Here you can find all the latest BB&T Bank promotions, bonuses, and offers. Suntrust Bank and BB&T are now Truist.
Currently, BB&T is offering a $200 up to $1,000 bonus when you open a checking and savings account and meet all the requirements.
Table of Contents
About BB&T Bank Promotions
BB&T opened its doors in 1872 and has since grown to over 2,000 branches. Once you join, you will have access to various accounts to protect your money. If you would like, please compare their rates with our list of Best Savings Rates and CD Rates.
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, WV (Bank Locator)
- Routing Number: Full list here
- Customer Service: 1 (800) 226-5228
When you open an account at BB&T it will not affect your credit score. Banks that will not affect your credit score should be considered more worthwhile of your time. For a full list of offers that will not affect your credit score check out our list of Best Soft Pull Bank Promotions.
Compare BB&T Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, Bank of America, Wells Fargo, and more!
If you’d like to participate in our Rewards Program, simply contact us when you find a new bank promotion and get paid up to $10!
I’ll review the BB&T Bank Promotions below.
BB&T Bank $500 Checking Bonus

Earn up to $500 bonus when you open a checking & savings account
BB&T Bank is offering up to $500 bonus when you open a new checking and savings account and meet the eligible requirements. Use promo code BCZGK.
- Account Type: Checking Account
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, OH, , SC, TN, TX, VA, WV
- Direct Deposit Requirement: Yes, two direct deposits of $500+
- Hard/Soft Pull: Soft Pull (However, they are persistent about overdraft)
- ChexSystem: Yes
- Credit Card Funding: Up to $1,000 (Says debit card only, but credit cards will work)
- Monthly Fee: $12; avoidable
- Early account termination fee: None
- Household limit: 1
(Offer expired June 30, 2021)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), and PNC Bank Virtual Wallet (Up To $400 Bonus). |
How To Earn Up to $500 Bonus
- In order to earn the bonus, you must:
- Use promo code BCZGK
- Complete at least (2) qualifying Direct Deposits totaling $500 or more into the new checking account within 90 days of account opening, and
- Deposit $15,000 or more into the new savings or MMA within 30 days of account opening, and maintain $15,000 or more through 90 days after account opening.
- No-fee money orders, official checks, and other banking services
- Bonus rates on CDs and IRAs Disclosure
- Two overdraft protection transfer fees waived per month Disclosure
- No BB&T fees for four non-BB&T ATM transactions per statement cycle Disclosure
- Mobile Check Deposit
- Zelle®
- eBills
- BB&T Bright Banking checking account:
- $12 monthly fee, this is waived if you do either of the following:
- Receive a direct deposit of $500 or more
- Have an average daily balance of $1,500 or more
- $12 monthly fee, this is waived if you do either of the following:
- Accounts must be opened on the same day and with the same account ownership to be eligible for the reward. The reward will be deposited into the new checking account within four weeks of verifying all qualification requirements.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
BB&T Bank $200 Checking Bonus

Earn a $200 bonus with BB&T!
BB&T is offering a $200 bonus when you open a Bright Banking Account and meet all the requirements.
- Account Type: Bright Banking Checking
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, OH, , SC, TN, TX, VA, WV
- Direct Deposit Requirement: Yes, two direct deposits of $500+
- Hard/Soft Pull: Soft Pull (However, they are persistent about overdraft)
- ChexSystem: Yes
- Credit Card Funding: Up to $250 (Says debit card only, but credit cards will work)
- Monthly Fee: $12; avoidable
- Early account termination fee: None
- Household limit: 1
(Expires June 30, 2021)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn $200 Checking Bonus
- Open and use a BB&T Bright Banking® account using promo code BCPFZ
- Complete two $500 qualifying direct deposits within 75 days
- No-fee money orders, official checks, and other banking services
- Bonus rates on CDs and IRAs Disclosure
- Two overdraft protection transfer fees waived per month Disclosure
- No BB&T fees for four non-BB&T ATM transactions per statement cycle Disclosure
- Mobile Check Deposit
- Zelle®
- eBills
- BB&T Bright Banking checking account:
- $12 monthly fee, this is waived if you do either of the following:
- Receive a direct deposit of $500 or more
- Have an average daily balance of $1,500 or more
- $12 monthly fee, this is waived if you do either of the following:
- Valid for new BB&T Bright Banking® accounts.
- Must open online at BBT.com or in the U by BB&T app.
- Payout limited to one per household.
- Not available if the household closed a BB&T personal checking account in the last 12 months or has an active account.
- The primary account holder must be 18+ years old at the time of account opening.
- Applications subject to credit history review and approval.
- Truist employees not eligible. Not available in NJ/PA.
- A minimum opening balance of $50 is required.
- Account eligibility review occurs once, 76–90 days after account opening. Any account not in good standing closed, or with a balance less than or equal to zero at the time, we review account eligibility will not receive the $200 incentive.
- BBRFZ must be entered at the account opening. BB&T reserves the right in its sole discretion to limit the number of promo code uses.
(Expired) BB&T Bank $1,000 Checking & Savings Bonus

