Where can you get a great rate? Right here with U.S. Bank! Exercise your options and choose a U.S. Bank CD (Certificate of Deposit) that best suits your investing needs, with the rate and term that is right for you! You can start with a term as small as 0.05% APY on a 1-Month CD to as large as 0.75% APY on a 60-Month CD. Also, for a limited time, there are CD Specials with rates up to 1.75% APY on a 59-Month CD! Start saving smarter, whether you’re starting to look at colleges or thinking about retirement, there are accounts for every stage!
|CIT BANK CD TERM||RATE||LINK|
|12-Month Term||0.30% APY||Apply Now|
|13-Month Term||0.35% APY||Apply Now|
|18-Month Term||0.30% APY||Apply Now|
|4-Year Term||0.50% APY||Apply Now|
|DISCOVER CD TERM||RATE||LINK|
|12-Month Term||0.50% APY||Apply Now|
|24-Month Term||0.50% APY||Apply Now|
|36-Month Term||0.55% APY||Apply Now|
|48-Month Term||0.55% APY||Apply Now|
|84-Month Term||0.60% APY||Apply Now|
Table of Contents
U.S. Bank CD Information:
- Apply Now
- Account Type: CD Account
- APY Rates: 0.05% – 0.75%
- Availability: Nationwide
- Locations: Nationwide (locator)
- CD Lengths: 1 – 60 months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Opening Deposit: $500
- Maximum Deposit: $249,999
- Additional Requirements: None
- Early Withdrawal Penalties: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Renewal Policy: Yes, you will have 10 days after maturity to withdraw or cancel the automatic renewal.
U.S. Bank CD Terms:
- 0.05% APY for a 1-Month CD
- 0.05% APY for a 2-Month CD
- 0.05% APY for a 3-Month CD
- 0.05% APY for a 6-Month CD
- 0.05% APY for a 9-Month CD
- 0.10% APY for a 12-Month CD
- 0.15% APY for a 18-Month CD
- 0.20% APY for a 24-Month CD
- 0.35% APY for a 36-Month CD
- 0.50% APY for a 48-Month CD
- 0.75% APY for a 60-Month CD
Why You Should Apply for This Account:
Extremely Easy to Open an Account: To open an account you must be a U.S. citizen or resident alien that is 18 years or older, you must have a U.S. address, a Social Security number, and a driver’s license or state-issued ID, and you must have a check or bank account number to electronically transfer money into your new account.
Low Minimum Deposit: As long as you open your CD with at least $500, you will earn interest at the highest rate in the country.
Competitive Rate: At 0.75% APY, the CD account earns more than the national average. Interest is also compounded daily and credited monthly.
FDIC Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.
U.S. Bank CD Specials:
If you have more money to invest and you’re looking for an even higher return on a CD, you should consider signing up for U.S. Bank’s CD Specials. This account is available in 19-, 37- and 59-month terms and has a minimum opening deposit of $1,000.
- 0.50% APY for a 19-Month CD
- 0.75% APY for a 37-Month CD
- 1.75% APY for a 59-Month CD
Check out U.S. Bank online CD accounts and earn interest rate up to 0.75% APY. With a low opening minimum deposit of $500 and no fees, you will definitely get a satisfying return on your investment. With a CD, longer terms may mean bigger returns! Compare accounts today! For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
You'll have the opportunity to earn 4X Membership Rewards® points when you dine at restaurants worldwide & at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X); 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). Some benefits including earning up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. In addition, a $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.