Find an updated list of Spruce Banking promotions, bonuses, and offers here.
Currently, they have a $20 Direct Deposit Bonus when you open an account and meet certain requirements.
About Spruce Banking Promotions
Spruce is a mobile banking platform built by H&R Block especially for people who want to be good with money. Set saving goals. Get automatic cash back. Get paid up to two days early.
I’ll review the current Spruce Banking promotions.
Spruce Banking $20 Direct Deposit Bonus
Spruce Banking is offering a $20 Direct Deposit Bonus when you open your new Spruce accounts and set up direct deposits.
- What you’ll get: $20 Direct Deposit
- Account Type: Spruce Spending and Savings Accounts
- Availability: Nationwide
- Direct Deposit Requirement: Yes, $200 (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Offer expires 06/30/2023)
|Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($350 or $800 Bonus), Axos Bank Basic Business Checking ($400 Bonus), Axos Bank Business Interest Checking ($400 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus).|
How To Earn Bonus
- Open your new Spruce accounts.
- Have at least $200 in qualifying direct deposits to your Spruce Spending Account within 45 days of account opening.
- Offer from H&R Block. Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45 days of opening.
- Qualifying direct deposits are ACH credits, including direct deposits (but not tax refunds).
- Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers.
- $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout.
- You are responsible for tax treatment of funds.
- Limit one per customer.
- May be modified or discontinued at any time.
How To Waive Monthly Fees
- Spruce Spending: None
- Spruce Savings: None
This is a great offer from Spruce Banking to earn an easy $20 Direct Deposit bonus. Furthermore, feel free to comment below if you have experience with this bank! We value your feedback and we will continue to keep you guys updated on all the deals nationwide.
Additionally, CDs and Savings Accounts are another great way to earn and save money. However, this bank doesn’t offer the best rates. Click the links to see the full list of the best Bank Rates and CD Rates to get the best deal for you!
Compare Spruce Banking Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Spruce Banking promotions, bonuses and offers.