Available nationwide, American Heritage Credit Union Savings is offering a staggering 0.90% APY Rate. Continue reading below to learn everything you need to know about American Heritage Credit Union.
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About American Heritage CU Savings
American Heritage Credit Union is a credit union, not a bank. They provide the same services and strive to build their community and give them financial tools.
Being an online account, they can offer one of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
I’ll review American Heritage Credit Union account below.
American Heritage CU Savings Rate
To earn American Heritage Credit Union’s competitive rate, simply open the account. That’s all it takes and you’ll get to enjoy earning the high rate on all balances.
- Account Type: High Yield Savings Account
- Interest Rate: 0.90% APY
- Minimum Balance: $10,000
- Maximum Balance: $1,000,000
- Credit Inquiry: Soft pull
- Opening Deposit: $50 minimum
- Credit Card Funding: No
- Direct Deposit Requirement: None
- Monthly Fee: $10 monthly fee, can be waived if you maintain an daily balance of at least $10,000.
- Early Termination Fee: None listed, check with CSR for more information
American Express Personal Savings Account - You earn 1.00% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Comenity Direct Savings and HSBC Direct Savings accounts offer great rates available nationwide which I recommend.
|Huntington Bank Relationship Money Market Account||1.25% APY||Review|
|CIT Bank Money Market||1.00% APY||Review|
|CIT Bank Savings Builder||0.95% APY||Review|
|UFB Direct High Yield Savings||1.00% APY||Review|
|Discover Bank Online Savings||1.01% APY||Review|
|American Express High Yield Savings||1.00% APY||Review|
American Heritage CU ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with American Heritage Credit Union’s ACH capabilities.
How to Earn American Heritage CU Rate
- Open a Savings account from American Heritage Credit Union.
- Maintain a $10,000 balance amount and earn the 0.90% APY rate.
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account
- Provides a guaranteed high rate!
- To earn 0.90% Annual Percentage Yield and avoid $10 monthly fee, simply maintain an daily balance of at least $10,000.
- High Yield Savings Account deposits are federally insured by NCUA up to $250,000 per member.
Check out American Heritage Credit Union and open a Savings account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on American Heritage Credit Union Savings Account.