For residents of Oklahoma, F&M Bank is offering up to 2.75% APY with a maximum balance of $10,000 with their free Rewards Checking Account. Earn an amazing rate with this free checking account. And receive ATM fee refunds, not just in Oklahoma, but nationwide! If you live in the state of Oklahoma, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with Chemcel Federal Credit Union today!

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	Huntington Asterisk-Free Checking: Earn a $150 bonus when opening a Huntington Asterisk-Free Checking account and make total deposits of at least $1,000 within 60 days of account opening. The $150 will be deposited into your account after all requirements are met and your account is open for 90 days. Apply Now---Huntington Asterisk-Free Checking Review
	CIT Bank Savings Builder Account: Earn $150 Cash Bonus with $25K deposit or $300 Cash Bonus with $50K deposit. Earn up to 1.75% APY on your funds - a top tier, competitive APY on your money. Start with $100 deposit per month or maintain a balance of $25k or more to earn their highest interest rate. Apply Now---CIT Bank Savings Builder Review
	American Express Personal Savings Account: Earn 1.60% APY on your deposits. Your Personal Savings account earns interest daily and is posted to your account monthly, links easily with your current bank accounts, get 24/7 access, & there is no need to switch banks. No monthly fees, no minimum balance. FDIC Insured. Apply Now---American Express Personal Savings Account Review

Table of Contents

1 F&M Bank Rewards Checking:
2 F&M Bank Rewards Checking Features:
3 How To Earn Up to 2.75% APY Rate:
4 Bottom Line:

F&M Bank Rewards Checking:

Sign up Offer
Account Type: Rewards Checking Account
Interest Rate: 2.75% APY
Maximum Balance: $10,000
Availability: Oklahoma (Bank Locator)
Expiration Date: None
Credit Inquiry: Hard pull or soft pull? Let us know
Opening Deposit: $50
Credit Card Funding: Unknown
Direct Deposit Requirement: Optional
Monthly Fee: None
Additional Requirements: at least 15 debit card purchases post and settle your account, be enrolled and review eStatements, at least one direct deposit OR automatic payment (ACH) post and settle
Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.

F&M Bank Rewards Checking Features:

FREE checking account
No minimum balance requirements
Earns extremely high dividends
Qualifying accounts get reimbursed up to $20 per month on ATM fees nationwide
To qualify you must have per month: at least 15 debit card purchases post and settle your account, be enrolled and review eStatements, at least one direct deposit OR automatic payment (ACH) post and settle

How To Earn Up to 2.75% APY Rate:

Sign up to F&M Bank Rewards Checking Account to earn 3.05% APY for up to $20,000.
Have at least 15 debit card purchases post and settle your account
Be enrolled and review eStatements
Have at least one direct deposit OR automatic payment (ACH) post and settle

Note: Balances over $10,000 earn between 2.75% to 0.11% APY depending on balance in account. Balances that fail to meet all requirements earn 0.01% APY

Bottom Line:

F&M Bank is offering a great rewards checking account program for those that are residents of Oklahoma. There is no monthly fee, and the account has a great interest rate! Remember that if your balance is over $10,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.

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See our favorite Bank Rates to earn high interest!

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