For residents of Arkansas, Missouri and Illinois, Southern Bank is offering up to 3.01% APY with a maximum balance of $15,000 with their free Rewards Checking Account. To earn this competitive rate, with your new Kasasa Cash account, all you have to do on each monthly qualification cycle is to have 12 debit card transactions, be enrolled in e-statements and have at least 1 automatic payment (ACH) direct deposit or auto debit post and settle. With this checking account, you may enjoy the features such as free online banking, bill pay, mobile banking, no monthly service fee and many more! If you’re interested, be sure to sign up for a Choice Checking account with Signature Federal Credit Union today!
Editor’s Note: For those of you who are interested to earn some extra bonus, there is also a $50 referral promotion available that you can look into.
|Chase Total Checking®: Earn $225 bonus when you open a new Total Checking® account and set up a qualifying direct deposit into this account within 90 days of account opening. Access to 16,000 Chase ATMs and more than 4,700 branches. Apply Now---Chase Total Checking Review|
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|BMO Harris Bank Checking: Get up to a $350 cash bonus with a new checking account. Get all the banking perks you need to make real financial progress Learn More---BMO Harris Bank Checking Review|
|TD Bank Convenience Checking: Earn $150 bonus with the TD Bank Convenience Checking account when you receive direct deposits of $500 or more within 60 days of opening your account. The account comes with free online banking, free bill pay, and access to 1,300 ATMs. Apply Now---TD Bank Checking Review|
Table of Contents
Southern Bank Rewards Checking Info:
- Sign up Offer
- Account Type: Rewards Checking Account
- Interest Rate: 3.01% APY
- Minimum Balance: $0
- Maximum Balance: $15,000
- Availability: AR, IL, MO (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $100
- Credit Card Funding: Unknown, let us know
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Additional Requirements: See below
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
Southern Bank Rewards Checking Features:
- ATM fee refunds nationwide up to $10 monthly (up to $4.99 per transaction)
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing
- Free online banking & bill pay with POP Money
- Free eStatements
- Free mobile banking with mobile deposit
- Free debit card
- Free CardValet
How To Earn Up to 3.01% APY Rate:
- Sign up to Southern Bank Rewards Checking Account to earn 3.01% APY for up to $15,000.
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Have at least 1 automatic payment (ACH) direct deposit or auto debit post and settle
|Balance Requirement||APY Rate|
|$0 – $15,000.00||3.01%|
With the Discover Checking Account:
• Cashback – Earn 1% cash back on up to $3,000 in debit card purchases each month
• No. Fees. Period. That means you won’t be charged an account fee on our Cashback Debit account.
• Early Pay – Get your paycheck up to two days early with no charge
• No credit impact - You can apply without affecting your credit score.
• Fraud Protection - You’re never responsible for unauthorized debit card purchases. If you suspect someone else has used your debit card without your permission, let us know.
• Apply in minutes - Applying for a Cashback Debit account is simple and fast.
• Fee free overdraft protection
Southern Bank is offering a great rewards checking account program for those that are residents of Arkansas, Missouri or Illinois. There is no monthly fee and the account has a great interest rate! Keep in mind f you don’t qualify for the full rewards one month, you will earn a base interest rate of 0.10% APY. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
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