Available to CA, IL, NJ, NY, TX, VA residents, you can earn 1.00% APY when you open a new savings account with Hanmi Bank.
Table of Contents
Hanmi Bank Savings Account
- Account Type: Simple Savings
- Availability: CA, IL, NJ, NY, TX, VA
- Credit Inquiry: Unknown
- Opening Deposit: $100
- Credit Card Funding: Unknown, Let us know
- Monthly Fee: There are no monthly service fees
- Early Termination Fee: Not listed
(FDIC Insured)
American Express® High Yield Savings Account - You earn a competitive interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express® High Yield Savings account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings | $200 Bonus + 1.10% APY | Review |
| Aspiration | $150 Bonus + 1.00% APY | Review |
| Axos Business Savings | $200 Bonus + 0.20% APY | Review |
| UFB Money Market Account | 1.66% APY | Review |
| UFB Savings | 1.66% APY | Review |
| Quontic Bank High Yield Savings | 1.58% APY | Review |
| Quontic Bank Money Market | 1.50% APY | Review |
| CIT Bank Savings Connect | Up to 1.35% APY | Review |
| American Express® High Yield Savings account | 1.00% APY as of 6/29/22 | Review |
| CIT Bank Money Market | 1.00% APY + Amazon Prime Offer | Review |
| Axos Bank High Yield Savings | Up to 0.61% APY | Review |
Hanmi Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn Rate
- Open a Simple Savings account from Hanmi Bank with minimum deposit of $100.
- Input your info: Provide your name, address, phone, email & social security number or Tax ID.
- Fund the account/transfer funds – Transfer funds electronically from an internal account here or an external account at another bank.
- Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.
Why You Should Sign Up For This Account
- FDIC Insured. Covered by FDIC Insurance up to $250,000
- Flexibility. Deposit and withdraw at your own convenience.
- 24/7 Banking. Bank anytime, anywhere with Hanmi Online & Mobile Banking.
Bottom Line
If you are browsing around for a savings account with a competitive APY rate, learn more about Hanmi Bank’s savings account as a good candidate.
Interested in more options? See our list of the best interest earning accounts here!
Related posts:
First Community Credit Union Advantage Money Market Account Review: 1.51% APY (IL, WI)
Nationwide by Axos Bank My Savings Review: Earn Up to 0.30% APY Rate
Ideal Credit Union High Yield Checking Review: 2.00% APY Up To $20K (Nationwide)
Amplify Credit Union Money Market Advantage Promo Account Review: 1.20% APY (TX)
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