Available to customers across the US, Bank of America can find the CD account to help with your savings goal. You can choose from the Standard Term CD Accounts or even check out the Featured CD Account! Standard Term CDs offer a low minimum and the flexibility to choose your term with rates of 0.03% APY on a 1-Month CD to 0.15% APY on a 120-Month CD. Choose a term that works for you and open with as little as $1000 with interest compounded and credited monthly.
|Western Alliance Bank||5.51% APY 12-Month CD||Review|
|GreenState Credit Union||5.50% APY 10-Month CD||Review|
|Western Alliance Bank||5.41% APY 6-Month CD||Review|
|SkyOne Federal Credit Union||5.40% APY 5-Month CD||Review|
|Ponce Bank||5.40% APY 3-Month High Yield CD||Review|
|Oklahoma State Bank||5.35% APY 6-Month CD||Review|
|First Tech Federal Credit Union||5.35% APY 13-Month Share Certificate||Review|
|Quontic Bank||5.30% APY 12-Month CD||Review|
|Ponce Bank||5.30% APY 4-Month No-Penalty CD||Review|
|Ponce Bank||5.30% APY 1-Month High Yield CD||Review|
|Technology Credit Union||5.26% APY 5-Month No-Penalty CD||Review|
|Blue Federal Credit Union||5.25% APY 15-Month CD||Review|
|Western Alliance Bank||5.21% APY 3-Month CD||Review|
|mph.bank||5.20% APY 6-Month No Penalty CD||Review|
|Mission Valley Bank||5.18% APY 3-Month No Penalty CD||Review|
|Blue Federal Credit Union||5.10% APY 9-Month No Penalty CD||Review|
|First Mid Bank & Trust||5.00% APY 9-Month CD||Review|
|First Citizens Bank||5.00% APY 11-Month CD||Review|
|CIT Bank||5.00% APY 6-Month CD||Review|
|Discover Bank||5.00% APY 18-Month CD||Review|
|CIT Bank||4.90% APY 11-Month No-Penalty CD||Review|
|Idabel National Bank||4.90% APY 24-Month CD||Review|
|First Mid Bank & Trust||4.82% APY 12-Month No Penalty CD||Review|
|Nationwide||4.75% APY 12-Month CD||Review|
|Sallie Mae||4.75% APY 14-Month No-Penalty CD||Review|
|Sallie Mae||4.70% APY 10-Month No-Penalty CD||Review|
|CIT Bank||4.65% APY 13-Month CD||Review|
|CIT Bank||4.60% APY 18-Month CD||Review|
|Great Lakes Credit Union||4.60% APY 12-Month CD||Review|
|SkyOne Federal Credit Union||4.50% APY 15-Month CD||Review|
|SkyOne Federal Credit Union||4.20% APY 12-Month CD||Review|
Bank of America CD Information:
- Apply Now
- Account Type: CD Account
- APY Rates: 0.03% – 0.15%
- Availability: Nationwide
- Location: Nationwide (locator)
- CD Lengths: 6 – 60 months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Opening Deposit: $1000
- Additional Requirements: None
- Early Withdrawal Penalties: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Renewal Policy: Yes, you will receive a maturity notice prior to renewal.
Bank of America Standard CD Terms:
- 0.03% APY for a 1-Month CD
- 0.05% APY for a 12-Month CD
- 0.07% APY for a 18-Month CD
- 0.10% APY for a 24-Month CD
- 0.12% APY for a 36-Month CD
- 0.15% APY for a 48-Month CD
- 0.15% APY for a 60-Month CD
Why You Should Apply for This Account:
Financial Network: Get unlimited access to our network of financial centers. Our specialists are ready to help.
Low Minimum Deposit: As long as you open your CD with at least $1,000, you will earn interest at the highest rate in the country.
Competitive Rate: At 0.15% APY, the CD account earns more than the national average. Interest is also compounded daily and credited monthly.
FDIC Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.
Bank of America Featured CD:
If you have more money to invest and you’re looking for an even higher return on a CD, you should consider signing up for Bank of America’s Featured CD. This account offers a fixed rate of return without a long-term commitment! With at least a $10,000 and a 12-month commitment, you can earn a steady 0.07% APY for the term with the Featured CD.
Check out Bank of America online CD accounts and earn interest rate up to 0.15% APY. With a low opening minimum deposit of $1,000 and no fees, you will definitely get a satisfying return on your investment. Keep in mind that you won’t be able to access your funds once you sign up. This is a great chance to invest in a high-interest CD account from Bank of America. For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms apply.
• 4X Membership Rewards Points at Restaurants, plus takeout and delivery in the U.S.,
• 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com.
$120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees).