Available nationwide, BMO Harris Bank Platinum Money Market is offering a staggering 2.45% APY Rate. Continue reading below to learn everything you need to know about BMO Harris Bank.
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About BMO Harris Bank Platinum Money Market
Established in 1947, BMO Harris has over 600 locations throughout Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota and Wisconsin. They are the 2nd largest bank in the State of Illinois where they are headquartered (Chicago).
Being an online account, they can offer one of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
I'll review BMO Harris Bank account below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
BMO Harris Bank Platinum Money Market 2.45% Rate
- Account Type: Platinum Money Market Account
- Interest Rate: 2.45% APY
- Minimum Balance: $5,000
- Maximum Balance: None Listed
- Availability: Nationwide (Branch Locator)
- Credit Inquiry: Soft Pull
- Opening Deposit: $5,000
- Credit Card Funding: None
- Monthly Fee: None
- Early Termination Fee: Unknown
(FDIC Insured)
American Express Personal Savings Account - You earn 2.10% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings, HSBC Direct Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses. |
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| PROMOTIONAL LINK | RATE | REVIEW |
| Discover Bank Online Savings | 2.05% APY + $200 Cash | Review |
| Simple | 2.02% APY + $500 Cash | Review |
| UFB Direct High Yield Savings | 2.45% APY | Review |
| UFB Direct High Yield Savings | 2.45% APY | Review |
| HSBC Direct Savings Member FDIC | 2.30% APY | Review |
| CIT Bank Savings Builder | 2.30% APY | Review |
BMO Harris Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with BMO Harris Bank's ACH capabilities.
How to Earn BMO Harris Bank Rate
- Open a Platinum Money Market account from BMO Harris Bank with an opening deposit of $5,000.
- Maintain a $5,000 balance amount and earn the 2.45% APY rate.
| Balance Requirement | APY Rate |
| $5,000 – $9,999.99 | 2.45% APY |
| $10,000 – $24,999.99 | 2.45% APY |
| $25,000 – $249,999.99 | 2.45% APY |
| $250,000+ | 2.45% APY |
Why You Should Sign Up For This Account
- Interest is compounded daily
- FDIC insured up to $250,000
- Only $5,000 minimum to open
- Earn 2.45% APY rate on any balance
Bottom Line
Check out BMO Harris Bank and open a Platinum Money Market account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on BMO Harris Bank Account.
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