions, bonuses, and offers here.
Update 1/22/26: There’s current a $150 bonus for both parties when referring friends and family to open a new account valid through 3/31/26.
About Proponent Federal Credit Union Promotions
Proponent Federal Credit Union is headquartered in Nutley and is the 4th largest credit union in the state of New Jersey. It is also the 717th largest credit union in the nation. It was established in 1971 and as of June of 2023, it had grown to 67 employees and 19,425 members at 3 locations. Proponent Federal Credit Union’s CD rates are 6X the national average, and it has a B+ health rating.
| Eligibility: Membership in Proponent Federal Credit Union is open to employees or retirees of more than 550 Select Employer Groups, including Roche and LabCorp. See current membership details |
Proponent Federal Credit Union $150 Referral Bonus
- What you’ll get: $150 bonus
- Account Type: Checking
- Availability: NC, NJ (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 03/31/2026)
| Western Alliance Bank 3-Month CD (4.00% APY) | Western Alliance Bank 12-Month CD (3.30% APY) |
| Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
| Quontic Bank CD (Up to 4.25% APY) | Synchrony Bank 15-Month CD (4.25% APY) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Any Member who refers Proponent to family member or co-worker and the referred opens a Membership Savings and an additional Checking OR Savings account with a minimum direct deposit of $250 per month, OR a Share Certificate, OR loan product within 60 days of the membership open date, the existing member (referrer) will receive $150.
- The new member will also receive $150.
- The referred person must not have an existing account with the Credit Union. A Membership Savings account with a $5.00 opening deposit is required.
- A $150 bonus will be deposited into the existing members (referrer) share account and $150 bonus will be deposited into the referred member share account 90 days from the referred membership open date if the above criteria are met and the accounts are in good standing.
- Promo Code Refer2026 required.
- Any Member who refers Proponent to family member or co-worker and the referred opens a Membership Savings and an additional Checking OR Savings account with a minimum direct deposit of $250 per month, OR a Share Certificate, OR loan product within 60 days of the membership open date, the existing member (referrer) will receive $150.
- The new member will also receive $150.
- The referred person must not have an existing account with the Credit Union. A Membership Savings account with a $5.00 opening deposit is required.
- A $150 bonus will be deposited into the existing members (referrer) share account and $150 bonus will be deposited into the referred member share account 90 days from the referred membership open date if the above criteria are met and the accounts are in good standing.
- Membership Savings does not qualify as a deposit product for the bonus.
- The bonus is considered interest and will be reported on IRS form 1099-INT.
- Maximum of 5 successful referrals per referring member.
- Your employer must be part of our Select Employee Group.
- Visit profcu.org for more information.
- Immediate family is defined as grandparents, parents, spouse, siblings, children, or grandchildren (including similar relations through adoption and by marriage).
- Household member is defined as persons permanently living in the same residence and who maintain a single economic unit.
- Proponent FCU reserves the right to modify or discontinue the cash bonus at any time.
- Proponent FCU Employees are not eligible to participate in the Referral Program.
- Promo Code Refer2026 required.
- Offer ends 03/31/2026.
Proponent Federal Credit Union $1000 CD Bonus (Expired)
- What you’ll get: Up to $1000 bonus
- Account Type: CD
- Availability: NC, NJ (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 12/31/2023)
| Western Alliance Bank 3-Month CD (4.00% APY) | Western Alliance Bank 12-Month CD (3.30% APY) |
| Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
| Quontic Bank CD (Up to 4.25% APY) | Synchrony Bank 15-Month CD (4.25% APY) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Grow your savings in a FLASH with a cash bonus up to $1,000*
- Earn a great rate plus as much as $1,000 cash bonus when you open a New Money Share Certificate with as little as $10,000.
- Choose your earnings:
- $1,000 Bonus – New money deposit of $100,000+
- $500 Bonus – New money deposit of $50,000 – $99,999
- $250 Bonus – New money deposit of $25,000 – $49,999
- $100 Bonus – New money deposit of $10,000 – $24,999
- Bonus will be earned after the member maintains the New Money deposit balance for a 90-day “qualification period”.
- Once the qualification period has concluded, your membership account will receive the bonus within 30 days afterward.
- New money is money that is not currently on deposit at Proponent.
- Only one Savings Bonus per tax ID during the offer period.
- For tax purposes, the savings bonus will be reported on Form 1099.
- After the 90-day qualification period the membership must remain open, and in good standing, to obtain the cash bonus.
- Offer ends 12/31/2023.
- Offer may be modified or withdrawn without notice.
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Bottom Line
For more options, see our list of the best bank bonuses, bank rates, and CD rates.
*Check back on this page for updated Proponent Federal Credit Union promotions, bonuses, and offers.
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