F&M Bank Reward Checking Account

For residents of Oklahoma, F&M Bank is offering up to 2.75% APY with a maximum balance of $10,000 with their free Rewards Checking Account. Earn an amazing rate with this free checking account. And receive ATM fee refunds, not just in Oklahoma, but nationwide! If you live in the state of Oklahoma, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with Chemcel Federal Credit Union today!

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Western Alliance Bank High-Yield Savings Premier: Available nationwide, the Western Alliance Bank High-Yield Savings Premier account offers 4.25% APY. FDIC insured. Open your account online in five minutes or less. No account activity or maintenance fees. Learn More---Review

Table of Contents

F&M Bank Rewards Checking:

Sign up Offer
Account Type: Rewards Checking Account
Interest Rate: 2.75% APY
Maximum Balance: $10,000
Availability: Oklahoma (Bank Locator)
Expiration Date: None
Credit Inquiry: Hard pull or soft pull? Let us know
Opening Deposit: $50
Credit Card Funding: Unknown
Direct Deposit Requirement: Optional
Monthly Fee: None
Additional Requirements: at least 15 debit card purchases post and settle your account, be enrolled and review eStatements, at least one direct deposit OR automatic payment (ACH) post and settle
Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.

F&M Bank Rewards Checking Features:

FREE checking account
No minimum balance requirements
Earns extremely high dividends
Qualifying accounts get reimbursed up to $20 per month on ATM fees nationwide
To qualify you must have per month: at least 15 debit card purchases post and settle your account, be enrolled and review eStatements, at least one direct deposit OR automatic payment (ACH) post and settle

How To Earn Up to 2.75% APY Rate:

Sign up to F&M Bank Rewards Checking Account to earn 3.05% APY for up to $20,000.
Have at least 15 debit card purchases post and settle your account
Be enrolled and review eStatements
Have at least one direct deposit OR automatic payment (ACH) post and settle

Note: Balances over $10,000 earn between 2.75% to 0.11% APY depending on balance in account. Balances that fail to meet all requirements earn 0.01% APY

Bottom Line:

F&M Bank is offering a great rewards checking account program for those that are residents of Oklahoma. There is no monthly fee, and the account has a great interest rate! Remember that if your balance is over $10,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.

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See our favorite Bank Rates to earn high interest!

The Chase Sapphire Preferred® Card offers 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

You'll earn:
• 5x on travel purchased through Chase Travel^SM
• 3x on dining, select streaming services and online groceries
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• 1x on all other purchases
• $50 Annual Chase Travel Hotel Credit
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.

Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel^SM

This card carries a $95 annual fee.

Click here to learn how to apply