Here you can find all the latest BB&T Bank promotions, bonuses, and offers.
Currently, BB&T is offering a $1,000 bonus when you open a checking and savings account and meet all the requirements.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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Chase Business Complete BankingSM $300 Bonus | Chase Total Checking® $200 Bonus |
HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
TD Bank Beyond Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
Huntington 25 Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
Huntington Unlimited Business Checking $400 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
Ally Invest Up To $3,500 Bonus | Discover Bank $360 Cashback Debit |
WeBull 2 Free Stocks | BlockFi Up To $250 BTC Bonus |
Table of Contents
About BB&T Bank Promotions
BB&T opened its doors in 1872 and has since grown to over 2,000 branches. Once you join, you will have access to various accounts to protect your money. If you would like, please compare their rates with our list of Best Savings Rates and CD Rates.
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, WV (Bank Locator)
- Routing Number: Full list here
- Customer Service: 1 (800) 226-5228
When you open an account at BB&T it will not affect your credit score. Banks that will not affect your credit score should be considered more worthwhile of your time. For a full list of offers that will not affect your credit score check out our list of Best Soft Pull Bank Promotions.
If you’d like to participate in our Rewards Program, simply contact us when you find a new bank promotion and get paid up to $10!
I’ll review the BB&T Bank Promotions below.
BB&T Bank $1,000 Checking & Savings Bonus

Earn up to $1,000 bonus when you open a checking & savings account
BB&T Bank is offering up to $1,000 bonus when you open a new checking and savings account and meet the eligible requirements. Use promo code BCNGJ.
- Account Type: Checking & Savings Account
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, OH, , SC, TN, TX, VA, WV
- Direct Deposit Requirement: Yes, two direct deposits of $500+
- Hard/Soft Pull: Soft Pull (However, they are persistent about overdraft)
- ChexSystem: Yes
- Credit Card Funding: Up to $250 (Says debit card only, but credit cards will work)
- Monthly Fee: $12; avoidable
- Early account termination fee: None
- Household limit: 1
(Offer expired March 31, 2021)
If you’re looking for more advanced features for a checking account, you may want to compare this offer to the following: Chase Private Client ($2,000 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus).
How To Earn Up to $1,000 Bonus
- Earn up to $1,000 when you complete the following:
- Open a checking account and complete qualifying direct deposits totaling at least $500 within 90 days of account opening
- Open any new BB&T savings or MMA, and deposit the balances below within 30 days and maintain for 90 days after account opening. Amount you deposit and maintain determines the bonus you receive:
- Less than $10,000 = $300
- $10,000 – $24,999.99 = $400
- $25,000 – $49,999.99 = $600
- $50,000 -$99,999.99 = $800
- $100,000 or more = $1,000
- Make sure to use promo code BCNGJ upon application
- No-fee money orders, official checks, and other banking services
- Bonus rates on CDs and IRAs Disclosure
- Two overdraft protection transfer fees waived per month Disclosure
- No BB&T fees for four non-BB&T ATM transactions per statement cycle Disclosure
- Mobile Check Deposit
- Zelle®
- eBills
- BB&T Bright Banking checking account:
- $12 monthly fee, this is waived if you do either of the following:
- Receive a direct deposit of $500 or more
- Have an average daily balance of $1,500 or more
- $12 monthly fee, this is waived if you do either of the following:
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
(Expired) BB&T Bank $200 Checking Bonus

Earn a $200 bonus with BB&T!
BB&T is offering a $200 bonus when you open a Bright Banking Account and meet all the requirements.
- Account Type: Bright Banking Checking
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, OH, , SC, TN, TX, VA, WV
- Direct Deposit Requirement: Yes, two direct deposits of $500+
- Hard/Soft Pull: Soft Pull (However, they are persistent about overdraft)
- ChexSystem: Yes
- Credit Card Funding: Up to $250 (Says debit card only, but credit cards will work)
- Monthly Fee: $12; avoidable
- Early account termination fee: None
- Household limit: 1
(Expires December 31, 2020)
You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($200 bonus), Huntington Asterisk-Free Checking® ($150 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and HSBC Advance Checking (up to $240 bonus).
How To Earn $200 Checking Bonus
- Open and use a BB&T Bright Banking® account
- Complete two $500 qualifying direct deposits within 75 days
- No-fee money orders, official checks, and other banking services
- Bonus rates on CDs and IRAs Disclosure
- Two overdraft protection transfer fees waived per month Disclosure
- No BB&T fees for four non-BB&T ATM transactions per statement cycle Disclosure
- Mobile Check Deposit
- Zelle®
- eBills
- BB&T Bright Banking checking account:
- $12 monthly fee, this is waived if you do either of the following:
- Receive a direct deposit of $500 or more
- Have an average daily balance of $1,500 or more
- $12 monthly fee, this is waived if you do either of the following:
- Valid until December 31, 2020, for new BB&T Bright Banking® accounts.
- Must open online at BBT.com or in the U by BB&T app.
- Payout limited to one per household.
- Not available if the household closed a BB&T personal checking account in the last 12 months or has an active account.
- The primary account holder must be 18+ years old at the time of account opening.
- Applications subject to credit history review and approval.
- Truist employees not eligible. Not available in NJ/PA.
- A minimum opening balance of $50 is required.
- Account eligibility review occurs once, 76–90 days after account opening. Any account not in good standing closed, or with a balance less than or equal to zero at the time, we review account eligibility will not receive the $200 incentive.
- BBRFZ must be entered at the account opening. BB&T reserves the right in its sole discretion to limit the number of promo code uses.
My favorite bank transfer hub is the American Express® High Yield Savings Account: • Earn 0.50% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • No monthly fees, no minimum balance. • 24/7 Account Access |
Bottom Line
BB&T Bank promotions like the $200 bonus have a lot to like. For instance, they offer a way to avoid having to set-up a direct deposit to earn the bonus. Additionally, BB&T will not affect your credit score and they offer accounts that can earn dividends when you meet all the requirements.
If you have experience banking with BB&T, let us know how it went. Also, feel free to leave a comment below with any information we may have left out.
Helpful Tips:
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete BankingSM | $300 Cash | Review |
Chase Total Checking® | $200 Cash | Review |
HSBC Premier Checking Member FDIC | $450 Cash | Review |
HSBC Premier Checking Member FDIC | Up To $600 | Review |
HSBC Advance Checking Member FDIC | $200 Cash | Review |
HSBC Advance Checking Member FDIC | Up To $240 | Review |
Huntington 25 Checking | $300 Cash | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience CheckingSM | $150 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Axos Bank Basic Business Checking | $100 Cash | Review |
Aspiration Spend & Save Account | $100 Cash | Review |
Ally Invest | Up to $3,500 Cash | Review |
BlockFi | Up To $250 BTC | Review |
American Express High Yield Savings | 0.50% APY | Review |
Discover Cashback Debit Account | $360 Cash | Review |
Where can I find the full terms and conditions for this BB&T offer?
I have looked on BB&T’s website. No luck.
I have message BB&T on Facebook. No luck.
I have called BB&T. No luck.
I want to read the terms and conditions before I sign up for the promotion.