Check out the most recent SmartyPig promotions, bonuses, and offers here.
Right now, you can receive up to a $1,000 bonus when you refer someone to become a member.
About SmartyPig Promotions
SmartyPig is an online piggy bank for people saving for specific goals like a new mountain bike, a down payment on a home, a vacation, or starting a family. SmartyPig is a totally free, FDIC insured savings account that makes saving easy and rewarding. If you aren’t interested in this promotion, check out other great bank bonuses, bank rates, and CD rates found nationwide!
- Availability: Nationwide
- Routing Number: 124085299
- Customer Service: (877) 751-6884
SmartyPig $1,000 Referral Bonus

Earn up to a $1,000 bonus when you refer someone to open an account.
When you refer someone to open a new account, you can receive up to $1,000 referral bonus from SmartyPig.
Read the full review on SmartyPig’s High Yield Savings account.
- Account Type: SmartyPig Account
- Availability: Nationwide
- Direct Deposit Requirement: None
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: None listed
- Household limit: 1
(No expiration date)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn $1,000 Referral Bonus
Current Customer/Referrer:
- Refer a friend or family member to SmartyPig by submitting your friend’s email address on the form provided on the website.
- Have your friend open a qualifying account.
- Once the requirements are met you will earn $10. (Maximum of 100 referrals, up to $1,000)
New Customer/Referee:
- The new member must open a new SmartyPig Account with a $25 opening deposit within 30 days of receiving the invite.
- Then the $10 bonus will be deposited into the current customer’s account within 90 days.
- Create Your Savings Goals
- Setup A Recurring Contribution
- Transfer Funds Anytime
- Share with Friends
- There are no monthly fees
- Current SmartyPig Accountholders can get a reward for each new valid SmartyPig Deposit Accountholder(s) referral via the Refer a Friend Program.
- The $10 reward will be deposited into your SmartyPig Account within 90 days of completion of the requirements.
- Maximum of 100 referrals per Accountholder, up to $1,000.
- Sallie Mae reserves the right to revoke, change, or terminate this promotional offer at any time without notice.
- Other terms and conditions apply.
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Bottom Line
You can receive a $10 Referral Bonus for up to $1,000 when you refer someone to SmartyPig. The referred member will need to follow and meet the requirements explained above. So if you are already a member, make sure you take advantage of this referral program and start referring today! Feel free to drop us a line and let us know your experience with this bank.
*Check back at this page for updated SmartyPig promotions, bonuses and offers.
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