Available nationwide, SmartyPig is offering residents a up to 1.05% APY when you take advantage of their High-Yield Savings Account.
To learn more about how you can earn the rate, continue reading below!
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About SmartyPig Savings
Headquartered in Utah, SmartyPig is a unique online bank designed to help you save more as opposed to a traditional brick-and-mortar bank. Because they operate online, SmartyPig offers competitive yields and no fees on their savings accounts.
Additionally, the account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
I’ll review the current SmartyPig Savings Account below.
SmartyPig Up To 1.05% Rate
- Account Type: High Yield Savings Account
- Interest Rate: Up to 1.05% APY
- Availability: Nationwide *Online*
- Credit Inquiry: Unknown, Let us know
- Opening Deposit: None
- Credit Card Funding: Unknown. Let us know.
- Early Termination Fee: None listed, check with CSR
American Express® High Yield Savings Account - You earn 0.60% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Chase SavingsSM||$150 Cash||Review|
|Axos My Savings Builder||Up to 0.70% APY||Review|
|Axos Bank High Yield Savings||0.61% APY||Review|
|Axos Bank High Yield Money Market||0.60% APY||Review|
|American Express High Yield Savings||0.60% APY||Review|
|Discover Bank Online Savings||0.60% APY||Review|
|CIT Bank Money Market||0.55% APY||Review|
SmartyPig ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn SmartyPig Rate
- Open a SmartyPig Savings Account online
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn APY based on your account balance:
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account
- One of the best interest rates in the country – with rates up to 1.05% APY to help you reach your savings goals faster.
- Share with Friends – For each friend you refer who sets up a high-yield savings account with SmartyPig and savings goal with a successful contribution, you will receive a referral reward of $10 from SmartyPig!
- Set it and forget it – you decide how much and how often you want to contribute and SmartyPig does the rest, from monthly contributions to direct deposit from your paycheck.
- FDIC insured – you can have peace of mind and SmartyPig online savings accounts are securely held up to the maximum amount allowed by law.
Available to residents nationwide, SmartyPig is offering up to 1.05% APY when you open a High Yield Savings Account. Rates are subject to change at any time, however, it’s great to know you can earn the APY rate on any balance.
If you have any information on this account feel free to share your experiences with this bank by commenting below. For more bank offers, see our complete list of Best Bank Rates.
Check back often to see the latest info on SmartyPig Savings Account.