Earn up to $1,000 bonus when you open a checking & savings account
BB&T Bank is offering up to $1,000 bonus when you open a new checking and savings account and meet the eligible requirements. Use promo code BCNGJ.
- Account Type: Checking & Savings Account
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, OH, , SC, TN, TX, VA, WV
- Direct Deposit Requirement: Yes, two direct deposits of $500+
- Hard/Soft Pull: Soft Pull (However, they are persistent about overdraft)
- ChexSystem: Yes
- Credit Card Funding: Up to $250 (Says debit card only, but credit cards will work)
- Monthly Fee: $12; avoidable
- Early account termination fee: None
- Household limit: 1
(Offer expired March 31, 2021)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), and PNC Bank Virtual Wallet (Up To $400 Bonus). |
How To Earn Up to $1,000 Bonus
- Earn up to $1,000 when you complete the following:
- Open a checking account and complete qualifying direct deposits totaling at least $500 within 90 days of account opening
- Open any new BB&T savings or MMA, and deposit the balances below within 30 days and maintain for 90 days after account opening. Amount you deposit and maintain determines the bonus you receive:
- Less than $10,000 = $300
- $10,000 – $24,999.99 = $400
- $25,000 – $49,999.99 = $600
- $50,000 -$99,999.99 = $800
- $100,000 or more = $1,000
- Make sure to use promo code BCNGJ upon application
- No-fee money orders, official checks, and other banking services
- Bonus rates on CDs and IRAs Disclosure
- Two overdraft protection transfer fees waived per month Disclosure
- No BB&T fees for four non-BB&T ATM transactions per statement cycle Disclosure
- Mobile Check Deposit
- Zelle®
- eBills
- BB&T Bright Banking checking account:
- $12 monthly fee, this is waived if you do either of the following:
- Receive a direct deposit of $500 or more
- Have an average daily balance of $1,500 or more
- $12 monthly fee, this is waived if you do either of the following:
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Bottom Line
BB&T Bank promotions like the $200 bonus have a lot to like. For instance, they offer a way to avoid having to set-up a direct deposit to earn the bonus. Additionally, BB&T will not affect your credit score and they offer accounts that can earn dividends when you meet all the requirements.
If you have experience banking with BB&T, let us know how it went. Also, feel free to leave a comment below with any information we may have left out.

BB&T will pay the cash bonus (up to $1,000) once all of the requirements are met????? I did open the account in Feb, 2021 and hopefully, I will receive cash bonus by now (7 months later) I haven’t received a cash bonus. I called them several times. The bank teller was very nice and told me that she would send an email to a bank and will let me know. One week later, I still haven’t received a phone call or an explanation… Just wonder if BB&T just want people to put in the bank but not keep their promise. Should I keep a money there or move it to a different bank.
Any suggestions?
Is promotion still going on? I am thinking to open an account. Would need promotion code also!
No mention is made about when BB&T will pay the cash bonus (up to $1,000) once all of the requirements are met.
?????? Regarding the $500 BB&T Bonus for opening a checking & savings account… on this page there is a blue button that says “About BB&T $500 Bonus”, & right below it in parenthesis it says (Expired 6/30/2021).
Yes, with a ‘d’, and today is only 6/9/21. Also, when I put “bb&t promo” in the search box on your website, it said found nothing. So is the $500 Promo Bonus for opening the checking & savings w/$500 in in direct deposits & keeping 15K in Savings, still valid??? And is the Promo Code still: BCZGK ??
Anthony: Was anyone ever able to indemnify the best place to get the terms?
I’ve the same problem with the bb&t offer!
Where can I find the full terms and conditions for this BB&T offer?
I have looked on BB&T’s website. No luck.
I have message BB&T on Facebook. No luck.
I have called BB&T. No luck.
I want to read the terms and conditions before I sign up for the promotion.