Available for California, Illinois, New Jersey, New York, Texas, and Virginia residents, Hanmi Bank is offering 2.10% APY when you open Premier Savings account. To earn this competitive rate, simply have an opening deposit of $100 then simply fund the account. That’s all it takes and you’ll get to enjoy earning the 2.10% rate on balances $50,000 or more. With a Hanmi Premier Savings account you can use a range of services from online and mobile banking, mobile check deposits, telephone banking, eStatements, online Bill Pay, and so much more. If you are interested and qualify, apply online today!
Table of Contents
Hanmi Bank Account Info:
- Sign up Offer
- Account Type: Premium Savings
- Interest Rate: 2.10%
- Minimum Balance: $50,000
- Maximum Balance: None listed
- Availability: CA, IL, NJ, NY, TX, VA (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $100
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None listed
- Monthly Fee: $10 monthly fee can be waived with $5,000 daily balance
- Additional Requirements: None listed
- Early Termination Fee: None listed, check with CSR
- Insured: FDIC
ACH Capabilities & Limits:
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | |
| Pull | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn Hanmi Bank Rates:
- Open a Premium Savings account from Hanmi Bank with an opening deposit of $50,000.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Maintain a minimum balance of $5,000.00.
| Balance Requirement | APY Rate |
| Less than $10,000 | 0.15% APY |
| $10,000 to $49,999.99 | 1.85% APY |
| $50,000+ | 2.10% APY |
Why You Should Sign Up For This Account:
- Monthly fee waived with $5k
- Offers a range of services
- Open an account with just $100
- FDIC Insures up to $250,000
Bottom Line:
Check out this offer from Hanmi Bank. When you open a Premier Savings account you can earn a 2.10% APY! This rate is great for balances $50,000 and up. This is a great APY rate for anyone looking to watch their money grow a little more so be sure to take advantage of the services they have to offer along with these savings. The balance requirement for the highest APY rate is pretty large, as expected, but they do offer other rates for balances below it as well. Please note that this promotional offer is not listed on their website and was sent via email to DepositAccounts. It takes just minutes online, so open an account today! Let us know about your experience with this bank and comment below. For more bank offers, see the complete list of Best Bank Rates!
 The Ink Business Unlimited Credit Card offers $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee and you'll have the opportunity to take advantage of a 0% introductory APR for 12 months on purchases |
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