It’s never too early to begin saving. Talk with a banker at Chase Bank to see how CDs help you put money aside for a better future. You pick the term and earn a fixed rate of return on Chase Certificates of Deposits. You can choose a term as short as 1 month or as long as 120 months, with rates starting from 0.02% APY to as high as 0.90% APY. With a CD, you’ll always know exactly what interest rate you’ll receive during the term. And you can easily roll you CD over at the end of its term to keep your savings growing!
Chase CD rates are determined by your balance at the beginning of your CD term. Therefore, with a higher balance you can earn better interest rates. Footnote (Opens Overlay) The CD rate and term is fixed through the maturity date.
Western Alliance Bank | 5.70% APY 6-Month CD | Review |
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Western Alliance Bank | 5.51% APY 3-Month CD | Review |
GreenState Credit Union | 5.50% APY 10-Month CD | Review |
Western Alliance Bank | 5.40% APY 16-Month No Penalty CD | Review |
SkyOne Federal Credit Union | 5.40% APY 5-Month CD | Review |
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Technology Credit Union | 5.36% APY 5-Month No-Penalty CD | Review |
Mission Valley Bank | 5.35% APY 3-Month No Penalty CD | Review |
Oklahoma State Bank | 5.35% APY 6-Month CD | Review |
First Tech Federal Credit Union | 5.35% APY 13-Month Share Certificate | Review |
Quontic Bank | 5.30% APY 12-Month CD | Review |
Ponce Bank | 5.30% APY 4-Month No-Penalty CD | Review |
Ponce Bank | 5.30% APY 1-Month High Yield CD | Review |
Blue Federal Credit Union | 5.25% APY 15-Month CD | Review |
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Discover Bank | 5.20% APY 12-Month CD | Review |
Blue Federal Credit Union | 5.10% APY 9-Month No Penalty CD | Review |
First Mid Bank & Trust | 5.00% APY 9-Month CD | Review |
First Citizens Bank | 5.00% APY 11-Month CD | Review |
CIT Bank | 5.00% APY 6-Month CD | Review |
CIT Bank | 4.90% APY 11-Month No-Penalty CD | Review |
Idabel National Bank | 4.90% APY 24-Month CD | Review |
First Mid Bank & Trust | 4.82% APY 12-Month No Penalty CD | Review |
Nationwide | 4.75% APY 12-Month CD | Review |
Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
CIT Bank | 4.65% APY 13-Month CD | Review |
CIT Bank | 4.60% APY 18-Month CD | Review |
Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
Chase Bank CD Information:
- Apply Now
- Account Type: CD Account
- APY Rates: 0.02% – 0.90%
- Availability: Nationwide
- Locations: Nationwide (locator)
- CD Lengths: 1 – 120 months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Opening Deposit: $1000
- Maximum Balance: $100,000
- Additional Requirements: None
- Early Withdrawal Penalties: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Renewal Policy: Yes, you will have 10 days after maturity to withdraw or cancel the automatic renewal.
Chase Bank CD Terms:
- 0.02% APY for a 1-Month CD
- 0.02% APY for a 2-Month CD
- 0.02% APY for a 3-Month CD
- 0.02% APY for a 6-Month CD
- 0.02% APY for a 9-Month CD
- 0.02% APY for a 12-Month CD
- 0.05% APY for a 15-Month CD
- 0.15% APY for a 18-Month CD
- 0.15% APY for a 21-Month CD
- 0.15% APY for a 24-Month CD
- 0.15% APY for a 30-Month CD
- 0.15% APY for a 36-Month CD
- 0.25% APY for a 42-Month CD
- 0.25% APY for a 48-Month CD
- 0.35% APY for a 60-Month CD
- 0.35% APY for a 84-Month CD
- 0.90% APY for a 120-Month CD
Why You Should Apply for This Account:
Easy to Open: If you have a personal Chase checking account, you can open your CD account online using your existing checking or savings account to fund your CD.
Peach of mind, at no extra charge: Like Chase savings accounts, CDs have the security of FDIC insurance. The base coverage amount is $250,000 for each depositor for all combined deposits in the same bank. However, if you have joint and individual accounts, you and your spouse may be eligible for additional coverage.
Better Interest Rate: With a CD you commit the amount you want to save for a specified period of time and lock in your rate at account opening, but there are penalties for early withdrawal. CDs may come with the benefit of higher interest rates than our traditional savings accounts.
FDIC Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.
Bottom Line:
Check out Chase Bank online CD accounts and earn interest rate up to 0.90% APY. With a low opening minimum deposit of $1,000 and no fees, you will definitely get a satisfying return on your investment. Keep in mind that you won’t be able to access your funds once you sign up. This is a great chance to invest in a high-interest CD account from Chase Bank. For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
![]() The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% - 29.99%. Variable APRs will not exceed 29.99%. You'll earn • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). • 6% Cash Back on select U.S. streaming subscriptions. • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). • 1% Cash Back on other purchases. The card does come with a $0 intro annual fee for the first year, then $95. (See Rates & Fees) Terms Apply. |