F&M Bank Reward Checking Account

For residents of Oklahoma, F&M Bank is offering up to 2.75% APY with a maximum balance of $10,000 with their free Rewards Checking Account. Earn an amazing rate with this free checking account. And receive ATM fee refunds, not just in Oklahoma, but nationwide! If you live in the state of Oklahoma, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with Chemcel Federal Credit Union today!

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	BMO Harris Bank Checking: Earn $200 cash bonus when you open a new BMO Harris Smart Money^TM Account and have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Harris Bank Checking Review
	Chase Total Checking®: Earn $200 bonus when you open a new Total Checking® account and set up a qualifying direct deposit into this account within 90 days of account opening. Apply Now---Chase Total Checking Review
	TD Bank Convenience Checking: Earn $200 bonus with the TD Bank Convenience Checking account when you receive direct deposits of $500 or more within 60 days of opening your account. The account comes with free online banking, free bill pay, and access to 1,300 ATMs. Apply Now---TD Bank Checking Review

Table of Contents

1 F&M Bank Rewards Checking:
2 F&M Bank Rewards Checking Features:
3 How To Earn Up to 2.75% APY Rate:
4 Bottom Line:

F&M Bank Rewards Checking:

Sign up Offer
Account Type: Rewards Checking Account
Interest Rate: 2.75% APY
Maximum Balance: $10,000
Availability: Oklahoma (Bank Locator)
Expiration Date: None
Credit Inquiry: Hard pull or soft pull? Let us know
Opening Deposit: $50
Credit Card Funding: Unknown
Direct Deposit Requirement: Optional
Monthly Fee: None
Additional Requirements: at least 15 debit card purchases post and settle your account, be enrolled and review eStatements, at least one direct deposit OR automatic payment (ACH) post and settle
Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.

F&M Bank Rewards Checking Features:

FREE checking account
No minimum balance requirements
Earns extremely high dividends
Qualifying accounts get reimbursed up to $20 per month on ATM fees nationwide
To qualify you must have per month: at least 15 debit card purchases post and settle your account, be enrolled and review eStatements, at least one direct deposit OR automatic payment (ACH) post and settle

How To Earn Up to 2.75% APY Rate:

Sign up to F&M Bank Rewards Checking Account to earn 3.05% APY for up to $20,000.
Have at least 15 debit card purchases post and settle your account
Be enrolled and review eStatements
Have at least one direct deposit OR automatic payment (ACH) post and settle

Note: Balances over $10,000 earn between 2.75% to 0.11% APY depending on balance in account. Balances that fail to meet all requirements earn 0.01% APY

Bottom Line:

F&M Bank is offering a great rewards checking account program for those that are residents of Oklahoma. There is no monthly fee, and the account has a great interest rate! Remember that if your balance is over $10,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.

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See our favorite Bank Rates to earn high interest!

The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards.

You'll earn:
• 5X points on travel purchased through Chase Ultimate Rewards
• 3X points on dining
• 3X points on select streaming services and online grocery purchases
• 2X points on all other travel purchases
• 1X point per $1 spent on all other purchases

Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value!

This card carries a $95 annual fee.

Learn More About This Card

Great Lakes Credit Union Free Checking Review: 2.50% APY Up To $10K (Nationwide)

Affinity Plus Federal Credit Union Money Market Review: Up to 3.00% APY (Nationwide)

Chelsea State Bank Kasasa Cash Checking Review: 2.53% APY Up to $10K (MI)

Bank

Advertise Here!

BMO Harris Smart Advantage™ Account
$200 Cash

BMO Harris Smart Money™ Account
$200 Cash

BMO Harris Premier™ Account
$350 Cash

Chase Business Complete Banking^SM
$300 Cash

Chase Private Client
$2,000 Cash

Chase Total Checking^®
$200 Cash

U.S. Bank Smartly™ Checking Account
$600 Cash

U.S. Bank Smartly™ Checking Account
$400 Cash

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U.S. Bank Business Checking
$400 Cash

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Up to $2,000 Cash Bonus
with required activities.

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Up To $2,000 Cash Bonus
with required activities.

SoFi Checking and Savings Account
$275 Cash

J.P. Morgan Self-Directed Investing
Up to $700 Cash

Chase College Checking^SM
$100 Cash

Chase Secure Banking^SM
$100 Cash

Huntington Bank Unlimited Plus Business Checking
$1,000 Cash

Huntington Bank Unlimited Business Checking
$400 Cash

Huntington Bank Business Checking 100
$100 Cash

Sallie Mae Bank 27-Month CD
5.00% APY

Sallie Mae Bank 14-Month No Penalty CD
4.40% APY

Western Alliance Bank High Yield Savings
4.35% APY

TD Bank Beyond Checking
$300 Cash

TD Bank Convenience Checking^SM
$200 Cash

First National Bank Checking
$400 Cash

PSECU Checking
$300 Cash

Axos Bank Rewards Checking
$100 Cash

Axos Bank Basic Business Checking
$200 Cash

Axos Bank Business Interest Checking
$200 Cash

Axos Bank Business Savings
$200 Cash

Axos Self Directed Trading
$200 Cash

Axos Managed Portfolio
$200 Cash

TradeStation
$150 Cash

CIT Bank 18-Month CD
4.60% APY

CIT Bank No-Penalty CD
4.10% APY

CIT Bank Savings Connect
4.05% APY

UFB Best Savings
4.21% APY

UFB Best Money Market
4.21% APY

American Express® High Yield Savings account
3.30% APY as of 12/22/22

Aspiration Checking
$50 Cash

Discover Bank Online Savings
$200 Cash
See advertiser website for full details

Discover Bank Online Savings
$150 Cash
See advertiser website for full details

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code HMB323 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 3/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.

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