ABOC Platinum Rewards Credit Card $150 Statement Credit Bonus + 5X Rewards

If you’re looking around for the best 5%/5X points rewards cards, here’s one that’s definitely fits that category. Introducing the ABOC Platinum Rewards Credit Card – a card where you can earn valuable points toward rewards, travel, gift cards, or even cash (in the form of a statement credit) everywhere you use your card!

Upon approval, you have the opportunity to earn a $150 statement credit bonus after you spend $1,200 on purchases within the first 90 days from account opening. Aside from the bonus offer, one prominent feature that makes this card shine is the opportunity to earn 5x rewards!

Earn 5x rewards on up to $1500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive.

Since it is a Mastercard, you’re able to reap the benefits that Mastercard offers such as zero liability for unauthorized purchases and more! If you’re interested in what more this card has to offer, see below!

The ABOC Union Strong Credit card is a similar credit card, but it provides union benefits and lower interest rates!

ABOC Platinum Rewards Credit Card Summary

Editor’s Alternate Pick

The Chase Freedom FlexSM offers a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. Click here to learn how to apply

ABOC Platinum Rewards $150 Bonus

To get the $150 bonus, you will need to spend $1,200 on eligible purchases within the first 90 days of your account opening. This bonus is nearly standard amongst other top cards without an annual fee.

Actually, it’s a pretty good offer for a credit card that only requires an average credit score.

Here are some ideas on meeting the spending requirement:

Why You Should Apply for This Card

ABOC Rewards Program

The ABOC Platinum Rewards Mastercard offers a straightforward rewards program that is free to join and offers rewards everywhere you use your card.

You’ll earn 1 ABOC Rewards Point for every $1 you spend on purchases wherever Mastercard is accepted. Use it for all of your everyday purchases and you’ll be amazed how quickly the points add up!

• New cardmembers automatically begin earning rewards from their first purchase!
• Access the ABOC Rewards website to view your balance, redemption options, and travel opportunities
• Every $1 in purchases = 1 ABOC Rewards Point
• Easily redeem online or by calling 1-800-927-0100
• Choose your rewards: statement credits, airline miles, merchandise, gift cards, or even a combination of rewards types
• No cap on the amount of rewards you can earn, and points never expire as long as your account is open and in good standing
• Earn rewards on every purchase made on the Card
• Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • View the full-year calendar here
• Get extra points by shopping with ABOC Rewards partners via abocrewards.com
• 24/7 online account access
• Gift points to other ABOC Rewards members

Why Choose ABOC?

For nearly 100 years, ABOC has fostered deep ties to their customers and their community. They serve the banking needs of countless businesses, organizations, institutions and individuals, many for multiple generations.

These relationships are based on profound trust, in-depth understanding and highly personal and responsive service provided by their experienced bankers.

Bottom Line

The most well-known cards offering 5% cash back rewards are Chase Freedom Flex and Discover It. However, ABOC’s choice of popular categories for the bonus definitely makes the ABOC Platinum Rewards Credit Card a competitive alternative.

Unlike the above cards, ABOC Platinum Rewards comes with built-in Mastercard benefits such as shopping protection, travel assistance, travel protection and much more. Considering these benefits plus flexible redemption options and no annual fee, you can’t go wrong applying for this card.

For more options, see our list of Credit Card Promotions!

What’s The Competition?

Below are some alternatives to the ABOC Platinum Rewards credit card you should consider.

The Chase Freedom FlexSM offers a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. Click here to learn how to apply

The Chase Freedom Unlimited® Card offers: INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC Click here to learn how to apply

The American Express® Gold Card offers 60,000 points + earn up to $100 back. Earn 60,000 Membership Rewards Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24. Terms apply. You'll earn: • 4X Membership Rewards points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. • 4X Membership Rewards points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. • 3X Membership Rewards points per dollar spent on flights booked directly with airlines or on AmexTravel.com. • 2X Membership Rewards points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. • 1X Membership Rewards point per dollar spent on all other eligible purchases. Other benefits: • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at Dunkin' locations. • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required. • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required. • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property. This card has an annual fee of $325 with no foreign transaction fees (See Rates & Fees). Terms Apply. Click here to learn how to apply

The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.74% - 29.74%. You'll earn • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). • 6% Cash Back on select U.S. streaming subscriptions. • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). • 1% Cash Back on other purchases. • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. The card does come with a $0 intro annual fee for the first year, then $95. (See Rates & Fees) Terms Apply. Click here to learn how to apply

The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.74% to 29.74% variable APR. You'll earn: • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. • 1% back on other eligible purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. There are no annual fees with this card (See Rates & Fees). Terms Apply. Click here to learn how to apply

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