Find the latest First Citizens Bank CD Rates, Offers, and Promotions here. You can now earn some of the best CD Rates from First Citizens Bank.
Update 8/20/24: You can earn a competitive rate with a 11 month term CD from First Citizens Bank with just $5000 minimum deposit.
Best CD Rates: 5.00% APY 11-Month High-Yield CD ($5,000 min, $250K max)
Availability: Nationwide (exclusively online)
About First Citizens Bank
They’ve been helping families and businesses make more of their finances for 125 years. They’ve shared their dreams, helped make budgets work harder and built financial plans to last them the rest of their lives.
And in that time, they’ve built a solid track record of service, stability and reliability.
First Citizens Bank CD Rates
CD accounts are a great way to save money you don’t need right away.
- Minimum deposit: $5,000
- Maximum deposit: $250,000
Term | APY Rate | Minimum Deposit |
11-Month High-Yield CD | 5.00% | $5,000 |
Alliant Credit Union 12-Month Certificate (4.30% APY) | Quontic Bank CD (Up to 4.25% APY) |
Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
Ponce Bank 3-Month CD (4.52% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
Rising Bank 6-Month CD (4.35% APY) | Rising Bank 12-Month CD (4.25% APY) |
Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.20% APY) |
First Citizens Bank CD Features
- Available exclusively online
- $5,000 minimum deposit
- Amounts available from $5,000 – $250,000
- FDIC insured
- Funds must come from outside First Citizens Bank
Bottom Line
To earn a competitive rate on your funds, consider opening a CD account with First Citizens Bank.
For example accounts like Certificate of Deposits, Savings Accounts, and Loan services.
The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
This is a great opportunity to invest in a high-interest CD from First Citizens Bank. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
You might even find yourself earning more than a regular savings account.
Be sure to apply as soon as you can to start your new account experience.
Check back often for the latest First Citizens Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Ponce Bank | 4.52% APY 3-Month High Yield CD | Review |
Service Credit Union | 4.50% APY 6-Month CD | Review |
Western Alliance Bank | 4.50% APY 3-Month CD | Review |
Western Alliance Bank | 4.40% APY 6-Month CD | Review |
Live Oak Bank | 4.40% APY 12-Month CD | Review |
Live Oak Bank | 4.40% APY 12-Month Business CD | Review |
Rising Bank | 4.35% APY 6-Month CD | Review |
Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
Rising Bank | 4.25% APY 12-Month CD | Review |
Quontic Bank | Up to 4.25% APY CD | Review |
Western Alliance Bank | 4.25% APY 12-Month CD | Review |
Ponce Bank | 4.20% APY 4-Month No-Penalty CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Discover Bank | 4.00% APY 12-Month CD | Review |
Sallie Mae | 4.00% APY 14-Month CD | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
Sallie Mae | 3.95% APY 10-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |